Application for Approval and Registration of Postsecondary School
Application for Approval and Registration of Postsecondary School
Application for Approval and Registration of Postsecondary School
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<strong>Application</strong> <strong>for</strong> <strong>Approval</strong> <strong>and</strong> <strong>Registration</strong> <strong>of</strong><br />
<strong>Postsecondary</strong> <strong>School</strong><br />
Submitted to the<br />
Iowa College Student Aid Commission<br />
March 2012<br />
Binder 1 <strong>of</strong> 1
TABLE OF CONTENTS<br />
• <strong>Application</strong> <strong>for</strong> <strong>Approval</strong> <strong>and</strong> <strong>Registration</strong> <strong>of</strong> <strong>Postsecondary</strong> <strong>School</strong><br />
• Exhibits<br />
Exhibit 1 - Tuition <strong>and</strong> Fees Statements<br />
Exhibit 2 - Enrollment Agreement<br />
Exhibit 3 - Pages from 2011-12 Kaplan University Catalog Addendum (rev. Feb. 2012)<br />
Exhibit 4 - HLC Statement <strong>of</strong> Affiliation Status<br />
Exhibit 5 - State <strong>of</strong> Iowa Agency <strong>Approval</strong> Letters<br />
Exhibit 6 - List <strong>of</strong> Full Time Employees in Iowa<br />
Exhibit 7 - KHEC Financial Statements<br />
Exhibit 8 - List <strong>of</strong> Online Databases in Support <strong>of</strong> KU Programs<br />
Exhibit 9 - Kaplan University-Davenport Lease<br />
Exhibit 10 - List <strong>of</strong> State Agencies <strong>for</strong> Resolution <strong>of</strong> Complaints<br />
Exhibit 11 - IA Certification <strong>of</strong> Authority<br />
Exhibit 12 - FY 2009 Official Cohort Default Rate Letter <strong>for</strong> Kaplan University<br />
Exhibit 13 - Median Loan Debt Rates <strong>for</strong> Individual Kaplan University Campuses
Iowa College Student Aid Commission<br />
<strong>Postsecondary</strong> <strong>Approval</strong> <strong>and</strong> <strong>Registration</strong> Administrator<br />
603 East 12th Street, FL 5th<br />
Des Moines, IA 50319<br />
(515) 725-3470<br />
<strong>Application</strong> <strong>for</strong> <strong>Approval</strong> <strong>and</strong> <strong>Registration</strong><br />
<strong>of</strong> <strong>Postsecondary</strong> <strong>School</strong><br />
Iowa Code Chapter 261B<br />
Name <strong>of</strong> school <strong>and</strong> address <strong>of</strong> the principal <strong>of</strong>fice as defined in Iowa Code Section 490.140 or<br />
510.141: [(261B.4(2))] <strong>and</strong> [(261B.4(1))]<br />
Name <strong>of</strong> <strong>School</strong>: Kaplan University<br />
Suite: Suite 1<br />
Street: 1801 East Kimberly Road<br />
City: Davenport<br />
State: Iowa<br />
Zip: 52807<br />
Country: United States<br />
Telephone Number (including country or area code): (800) 747-1035<br />
Type <strong>of</strong> corporation:<br />
[X] For-pr<strong>of</strong>it<br />
[ ] Non-pr<strong>of</strong>it<br />
Address <strong>of</strong> this school in all in other states, <strong>and</strong> in <strong>for</strong>eign countries:<br />
Suite Street City State Zip Country Telephone<br />
B 10131 Pines Boulevard Pembroke Pines Florida 33026 USA 800.987.6038<br />
3333 South Congress Ave Delray Beach Florida 33445 USA 561.381.6340<br />
1601 SW 80 th Terrace Plantation Florida 33324 USA 954.382.6840<br />
550 West Van Buren, 7 th Floor* Chicago Illinois 60607 USA 866.522.7747<br />
800 9000 Keystone Crossing Indianapolis Indiana 46240 USA 877.320.5430<br />
265 Western Avenue South Portl<strong>and</strong> Maine 04106 USA 207.774.6126<br />
475 Lisbon Street Lewiston Maine 04240 USA 207.333.3300<br />
18619 Crestwood Drive Hagerstown Maryl<strong>and</strong> 21742 USA 301.766.3600<br />
100 1390 Piccard Drive Rockville Maryl<strong>and</strong> 20850 USA 301.258.3800<br />
1807 Park 270 Drive St. Louis Missouri 63146 USA 314.205.7900<br />
1821 K Street Lincoln Nebraska 68508 USA 402.474.5315<br />
5425 North 103 rd Street Omaha Nebraska 68134 USA 402.572.8500<br />
201 West Wisconsin Avenue Milwaukee Wisconsin 53203 USA 414.223.2105<br />
*Administrative <strong>of</strong>fices <strong>of</strong> Kaplan University. Kaplan University also maintains student support sites in Cali<strong>for</strong>nia,<br />
Phoenix <strong>and</strong> Florida, but instruction is not <strong>of</strong>fered at those sites.<br />
1
Address <strong>of</strong> all locations in Iowa where instruction is to be provided:<br />
Suite Street City State Zip Country Telephone<br />
Ste 1 1801 East Kimberly Road Davenport Iowa 52807 USA 563.355.3500<br />
7009 Nordic Drive Cedar Falls Iowa 50613 USA 319.277.0220<br />
3165 Edgewood Parkway, SW Cedar Rapids Iowa 52404 USA 319.363.0481<br />
Ste 750 1751 Madison Avenue Council Bluffs Iowa 51503 USA 712.328.4212<br />
4655 121 st Street Urb<strong>and</strong>ale Iowa 50323 USA 515.727.2100<br />
Plaza West, 2570 4 th St., SW Mason City Iowa 50401 USA 641.423.2530<br />
Tuition charges, fees <strong>and</strong> other costs payable to the school by a student. [(261B.4(3))]:<br />
Tuition <strong>and</strong> fees statements <strong>for</strong> Iowa campuses <strong>and</strong> KU online are included as Exhibit 1.<br />
Refund policy <strong>of</strong> the school <strong>for</strong> the return <strong>of</strong> refundable portions <strong>of</strong> tuition, fees, or other charges<br />
[(261B.4(4))] If the refund policy is attached, please summarize the policy below.<br />
Kaplan University submits its current refund policy as described in its Enrollment Agreement included as<br />
Exhibit 2. Kaplan University is in the process <strong>of</strong> changing its refund policy <strong>for</strong> Iowa residents enrolled in<br />
Kaplan University to con<strong>for</strong>m with Iowa Code Section 714.23, as follows:<br />
