One simple factor is at the heart of our client relationships: trust. We understand the importance of building trust. And it begins with listening more than talking. As good listeners, we can better identify our clients’ goals and concerns, and then tailor debt relief solutions to each client’s specific situation.

Our dedication to customer service is unparalleled in the industry. We always do what we say we will do and always act in the best interests of our clients. Restore Credibility is proud to be the country’s most trusted provider of debt relief services. We have an A+ rating and are fully accredited by the Better Business Bureau (BBB). And we’re proud to be our clients’ top-rated Debt Consolidation Company, with tens of thousands of reviews and testimonials including:

Our track record is self-evident. We assist thousands of new clients each month in beginning their debt relief journey, and we have assisted hundreds of thousands of clients in resolving billions of dollars in consumer debt. We are extremely proud of our industry leadership. We are active, accredited members of the American Fair Credit Counsel (AFCC) and IAPDA Platinum Accredited (International Association of Professional Debt Arbitrators).

We deliver results, and we deliver them properly.

Restore Credibility’s signature solution is Debt Relief. It can immediately reduce your monthly payments, relieving cash flow pressure and allowing you to focus on becoming debt-free as cheaply and quickly as possible.

Our programme is simple to grasp. Instead of paying your creditors, you will make a monthly deposit into a Dedicated Savings Account in your name and under your control. As funds accumulate, we will contact your creditors to negotiate and agree on lower balances. (Because you’re no longer paying the creditor, they’ll likely see a reduced payment as preferable to no payment at all.) Then you’ll authorise us to pay your creditors the lower, negotiated amounts using the funds in your Dedicated Savings Account. Accounts that have been paid off should be reported with a zero balance.

Restore Credibility does charge a fee for our services, but all programme fees are already included in your deposit to your Dedicated Savings Account. Moreover, unlike other programmes with hardship solutions, our fee is entirely based on performance. We don’t get paid until we’ve achieved the results you want and you’re happy with the savings.

Our fees vary by state and debt amount (about 15-25% of enrolled debt). When compared to the thousands of dollars in interest you may pay on credit cards while trying to pay them off, Restore Credibility offers significant savings.

While each programme is unique, here is an example from a recent client:

Might this example helps you to understand how much do we charge.

“Patricia” came to Restore Credibility owing $22,800 on credit cards and a personal loan, with a monthly payment of just over $1020. Her priority after recently transitioning to a fixed income was to reduce the payment and eliminate the debt. She set aside $362 per month for 48 months (4 years) to become debt-free.

Because all fees were factored in, “Patricia’s” debt could be settled for around $17,300 rather than the estimated $63,434 based on minimum payments.