What is the best travel insurance for Colombia? If this incredible country is on your travel bucket list, you’re likely wondering which international medical insurance to get to have the best guarantees and solely focus on enjoying your trip.
That’s why we’ve prepared this guide for you. Here, you can learn about the specific coverage your travel medical insurance needs for Colombia, the price of international insurance, and how to get it easily and simply.
Why hire travel insurance for Colombia?
Every destination is different, but one thing we almost always encounter when travelling to different countries is very high prices for any medical attention.
Colombia is no exception. If you were to travel there without adequate international medical insurance, you would have to face expenses that could end up ruining your trip.
A stumble on the more than 700 steps of the Piedra del Peñol that ends in a small ankle twist. A cut from the sharp Caribbean coral while snorkelling in a place as idyllic as Cayo Cangrejo. Some digestive problems when trying delicious food such as arepas, enchiladas or lechona for the first time. Or even any other situation that you wouldn’t give much importance to while at home (infection, muscle problem, illness…). All of these could become a visit to a low-quality medical center and an astronomical bill that could mortgage your trip.
By travelling with the best travel insurance to Colombia, you ensure that you can access the best health centers and hospitals for any medical need without pay. In addition, you’ll have many other coverages during your trip. Besides protecting your health, your travel insurance to Colombia also offers coverage in case of events such as problems with your luggage or robbery with violence. Colombia is a safe country in its tourist areas if you take the necessary precautions, but in case you face a problem of this nature, your travel policy will also protect you.
What is the best travel medical insurance for Colombia?
Next, we will tell you in detail what features your travel insurance to Colombia must have to ensure that you’re protected from any activity you will do in the country. But, if you already know how essential it is, don’t wait any longer and get your travel insurance now to enjoy the best coverage on a trip that will be unforgettable. If your country of residence is within the European Union your best ally for this trip is IATI Total Comfort. If your country of residence is outside the European Union we recommend IATI Star.
What should the best travel insurance for Colombia include: Characteristics
Just as you would need specific coverage for a trip to a city like Paris, for your travel insurance to Colombia you will need coverage that is tailored to this destination.
We will talk about all the essential characteristics of this specific destination, all of which are included in your IATI Total Comfort and IATI Star travel insurances for Colombia.
24-hour free assistance
You’ve been waiting for this great trip for a long time and plan to enjoy it from beginning to end, 24 hours a day. That’s why, thanks to your travel insurance for Colombia, we will be by your side 24 hours a day, 7 days a week, to provide you with the assistance you need anytime you need it.
In addition, if it is more convenient for you to contact us by phone from abroad, we will reimburse the cost of your call when you provide us with the receipt.
High medical assistance coverage in Colombia
We emphasize the importance of having travel insurance with sufficient coverage. This will ensure any necessary medical attention, especially since there is no health agreement between Colombia and some countries (always confirm with official sources from your country of residence).
That’s why we’ve provided the IATI Total Comfort travel insurance for Colombia with up to €10,000,000 to cover any medical situation you may face and IATI Star with up to €1.000.000 to cover any health situation. Additionally, you will always receive this attention in the best medical centers and hospitals in the country.
Coverage of adventure sports in Colombia
There’s a lot to do and see in Colombia related to its history and culture, but this country also offers a myriad of options for adventure sports and activities that you won’t want to miss.
Kayaking or rafting in unique environments like Rionegro. Hiking trails in places like Tayrona Park or the Lost City. Diving up to 40 meters deep or snorkelling to enjoy the lush marine life. Cycling through the Chicamocha Canyon. Water sports like surfing. These are some of the plans you shouldn’t miss to make the most of this destination.
You may be surprised to learn that none of these activities is usually covered by most travel insurance policies for Colombia. Thanks to the Adventure Sports coverage, you can enjoy all of them covered by your travel insurance.
No deductibles
Do you know what deductible insurance is? It means that, in the case of a deductible of 100 euros, you will have to pay the first 100 euros of each assistance during your trip, and the insurance will pay from there. It’s a condition that is often hidden in the fine print.
At IATI, none of our insurance policies has deductibles, and we will cover every cent from the first moment you need assistance during your trip to Colombia with your international insurance.
No advance payment for medical assistance
After contracting your travel insurance for Colombia, you won’t have to worry about possible medical expenses. Other companies force you to pay the medical assistance costs abroad and then enter a tedious process to get your refund.
With the IATI Total Comfort and IATI Star travel insurances for Colombia, you simply need to contact us when you require assistance. We will quickly direct you to the medical center or hospital where you can receive the best care. After your visit, we will take care of the costs of the visit, possible tests or medications prescribed by the specialist.
If due to an emergency, you cannot contact us before seeing a doctor, you don’t have to worry. When you send us the reports and payment receipts, we will reimburse all the expenses coverage included in your travel policy for Colombia.