Kaplan University shall make a pro rata refund <strong>of</strong> no less than ninety percent <strong>of</strong> the tuition <strong>for</strong> a<br />
terminating student to the appropriate agency based on the ratio <strong>of</strong> completed number <strong>of</strong><br />
scheduled school days <strong>of</strong> the school term or course.<br />
If a terminating student has completed sixty percent or more <strong>of</strong> a school term or course that is more<br />
than four months in length, Kaplan University is not required to refund tuition <strong>for</strong> the student. If, at<br />
any time, a student terminates a school term or course due to the student’s physical incapacity or<br />
due to the transfer <strong>of</strong> the student’s spouse’s employment to another city, the terminating student<br />
shall receive a refund <strong>of</strong> tuition in an amount which equals the amount <strong>of</strong> tuition multiplied by the<br />
ratio <strong>of</strong> the remaining number <strong>of</strong> school days to the total school days <strong>of</strong> the school term or course.<br />
A refund <strong>of</strong> ninety percent <strong>of</strong> the tuition <strong>for</strong> a terminating student shall be paid to the appropriate<br />
agency based upon the ratio <strong>of</strong> completed number <strong>of</strong> school days to the total school days <strong>of</strong> the<br />
school term or course.<br />
Degrees granted by the school [(261B.4(5))]<br />
Degrees are listed below by campus. A complete list, organized by program, may be found on pages 3–7<br />
<strong>of</strong> the 2011-2012 Kaplan University Catalog Addendum (rev. Feb. 2012) included with this submission as<br />
Exhibit 3.<br />
Offered in Iowa [(261B.4(11))]<br />
Online<br />
o Associate <strong>of</strong> Applied Science in Accounting<br />
o Associate <strong>of</strong> Applied Science in Business Administration<br />
o Associate <strong>of</strong> Applied Science in Criminal Justice<br />
o Associate <strong>of</strong> Applied Science in Early Childhood Development<br />
o Associate <strong>of</strong> Applied Science in Educational Parapr<strong>of</strong>essional<br />
2
o Associate <strong>of</strong> Applied Science in Fire Science<br />
o Associate <strong>of</strong> Applied Science in Health In<strong>for</strong>mation Technology<br />
o Associate <strong>of</strong> Applied Science in Human Services<br />
o Associate <strong>of</strong> Applied Science in In<strong>for</strong>mation Technology<br />
o Associate <strong>of</strong> Applied Science in Medical Assisting<br />
o Associate <strong>of</strong> Applied Science in Medical Office Management<br />
o Associate <strong>of</strong> Applied Science in Medical Transcription<br />
o Associate <strong>of</strong> Applied Science in Paralegal Studies<br />
o Associate <strong>of</strong> Applied Science in Public Administration<br />
o Bachelor <strong>of</strong> Science in Accounting<br />
o Bachelor <strong>of</strong> Science in Business Administration<br />
o Bachelor <strong>of</strong> Science in Communication<br />
o Bachelor <strong>of</strong> Science in Criminal Justice<br />
o Bachelor <strong>of</strong> Science in Criminal Justice Administration <strong>and</strong> Management<br />
o Bachelor <strong>of</strong> Science in Early Childhood Development<br />
o Bachelor <strong>of</strong> Science in Environmental Policy <strong>and</strong> Management<br />
o Bachelor <strong>of</strong> Science in Fire <strong>and</strong> Emergency Management<br />
o Bachelor <strong>of</strong> Science in Fire Science<br />
o Bachelor <strong>of</strong> Science in Health <strong>and</strong> Wellness<br />
o Bachelor <strong>of</strong> Science in Health Care Administration<br />
o Bachelor <strong>of</strong> Science in Health In<strong>for</strong>mation Management<br />
o Bachelor <strong>of</strong> Science in Health Science<br />
o Bachelor <strong>of</strong> Science in Human Services<br />
o Bachelor <strong>of</strong> Science in In<strong>for</strong>mation Technology<br />
o Bachelor <strong>of</strong> Science in International <strong>and</strong> Comparative Criminal Justice<br />
o Bachelor <strong>of</strong> Science in Legal Studies<br />
o Bachelor <strong>of</strong> Science in Liberal Studies<br />
o Bachelor <strong>of</strong> Science in Nursing<br />
o Bachelor <strong>of</strong> Science in Nutrition Science<br />
o Bachelor <strong>of</strong> Science in Paralegal Studies<br />
o Bachelor <strong>of</strong> Science in Political Science<br />
o Bachelor <strong>of</strong> Science in Pr<strong>of</strong>essional Studies<br />
o Bachelor <strong>of</strong> Science in Psychology<br />
o Bachelor <strong>of</strong> Science in Public Administration <strong>and</strong> Policy<br />
o Master <strong>of</strong> Arts in Teaching<br />
o Master <strong>of</strong> Business Administration<br />
o Master <strong>of</strong> Health Care Administration<br />
o Master <strong>of</strong> Public Administration<br />
o Master <strong>of</strong> Public Health<br />
o Master <strong>of</strong> Science in Accounting<br />
o Master <strong>of</strong> Science in Criminal Justice<br />
o Master <strong>of</strong> Science in Education<br />
o Master <strong>of</strong> Science in Education in Instructional Technology<br />
o Master <strong>of</strong> Science in Educational Psychology<br />
o Master <strong>of</strong> Science in Environmental Policy<br />
o Master <strong>of</strong> Science in Finance<br />
o Master <strong>of</strong> Science in Fire <strong>and</strong> Emergency Services<br />
o Master <strong>of</strong> Science in Health Education<br />
o Master <strong>of</strong> Science in Higher Education<br />
o Master <strong>of</strong> Science in Homel<strong>and</strong> Security <strong>and</strong> Emergency Management<br />
