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Ready to get a handle on your finances once and for all? You’ve come to the right place. We’ve rounded up 6 of the best budget templates to help you get started.
If you’re just getting started with budgeting, don’t miss our 8-step budgeting process that works.
Once you’re clear on how the budgeting process works in general, it’s time to explore some of the best printable budget worksheets. These worksheets can help you save money, pay off debt, and build wealth.
Take a look at our top picks!
Our Simple, Blank Budget Worksheet
One of the best things you can do for your budget is to keep it simple and streamlined. That’s why we love our simple budget worksheet.
And we’re not alone. Over 10,000 people have downloaded this printable featuring a minimal design.
It’s easy to see exactly how much money is coming in and going out. Plus, it allows you to keep tabs on exactly where your money is going. This free printable budget worksheet is great for new and seasoned budgeters alike.
My Frugal Home Worksheet: Simple Layout, Categories Included!
Another monthly budget worksheet to check out is the My Frugal Home budget worksheet. This template is designed to help you create a budget that fits your lifestyle and your financial goals.
The layout is simple, and there’s an added bonus: categories! Categories ensure you aren’t accidentally overlooking anything. You can print out this worksheet or save it to your device.
Frugal Fanatic Worksheet: Easy to use!
What’s one of the biggest reasons people abandon budgeting? Sometimes it gets confusing. That confusion can lead to overwhelm, so it makes sense people call it quits. Stay in the budgeting game and keep working toward your financial goals with this fantastic budgeting worksheet.
The Frugal Fanatic worksheet is incredibly easy to use. That means not only are you keeping more money in your wallet, you’re hanging onto more of your time as well!
Simplified Motherhood Worksheet: Elegant Design Budget Planner
Why do we love zero-based budgeting so much? This form of budgeting gives every dollar a job. That means no more guessing where your money is going and no more impulse purchases. Those tiny leaks can take a huge bite out of your bank.
The Simplified Motherhood worksheet is an elegantly designed budget planner. It helps you work through your needs and wants. Equally importantly, this worksheet also prompts you to plan your savings for the month.
Wonder Mom Worksheet: Color Coded Budget Template!
The visual appeal of this budget template from Wonder Mom is undeniable. The eye-catching colors make this the perfect family budget tool. After all, it’s never too early to start talking about money and budgeting with kids.
Don’t have kids? No worries! This worksheet will brighten anyone’s money meetings. Plus, it pairs perfectly with their savings goals and financial tracking worksheets!
A Mom’s Take Worksheet: Beautiful Layout, Simple To Use
This free printable budget worksheet from A Mom’s Take combines the best of both worlds: its beautiful layout grabs your attention and its sleek design makes it incredibly easy to use.
One of our favorite sections of the worksheet is the area that has budgeters focus on long-term expenses and investments. Both of those things can be easy to overlook when you are focused on day-to-day and weekly expenses. You won’t be caught off guard by irregular expenses or retirement planning thanks to this worksheet!
Budgeting Template FAQ
It’s pretty clear that the best budgeting templates can go a long way in terms of helping you spend more purposefully and hit your goals. But if you’re using one for the first time or trying out a new template, there’s a good chance you’ve got some questions. Good thing we’ve got answers!
Here are the most frequently asked questions about budgeting templates.
How Do I Use A Printable Budget Worksheet?
Every free printable budget worksheet is set up a bit differently. That is why you want to follow the directions included with that specific worksheet.
Overall, the general idea is to use one of these worksheets to capture the details of your budget. You might be able to keep track of the big picture in your mind. But worksheets can help you identify categories that are stumbling blocks for your family. Also, it’s hugely effective in terms of habit-building to write things down!
Many printable budget worksheets can also be used digitally. That means that you can save them to your computer or add them to your Google Drive.
If one doesn’t make sense, it could be that you simply need a bit more time to interact with it. Or it could be that it isn’t the right template for you. That’s why we rounded up 6 of the best budgeting templates–we wanted to find something for everyone!
What Is The Best Budget Method?
The best budget method is the budget method that fits your lifestyle and your finances! That’s why budgeting and choosing the best budget printable template takes some trial and error.
If your income fluctuates from month to month, make sure your budgeting method accounts for that. Do you combine your finances with a partner or spouse? You want to make sure that whichever budgeting method you use allows for both people to have a say in the money and the recordkeeping.
Some people prefer zero-based budgeting, while others use the paycheck budget method.
To find the best budget method, don’t be afraid to try a printable budget template for a month or two. If you aren’t having success, you can always modify the template or swap in another one.
Can I Use A Budgeting App Instead?
If printable budget worksheets don’t feel like they would work for you, that doesn’t mean you should give up on budgeting. Instead, you might want to try a budgeting app instead. Apps can fast-track the recording process and ensure you never skip a transaction. Try a few of these apps to find the best fit for you.
Here are some of the best budgeting apps to try:
Tiller Money
If you love spreadsheets, Tiller Money is the app for you. Tiller Money takes everything that we love about printable budget templates and makes it digital.
There are dozens of templates to choose from, and they export seamlessly to Excel and Google Sheets.
Try Tiller for free, or check out our full Tiller Money review for more details.
YNAB
Thousands of people are loyal to YNAB, and it’s for good reason. Budgeting apps like YNAB can help you quickly see where you money is going. Yes, YNAB comes with a bit of a learning curve. Fortunately, the app’s design is slick and the platform is full of engaging and informative tutorials.
This paid app will track and categorize your spending. Plus, you can use it to set specific goals and YNAB will send prompts and reminders throughout the month.
Try YNAB for free, or check out our full YNAB review for more details.
Qube Money
Maybe you’ve heard of cash envelopes or perhaps you even use them. Qube Money takes cash envelopes digital. Qube is one part budgeting system and one part banking app, which means a single budgeting app does a lot of lifting.
It’s still relatively new on the financial technology scene, and we’re really excited to see how the app evolves.
Try Qube for free, or check out our full Qube Money review for more details.