Loss of luggage and theft included
You and your luggage are going to Colombia, and that’s why we’ll also take care of protecting your belongings. Thanks to your IATI Total Comfort insurance, you will have up to 1,500 euros of coverage for cases such as robbery with violence or problems with your luggage. With IATI Star you will also be protected in such cases and you will have up to 2,500 euros of coverage.
Cancellation option – cancelling your trip to Colombia
A trip to Colombia involves buying airplane tickets, reserving hotels, and hiring different activities that you want to do once you are there. Therefore, you may wonder, “What happens if I have to cancel my trip due to a serious reason? Will I lose all my money?”
At IATI, we have over 135 years of experience as leaders in the travel insurance sector, and we are constantly adapting our products to the new needs of travellers. That’s why, in addition to your travel insurance to Colombia, you can also get the Trip Cancellation Supplement.
Thanks to this supplement, you can recover up to 2,000 euros if you cannot take your trip due to any of the more than 30 causes listed in the policy.
We will be by your side during your entire trip but also in case you cannot make it.
The coverage of medical travel insurance to Colombia by IATI
Now that you know the coverage your travel insurance for Colombia should have, you may be interested in learning more about the features offered by the most popular policies among travellers heading to this destination. On the IATI Total Comfort and IATI Star pages, you can find detailed information about our policy and its benefits.
In the following table, as a summary, we show you some of the coverages if you are travelling from the EU:
| Travel Insurance for Colombia | Medical Expenses Coverage | Theft and baggage damage | Adventure Sports | Cancellation coverage (optional) | Repatriation |
| IATI Total Comfort | €10,000,000 | €1,500 | 100% | €2,000 | 100% |
If you are travelling from outside the EU, here is the summary of the features of the best travel insurance:
| Travel Insurance for Colombia | Medical Expenses Coverage | Theft and baggage damage | Adventure Sports | Cancellation coverage (optional) | Repatriation |
| IATI Star | €1.000.000 | €2,500 | 100% | €5,000 | 100% |
How much does travel insurance to Colombia costs with IATI?
The cost of your travel insurance for Colombia, is what will convince you of the great quality/price ratio.
As you can see, the price of a two-week trip is lower than the price of one night in a medium hotel, which means that your international insurance will be a minimal cost in your travel budget.
In addition, this is an expense that will turn into a huge saving in case you need any type of assistance:
| International health insurance | Price for 1 week | 2 weeks | 3 weeks |
| IATI Total Comfort | 55 € | 72,22 € | 127,01 € |
| International health insurance | Price for 1 week | 2 weeks | 3 weeks |
| IATI Star | 63,44€ | 99,38 € | 123,62 € |
How to hire the best travel insurance for Colombia
You will see that hiring your travel insurance for Colombia is a quick and easy process thanks to IATI’s renewed menu. Follow these simple steps and get it easily:
Enter the following information in the menu:
- Your place of residence
- The destination of your trip: Colombia in this case
- The start and end dates of your trip
- The number of travellers
- Type of insurance: travel insurance
Once you fill out the menu, click on “Get a quote” and then select your travel insurance before clicking on “Contract”. At this point, you can add the Trip Cancellation Supplement if you wish. This would allow you to recover up to 2,000 euros of what you invested in your trip if you cancel your visit to Colombia for one of the stipulated reasons.
Then, simply enter your personal information and make the payment. You will immediately receive your policy and contact information via email so you can request assistance with your travel insurance to Colombia if needed.
Useful information for travelling safely to Colombia
Best time to travel to Colombia
The best time to travel to Colombia in terms of weather is from december to march. These dates coincide with the so-called “dry season” and ensure a very low amount of rainfall. However, since it is the high season, it is normal to encounter higher prices, so it is necessary to make your reservations well in advance.
Similarly, you shouldn’t worry if you’re travelling at other times. Even if you travel during a rainier season, you can still enjoy your visit to the fullest, as rain is not constant throughout the day.
Security in Colombia
Colombia is a welcoming and captivating country that awaits you with open arms. Although it can be said that it is a safe country in its main tourist areas, it is always necessary to take precautions.
Health in Colombia
As there is no agreement between Colombia and many other countries regarding health, if you need medical attention during your trip, you will have to pay for it out of your pocket. This presents two problems: on the one hand, it is not always easy to find a quality health center or hospital where you can be treated. On the other hand, the prices for medical assistance are very high for tourists, and a simple mishap can ruin your trip.
Therefore, it is essential to have an international insurance policy with broad coverage that considers the characteristics of a trip like this when travelling to Colombia.
Don’t wait any longer and get you travel insurance now to enjoy the adventure you deserve!