o Master <strong>of</strong> Science in In<strong>for</strong>mation Technology<br />
o Master <strong>of</strong> Science in Legal Studies<br />
o Master <strong>of</strong> Science in Management<br />
3
o Master <strong>of</strong> Science in Nursing<br />
o Master <strong>of</strong> Science in Psychology<br />
o Adult Gerontology Practitioner Certificate<br />
o Applied Behavioral Analysis Postbaccalaureate Certificate<br />
o Cisco Networks Postbaccaluareate Certificate<br />
o Computer Forensics Postbaccalaureate Certificate<br />
o Corrections Certificate<br />
o Crime Scene Technician Certificate<br />
o Family Nurse Practitioner Certificate<br />
o Graduate Certificate in Accounting<br />
o Graduate Certificate in Addictions<br />
o Graduate Certificate in Entrepreneurship <strong>for</strong> Growth Ventures<br />
o Graduate Certificate in Entrepreneurship <strong>for</strong> New Ventures<br />
o Graduate Certificate in Human Resources<br />
o Graduate Certificate in In<strong>for</strong>mation Security<br />
o Graduate Certificate in Instructional Design <strong>for</strong> Organizations<br />
o Graduate Certificate in K-12 Educational Leadership<br />
o Graduate Certificate in Literacy <strong>and</strong> Language Teaching - Grades 6-12<br />
o Graduate Certificate in Literacy <strong>and</strong> Language Teaching - Grades K-6<br />
o Graduate Certificate in Mathematics Teaching - Elementary Grades<br />
o Graduate Certificate in Mathematics Teaching - Secondary Grades<br />
o Graduate Certificate in Online College Teaching<br />
o Graduate Certificate in Project Management<br />
o Graduate Certificate in Teaching With Technology<br />
o Human Resources Postbaccalaureate Certificate<br />
o In<strong>for</strong>mation Security Postbaccalaureate Certificate<br />
o Internet <strong>and</strong> Web Design Postbaccalaureate Certificate<br />
o Legal Secretary Certificate<br />
o Linux System Administration Postbaccalaureate Certificate<br />
o Management <strong>and</strong> Supervision Certificate in Criminal Justice<br />
o Micros<strong>of</strong>t Operating Systems Postbaccalaureate Certificate<br />
o National Security Administration Postbaccalaureate Certificate<br />
o Nurse Administrator Graduate Certificate<br />
o Nurse Educator Graduate Certificate<br />
o Nurse In<strong>for</strong>matics Graduate Certificate<br />
o Oracle Database Administration Postbaccalaureate Certificate<br />
o Pathway to Paralegal Certificate<br />
o Postgraduate Certificate in Applied Behavioral Analysis<br />
o Private Security Certificate<br />
Davenport – Main Campus<br />
o Associate <strong>of</strong> Applied Science in Accounting<br />
o Associate <strong>of</strong> Applied Science in Business Administration<br />
o Associate <strong>of</strong> Applied Science in Criminal Justice<br />
o Associate <strong>of</strong> Applied Science in Fire Science<br />
o Associate <strong>of</strong> Applied Science in Human Services<br />
o Associate <strong>of</strong> Applied Science in In<strong>for</strong>mation Technology<br />
o Associate <strong>of</strong> Applied Science in Medical Assisting<br />
o Associate <strong>of</strong> Applied Science in Medical Office Management<br />
o Associate <strong>of</strong> Applied Science in Paralegal Studies<br />
o Associate <strong>of</strong> Applied Science in Public Administration<br />
o Bachelor <strong>of</strong> Science in Accounting<br />
4
o Bachelor <strong>of</strong> Science in Business Administration<br />
o Bachelor <strong>of</strong> Science in Communication<br />
o Bachelor <strong>of</strong> Science in Criminal Justice<br />
o Bachelor <strong>of</strong> Science in Criminal Justice Administration <strong>and</strong> Management<br />
o Bachelor <strong>of</strong> Science in Environmental Policy <strong>and</strong> Management<br />
o Bachelor <strong>of</strong> Science in Fire <strong>and</strong> Emergency Management<br />
o Bachelor <strong>of</strong> Science in Fire Science<br />
o Bachelor <strong>of</strong> Science in Health <strong>and</strong> Wellness<br />
o Bachelor <strong>of</strong> Science in Health Care Administration<br />
o Bachelor <strong>of</strong> Science in Health Science<br />
o Bachelor <strong>of</strong> Science in Human Services<br />
o Bachelor <strong>of</strong> Science in In<strong>for</strong>mation Technology<br />
o Bachelor <strong>of</strong> Science in International <strong>and</strong> Comparative Criminal Justice<br />
o Bachelor <strong>of</strong> Science in Legal Studies<br />
o Bachelor <strong>of</strong> Science in Liberal Studies<br />
o Bachelor <strong>of</strong> Science in Nutrition Science<br />
o Bachelor <strong>of</strong> Science in Paralegal Studies<br />
o Bachelor <strong>of</strong> Science in Political Science<br />
o Bachelor <strong>of</strong> Science in Pr<strong>of</strong>essional Studies<br />
o Bachelor <strong>of</strong> Science in Psychology<br />
o Bachelor <strong>of</strong> Science in Public Administration <strong>and</strong> Policy<br />
o Master <strong>of</strong> Business Administration<br />
o Master <strong>of</strong> Public Administration<br />
o Master <strong>of</strong> Public Health<br />
o Master <strong>of</strong> Science in Criminal Justice<br />
o Master <strong>of</strong> Science in Environmental Policy<br />
o Master <strong>of</strong> Science in Homel<strong>and</strong> Security <strong>and</strong> Emergency Management<br />
o Master <strong>of</strong> Science in In<strong>for</strong>mation Technology<br />
o Master <strong>of</strong> Science in Management<br />
o Master <strong>of</strong> Science in Psychology<br />
o Pathway to Paralegal Certificate<br />
Cedar Falls – Branch Campus<br />
o Associate <strong>of</strong> Applied Science in Accounting<br />
o Associate <strong>of</strong> Applied Science in Business Administration<br />
o Associate <strong>of</strong> Applied Science in Criminal Justice<br />
o Associate <strong>of</strong> Applied Science in Fire Science<br />
o Associate <strong>of</strong> Applied Science in Human Services<br />
o Associate <strong>of</strong> Applied Science in In<strong>for</strong>mation Technology<br />
o Associate <strong>of</strong> Applied Science in Medical Assisting<br />
o Associate <strong>of</strong> Applied Science in Medical Office Management<br />
o Associate <strong>of</strong> Applied Science in Paralegal Studies<br />
o Associate <strong>of</strong> Applied Science in Public Administration<br />
o Associate <strong>of</strong> Science in Nursing<br />
o Bachelor <strong>of</strong> Science in Accounting<br />
o Bachelor <strong>of</strong> Science in Business Administration<br />
o Bachelor <strong>of</strong> Science in Communication<br />
o Bachelor <strong>of</strong> Science in Criminal Justice<br />
o Bachelor <strong>of</strong> Science in Criminal Justice Administration <strong>and</strong> Management<br />
o Bachelor <strong>of</strong> Science in Environmental Policy <strong>and</strong> Management<br />
o Bachelor <strong>of</strong> Science in Fire <strong>and</strong> Emergency Management<br />
o Bachelor <strong>of</strong> Science in Fire Science<br />
5
o Bachelor <strong>of</strong> Science in Health <strong>and</strong> Wellness<br />
o Bachelor <strong>of</strong> Science in Health Care Administration<br />
o Bachelor <strong>of</strong> Science in Health Science<br />
o Bachelor <strong>of</strong> Science in Human Services<br />
o Bachelor <strong>of</strong> Science in In<strong>for</strong>mation Technology<br />
o Bachelor <strong>of</strong> Science in International <strong>and</strong> Comparative Criminal Justice<br />
o Bachelor <strong>of</strong> Science in Liberal Studies<br />
o Bachelor <strong>of</strong> Science in Nutrition Science<br />
o Bachelor <strong>of</strong> Science in Political Science<br />
o Bachelor <strong>of</strong> Science in Pr<strong>of</strong>essional Studies<br />
o Bachelor <strong>of</strong> Science in Psychology<br />
o Bachelor <strong>of</strong> Science in Public Administration <strong>and</strong> Policy<br />
o Master <strong>of</strong> Business Administration<br />
o Master <strong>of</strong> Public Administration<br />
o Master <strong>of</strong> Public Health<br />
o Master <strong>of</strong> Science in Criminal Justice<br />
o Master <strong>of</strong> Science in Environmental Policy<br />
o Master <strong>of</strong> Science in Homel<strong>and</strong> Security <strong>and</strong> Emergency Management<br />
o Master <strong>of</strong> Science in In<strong>for</strong>mation Technology<br />
o Master <strong>of</strong> Science in Management<br />
o Master <strong>of</strong> Science in Psychology<br />
o Practical Nursing Diploma<br />
Cedar Rapids – Branch Campus<br />
o Associate <strong>of</strong> Applied Science in Accounting<br />
o Associate <strong>of</strong> Applied Science in Business Administration<br />
o Associate <strong>of</strong> Applied Science in Criminal Justice<br />
o Associate <strong>of</strong> Applied Science in Fire Science<br />
o Associate <strong>of</strong> Applied Science in Human Services<br />
o Associate <strong>of</strong> Applied Science in In<strong>for</strong>mation Technology<br />
o Associate <strong>of</strong> Applied Science in Medical Assisting<br />
o Associate <strong>of</strong> Applied Science in Medical Office Management<br />
o Associate <strong>of</strong> Applied Science in Public Administration<br />
o Associate <strong>of</strong> Science in Nursing<br />
o Bachelor <strong>of</strong> Science in Accounting<br />
o Bachelor <strong>of</strong> Science in Business Administration<br />
o Bachelor <strong>of</strong> Science in Communication<br />
o Bachelor <strong>of</strong> Science in Criminal Justice<br />
o Bachelor <strong>of</strong> Science in Criminal Justice Administration <strong>and</strong> Management<br />
o Bachelor <strong>of</strong> Science in Environmental Policy <strong>and</strong> Management<br />
o Bachelor <strong>of</strong> Science in Fire <strong>and</strong> Emergency Management<br />
o Bachelor <strong>of</strong> Science in Fire Science<br />
o Bachelor <strong>of</strong> Science in Health <strong>and</strong> Wellness<br />
o Bachelor <strong>of</strong> Science in Health Care Administration<br />
o Bachelor <strong>of</strong> Science in Health Science<br />
o Bachelor <strong>of</strong> Science in Human Services<br />
o Bachelor <strong>of</strong> Science in In<strong>for</strong>mation Technology<br />
o Bachelor <strong>of</strong> Science in International <strong>and</strong> Comparative Criminal Justice<br />
o Bachelor <strong>of</strong> Science in Liberal Studies<br />
o Bachelor <strong>of</strong> Science in Nutrition Science<br />
o Bachelor <strong>of</strong> Science in Political Science<br />
o Bachelor <strong>of</strong> Science in Pr<strong>of</strong>essional Studies<br />
6
o Bachelor <strong>of</strong> Science in Psychology<br />
o Bachelor <strong>of</strong> Science in Public Administration <strong>and</strong> Policy<br />
o Master <strong>of</strong> Business Administration<br />
o Master <strong>of</strong> Public Administration<br />
o Master <strong>of</strong> Public Health<br />
o Master <strong>of</strong> Science in Criminal Justice<br />
o Master <strong>of</strong> Science in Environmental Policy<br />
o Master <strong>of</strong> Science in Homel<strong>and</strong> Security <strong>and</strong> Emergency Management<br />
o Master <strong>of</strong> Science in In<strong>for</strong>mation Technology<br />
o Master <strong>of</strong> Science in Management<br />
o Master <strong>of</strong> Science in Psychology<br />
o Practical Nursing Diploma<br />
Council Bluffs – Branch Campus<br />
o Associate <strong>of</strong> Applied Science in Accounting<br />
o Associate <strong>of</strong> Applied Science in Business Administration<br />
o Associate <strong>of</strong> Applied Science in Criminal Justice<br />
o Associate <strong>of</strong> Applied Science in Fire Science<br />
o Associate <strong>of</strong> Applied Science in Human Services<br />
o Associate <strong>of</strong> Applied Science in In<strong>for</strong>mation Technology<br />
o Associate <strong>of</strong> Applied Science in Medical Assisting<br />
o Associate <strong>of</strong> Applied Science in Medical Office Management<br />
o Associate <strong>of</strong> Applied Science in Public Administration<br />
o Bachelor <strong>of</strong> Science in Accounting<br />
o Bachelor <strong>of</strong> Science in Business Administration<br />
o Bachelor <strong>of</strong> Science in Communication<br />
o Bachelor <strong>of</strong> Science in Criminal Justice<br />
o Bachelor <strong>of</strong> Science in Criminal Justice Administration <strong>and</strong> Management<br />
o Bachelor <strong>of</strong> Science in Environmental Policy <strong>and</strong> Management<br />
o Bachelor <strong>of</strong> Science in Fire <strong>and</strong> Emergency Management<br />
o Bachelor <strong>of</strong> Science in Fire Science<br />
o Bachelor <strong>of</strong> Science in Health <strong>and</strong> Wellness<br />
o Bachelor <strong>of</strong> Science in Health Care Administration<br />
o Bachelor <strong>of</strong> Science in Health Science<br />
o Bachelor <strong>of</strong> Science in Human Services<br />
o Bachelor <strong>of</strong> Science in In<strong>for</strong>mation Technology<br />
o Bachelor <strong>of</strong> Science in International <strong>and</strong> Comparative Criminal Justice<br />
o Bachelor <strong>of</strong> Science in Liberal Studies<br />
o Bachelor <strong>of</strong> Science in Nutrition Science<br />
o Bachelor <strong>of</strong> Science in Political Science<br />
o Bachelor <strong>of</strong> Science in Pr<strong>of</strong>essional Studies<br />
o Bachelor <strong>of</strong> Science in Psychology<br />
o Bachelor <strong>of</strong> Science in Public Administration <strong>and</strong> Policy<br />
o Master <strong>of</strong> Business Administration<br />
o Master <strong>of</strong> Public Administration<br />
o Master <strong>of</strong> Public Health<br />
o Master <strong>of</strong> Science in Criminal Justice<br />
o Master <strong>of</strong> Science in Environmental Policy<br />
o Master <strong>of</strong> Science in Homel<strong>and</strong> Security <strong>and</strong> Emergency Management<br />
o Master <strong>of</strong> Science in In<strong>for</strong>mation Technology<br />
o Master <strong>of</strong> Science in Management<br />
o Master <strong>of</strong> Science in Psychology<br />
7
Des Moines – Branch Campus<br />
o Associate <strong>of</strong> Applied Science in Accounting<br />
o Associate <strong>of</strong> Applied Science in Business Administration<br />
o Associate <strong>of</strong> Applied Science in Criminal Justice<br />
o Associate <strong>of</strong> Applied Science in Fire Science<br />
o Associate <strong>of</strong> Applied Science in Human Services<br />
o Associate <strong>of</strong> Applied Science in In<strong>for</strong>mation Technology<br />
o Associate <strong>of</strong> Applied Science in Medical Assisting<br />
o Associate <strong>of</strong> Applied Science in Medical Office Management<br />
o Associate <strong>of</strong> Applied Science in Paralegal Studies<br />
o Associate <strong>of</strong> Applied Science in Public Administration<br />
o Associate <strong>of</strong> Science in Nursing<br />
o Bachelor <strong>of</strong> Science in Accounting<br />
o Bachelor <strong>of</strong> Science in Business Administration<br />
o Bachelor <strong>of</strong> Science in Communication<br />
o Bachelor <strong>of</strong> Science in Criminal Justice<br />
o Bachelor <strong>of</strong> Science in Criminal Justice Administration <strong>and</strong> Management<br />
o Bachelor <strong>of</strong> Science in Environmental Policy <strong>and</strong> Management<br />
o Bachelor <strong>of</strong> Science in Fire <strong>and</strong> Emergency Management<br />
o Bachelor <strong>of</strong> Science in Fire Science<br />
o Bachelor <strong>of</strong> Science in Health <strong>and</strong> Wellness<br />
o Bachelor <strong>of</strong> Science in Health Care Administration<br />
o Bachelor <strong>of</strong> Science in Health Science<br />
o Bachelor <strong>of</strong> Science in Human Services<br />
o Bachelor <strong>of</strong> Science in In<strong>for</strong>mation Technology<br />
o Bachelor <strong>of</strong> Science in International <strong>and</strong> Comparative Criminal Justice<br />
o Bachelor <strong>of</strong> Science in Liberal Studies<br />
o Bachelor <strong>of</strong> Science in Nutrition Science<br />
o Bachelor <strong>of</strong> Science in Political Science<br />
o Bachelor <strong>of</strong> Science in Pr<strong>of</strong>essional Studies<br />
o Bachelor <strong>of</strong> Science in Psychology<br />
o Bachelor <strong>of</strong> Science in Public Administration <strong>and</strong> Policy<br />
o Master <strong>of</strong> Business Administration<br />
o Master <strong>of</strong> Public Administration<br />
o Master <strong>of</strong> Public Health<br />
o Master <strong>of</strong> Science in Criminal Justice<br />
o Master <strong>of</strong> Science in Environmental Policy<br />
o Master <strong>of</strong> Science in Homel<strong>and</strong> Security <strong>and</strong> Emergency Management<br />
o Master <strong>of</strong> Science in In<strong>for</strong>mation Technology<br />
o Master <strong>of</strong> Science in Management<br />
o Master <strong>of</strong> Science in Psychology<br />
o Practical Nursing Diploma<br />
Mason City – Branch Campus<br />
o Associate <strong>of</strong> Applied Science in Accounting<br />
o Associate <strong>of</strong> Applied Science in Business Administration<br />
o Associate <strong>of</strong> Applied Science in Criminal Justice<br />
o Associate <strong>of</strong> Applied Science in Fire Science<br />
o Associate <strong>of</strong> Applied Science in Human Services<br />
o Associate <strong>of</strong> Applied Science in In<strong>for</strong>mation Technology<br />
o Associate <strong>of</strong> Applied Science in Medical Assisting<br />
8
o Associate <strong>of</strong> Applied Science in Medical Office Management<br />
o Associate <strong>of</strong> Applied Science in Paralegal Studies<br />
o Associate <strong>of</strong> Applied Science in Public Administration<br />
o Bachelor <strong>of</strong> Science in Accounting<br />
o Bachelor <strong>of</strong> Science in Business Administration<br />
o Bachelor <strong>of</strong> Science in Communication<br />
o Bachelor <strong>of</strong> Science in Criminal Justice<br />
o Bachelor <strong>of</strong> Science in Criminal Justice Administration <strong>and</strong> Management<br />
o Bachelor <strong>of</strong> Science in Environmental Policy <strong>and</strong> Management<br />
o Bachelor <strong>of</strong> Science in Fire <strong>and</strong> Emergency Management<br />
o Bachelor <strong>of</strong> Science in Fire Science<br />
o Bachelor <strong>of</strong> Science in Health <strong>and</strong> Wellness<br />
o Bachelor <strong>of</strong> Science in Health Care Administration<br />
o Bachelor <strong>of</strong> Science in Health Science<br />
o Bachelor <strong>of</strong> Science in Human Services<br />
o Bachelor <strong>of</strong> Science in In<strong>for</strong>mation Technology<br />
o Bachelor <strong>of</strong> Science in International <strong>and</strong> Comparative Criminal Justice<br />
o Bachelor <strong>of</strong> Science in Liberal Studies<br />
o Bachelor <strong>of</strong> Science in Nutrition Science<br />
o Bachelor <strong>of</strong> Science in Political Science<br />
o Bachelor <strong>of</strong> Science in Pr<strong>of</strong>essional Studies<br />
o Bachelor <strong>of</strong> Science in Psychology<br />
o Bachelor <strong>of</strong> Science in Public Administration <strong>and</strong> Policy<br />
o Master <strong>of</strong> Business Administration<br />
o Master <strong>of</strong> Public Administration<br />
o Master <strong>of</strong> Public Health<br />
o Master <strong>of</strong> Science in Criminal Justice<br />
o Master <strong>of</strong> Science in Environmental Policy<br />
o Master <strong>of</strong> Science in Homel<strong>and</strong> Security <strong>and</strong> Emergency Management<br />
o Master <strong>of</strong> Science in In<strong>for</strong>mation Technology<br />
o Master <strong>of</strong> Science in Management<br />
o Master <strong>of</strong> Science in Psychology<br />
Offered Outside <strong>of</strong> Iowa<br />
o Associate <strong>of</strong> Applied Science in Accounting<br />
o Associate <strong>of</strong> Applied Science in Business Administration<br />
o Associate <strong>of</strong> Applied Science in Criminal Justice<br />
o Associate <strong>of</strong> Applied Science in Early Childhood Development<br />
o Associate <strong>of</strong> Applied Science in Educational Parapr<strong>of</strong>essional<br />
o Associate <strong>of</strong> Applied Science in Fire Science<br />
o Associate <strong>of</strong> Applied Science in Health In<strong>for</strong>mation Technology<br />
o Associate <strong>of</strong> Applied Science in Human Services<br />
o Associate <strong>of</strong> Applied Science in In<strong>for</strong>mation Technology<br />
o Associate <strong>of</strong> Applied Science in Medical Assisting<br />
o Associate <strong>of</strong> Applied Science in Medical Office Management<br />
o Associate <strong>of</strong> Applied Science in Medical Transcription<br />
o Associate <strong>of</strong> Applied Science in Paralegal Studies<br />
o Associate <strong>of</strong> Applied Science in Public Administration<br />
o Associate <strong>of</strong> Science in Nursing<br />
o Bachelor <strong>of</strong> Science in Accounting<br />
o Bachelor <strong>of</strong> Science in Business Administration<br />
o Bachelor <strong>of</strong> Science in Communication<br />
9
o Bachelor <strong>of</strong> Science in Criminal Justice<br />
o Bachelor <strong>of</strong> Science in Criminal Justice Administration <strong>and</strong> Management<br />
o Bachelor <strong>of</strong> Science in Early Childhood Development<br />
o Bachelor <strong>of</strong> Science in Environmental Policy <strong>and</strong> Management<br />
o Bachelor <strong>of</strong> Science in Fire <strong>and</strong> Emergency Management<br />
o Bachelor <strong>of</strong> Science in Fire Science<br />
o Bachelor <strong>of</strong> Science in Health <strong>and</strong> Wellness<br />
o Bachelor <strong>of</strong> Science in Health Care Administration<br />
o Bachelor <strong>of</strong> Science in Health In<strong>for</strong>mation Management<br />
o Bachelor <strong>of</strong> Science in Health Science<br />
o Bachelor <strong>of</strong> Science in Human Services<br />
o Bachelor <strong>of</strong> Science in In<strong>for</strong>mation Technology<br />
o Bachelor <strong>of</strong> Science in International <strong>and</strong> Comparative Criminal Justice<br />
o Bachelor <strong>of</strong> Science in Legal Studies<br />
o Bachelor <strong>of</strong> Science in Liberal Studies<br />
o Bachelor <strong>of</strong> Science in Nursing<br />
o Bachelor <strong>of</strong> Science in Nutrition Science<br />
o Bachelor <strong>of</strong> Science in Paralegal Studies<br />
o Bachelor <strong>of</strong> Science in Political Science<br />
o Bachelor <strong>of</strong> Science in Pr<strong>of</strong>essional Studies<br />
o Bachelor <strong>of</strong> Science in Psychology<br />
o Bachelor <strong>of</strong> Science in Public Administration <strong>and</strong> Policy<br />
o Master <strong>of</strong> Arts in Teaching<br />
o Master <strong>of</strong> Business Administration (No Specialization)<br />
o Master <strong>of</strong> Business Administration (With Specialization)<br />
o Master <strong>of</strong> Health Care Administration<br />
o Master <strong>of</strong> Public Administration<br />
o Master <strong>of</strong> Public Health<br />
o Master <strong>of</strong> Science in Accounting<br />
o Master <strong>of</strong> Science in Criminal Justice<br />
o Master <strong>of</strong> Science in Education<br />
o Master <strong>of</strong> Science in Education in Instructional Technology<br />
o Master <strong>of</strong> Science in Educational Psychology<br />
o Master <strong>of</strong> Science in Environmental Policy<br />
o Master <strong>of</strong> Science in Finance<br />
o Master <strong>of</strong> Science in Fire <strong>and</strong> Emergency Services<br />
o Master <strong>of</strong> Science in Health Education<br />
o Master <strong>of</strong> Science in Higher Education<br />
o Master <strong>of</strong> Science in Homel<strong>and</strong> Security <strong>and</strong> Emergency Management<br />
o Master <strong>of</strong> Science in In<strong>for</strong>mation Technology<br />
o Master <strong>of</strong> Science in Legal Studies<br />
o Master <strong>of</strong> Science in Management<br />
o Master <strong>of</strong> Science in Nursing<br />
o Master <strong>of</strong> Science in Psychology<br />
o Adult Gerontology Practitioner Certificate<br />
o Applied Behavioral Analysis Postbaccalaureate Certificate<br />
o Cisco Networks Postbaccaluareate Certificate<br />
o Computer Forensics Postbaccalaureate Certificate<br />
o Corrections Certificate<br />
o Crime Scene Technician Certificate<br />
o Family Nurse Practitioner Certificate<br />
o Graduate Certificate in Accounting<br />
o Graduate Certificate in Addictions<br />
10
o Graduate Certificate in Entrepreneurship <strong>for</strong> Growth Ventures<br />
o Graduate Certificate in Entrepreneurship <strong>for</strong> New Ventures<br />
o Graduate Certificate in Human Resources<br />
o Graduate Certificate in In<strong>for</strong>mation Security<br />
o Graduate Certificate in Instructional Design <strong>for</strong> Organizations<br />
o Graduate Certificate in K-12 Educational Leadership<br />
o Graduate Certificate in Literacy <strong>and</strong> Language Teaching - Grades 6-12<br />
o Graduate Certificate in Literacy <strong>and</strong> Language Teaching - Grades K-6<br />
o Graduate Certificate in Mathematics Teaching - Elementary Grades<br />
o Graduate Certificate in Mathematics Teaching - Secondary Grades<br />
o Graduate Certificate in Online College Teaching<br />
o Graduate Certificate in Project Management<br />
o Graduate Certificate in Teaching With Technology<br />
o Human Resources Postbaccalaureate Certificate<br />
o In<strong>for</strong>mation Security Postbaccalaureate Certificate<br />
o Internet <strong>and</strong> Web Design Postbaccalaureate Certificate<br />
o Legal Secretary Certificate<br />
o Linux System Administration Postbaccalaureate Certificate<br />
o Management <strong>and</strong> Supervision Certificate in Criminal Justice<br />
o Micros<strong>of</strong>t Operating Systems Postbaccalaureate Certificate<br />
o National Security Administration Postbaccalaureate Certificate<br />
o Nurse Administrator Graduate Certificate<br />
o Nurse Educator Graduate Certificate<br />
o Nurse In<strong>for</strong>matics Graduate Certificate<br />
o Oracle Database Administration Postbaccalaureate Certificate<br />
o Pathway to Paralegal Certificate<br />
o Postgraduate Certificate in Applied Behavioral Analysis<br />
o Private Security Certificate<br />
o Private Security Management Certificate<br />
Name, business address <strong>and</strong> telephone number <strong>of</strong> the chief executive <strong>of</strong>ficer <strong>of</strong> the school:<br />
[(261B.4(7))]<br />
Name: Mark Garl<strong>and</strong>, President, Kaplan University, Davenport<br />
Suite: Suite 1<br />
Street: 1801 East Kimberly Road<br />
City: Davenport<br />
State: Iowa<br />
Zip: 52807<br />
Country: United States<br />
Telephone Number (including country or area code): (800) 747-1035<br />
Provide a copy or description <strong>of</strong> the means by which the school intends to comply with 261B.9<br />
[(261B.4(8))]. Code section 261B.9 is as follows:<br />
261B.9 DISCLOSURE TO STUDENTS.<br />
Prior to the commencement <strong>of</strong> a course <strong>of</strong> instruction <strong>and</strong> prior to the receipt <strong>of</strong> a tuition<br />
charge or fee <strong>for</strong> a course <strong>of</strong> instruction, a school shall provide written disclosure to students <strong>of</strong><br />
the following in<strong>for</strong>mation accompanied by a statement that the in<strong>for</strong>mation is being provided in<br />
compliance with this section:<br />
11
1. The name or title <strong>of</strong> the course.<br />
2. A brief description <strong>of</strong> the subject matter <strong>of</strong> the course.<br />
3. The tuition charge or other fees charged <strong>for</strong> the course. If a student is enrolled in more than<br />
one course at the school, the tuition charge or fee <strong>for</strong> all courses may be stated in one sum.<br />
4. The refund policy <strong>of</strong> the school <strong>for</strong> the return <strong>of</strong> the refundable portion <strong>of</strong> tuition, fees, or<br />
other charges. If refunds are not to be paid, the in<strong>for</strong>mation shall state that fact.<br />
5. Whether the credential or certificate issued, awarded, or credited to a student upon<br />
completion <strong>of</strong> the course or the fact <strong>of</strong> completion <strong>of</strong> the course is applicable toward a<br />
degree granted by the school <strong>and</strong>, if so, under what circumstances the application will be<br />
made.<br />
6. The name <strong>of</strong> the accrediting agency recognized by the United States department <strong>of</strong><br />
education or its successor agency which has accredited the school.<br />
Response: N/A<br />
Name, address, <strong>and</strong> telephone number <strong>of</strong> a contact person in Iowa. [(261B.4(10))]<br />
Name: Susan Spivey, Campus President , Kaplan University<br />
Suite:<br />
Street: 3165 Edgewood Pkwy, SW<br />
City: Cedar Rapids<br />
State: Iowa<br />
Zip: 52404<br />
Country: United States<br />
Telephone Number (including country or area code): (319) 363-0481<br />
Name, address, <strong>and</strong> title <strong>of</strong> the other <strong>of</strong>ficers <strong>and</strong> members <strong>of</strong> the legal governing body <strong>of</strong> the school:<br />
[(261B.4(6))]<br />
Board <strong>of</strong> Trustees<br />
Dr. Paul Bott Educational Consultant <strong>and</strong><br />
Pr<strong>of</strong>essor Emeritus, Cali<strong>for</strong>nia<br />
State University – Long Beach<br />
Lucien Gosselin President, Lewiston/Auburn<br />
Economic Growth Council<br />
Kay Runge (Chair) Director (Retired), Des Moines<br />
Public Library; Library<br />
Consulting, PA<br />
Gregory Marino President, Kaplan University<br />
Group<br />
c/o Kaplan, Inc.,<br />
550 West Van Buren, 7 th Floor<br />
Chicago, IL 60607<br />
c/o Kaplan, Inc.,<br />
550 West Van Buren, 7 th Floor<br />
Chicago, IL 60607<br />
c/o Kaplan, Inc.,<br />
550 West Van Buren, 7 th Floor<br />
Chicago, IL 60607<br />
c/o KHE, 6301 Kaplan University Ave.<br />
Ft. Lauderdale, FL 33309<br />
Lt. Gen. Norm<strong>and</strong> Lezy US Air Force (Retired) c/o Kaplan, Inc.,<br />
550 West Van Buren, 7 th Floor<br />
Joseph Lawrence David Attorney, Law Office <strong>of</strong> J.<br />
Lawrence David<br />
Chicago, IL 60607<br />
c/o Kaplan, Inc.,<br />
550 West Van Buren, 7 th Floor<br />
12
Wade Dyke (non- President, Kaplan University<br />
Chicago, IL 60607<br />
c/o Kaplan, Inc.,<br />
voting)<br />
550 West Van Buren, 7th Floor<br />
Chicago, IL 60607<br />
Lisa Gefen Sicilian Chief Administrative Officer, c/o KHE, 6301 Kaplan University Ave.<br />
Kaplan University Group Ft. Lauderdale, FL 33309<br />
Name all agencies accrediting the institution. For each agency, include name, address, telephone<br />
number, <strong>and</strong> whether the agency is recognized by the U.S. Department <strong>of</strong> Education. [(261B.4(9))]<br />
Attach copies <strong>of</strong> accreditation certificates <strong>of</strong> status <strong>for</strong> each agency. If the Iowa location is not<br />
accredited, provide accrediting agency certification that the Iowa location will be granted<br />
accreditation upon approval by the College Student Aid Commission. Provide documentation that<br />
every location <strong>of</strong> applicant school is approved by the accrediting agency <strong>and</strong> in good st<strong>and</strong>ing, <strong>for</strong> all<br />
locations throughout the world.<br />
Name: The Higher Learning Commission<br />
Suite: Suite 7-500<br />
Street: 230 South LaSalle Street<br />
City: Chicago<br />
State: Illinois<br />
Zip: 60604-1411<br />
Country: United States<br />
Telephone Number (including country or area code): (800) 621-7440<br />
Is this agency recognized by the U. S. Department <strong>of</strong> Education? [X] Yes [ ] No<br />
A copy <strong>of</strong> the most recent Statement <strong>of</strong> Affiliation Status from the Higher Learning Commission is<br />
included as Exhibit 4.<br />
Describe the procedures followed by the school <strong>for</strong> permanent preservation <strong>of</strong> student records.<br />
[(261B.4(12))]<br />
All relevant student documents are stored in the student's electronic pr<strong>of</strong>ile using the Orion Document<br />
Imaging system <strong>and</strong> retained in that <strong>for</strong>m. The Document Imaging file is organized into two major areas,<br />
the student’s Academic File <strong>and</strong> the student's Financial File. These files include:<br />
Academic File / Admissions documents:<br />
• Enrollment Agreement<br />
• Pro<strong>of</strong> <strong>of</strong> Graduation Attestation<br />
• Change <strong>of</strong> Program request<br />
• Returning Student Enrollment Agreement<br />
• Un<strong>of</strong>ficial College Transcript<br />
• Un<strong>of</strong>ficial College Diploma<br />
Academic File / Registrar's Office documents: (all <strong>of</strong> the transcript types previously mentioned)<br />
• Course Substitution Waiver<br />
• Grade Change Document<br />
• Transfer Credit Evaluation record<br />
13
• Priority Audit Evaluation record<br />
Financial File Documents:<br />
• Award Letter<br />
• Educational Expense <strong>Application</strong><br />
• Master Promissory Note (MPN)<br />
Different departments are responsible <strong>for</strong> the effective delivery <strong>of</strong> these documents into the student's<br />
electronic file.<br />
Provide the contact in<strong>for</strong>mation to be used by students <strong>and</strong> graduates who seek to obtain transcript<br />
in<strong>for</strong>mation.<br />
Name Address City State Zip Telephone<br />
Mike Lorenz, Registrar 550 W Van Buren, 7 th Fl Chicago IL 60607 866.522.7747<br />
Janet Gehrls, Registrar 1801 East Kimberly Road, Ste. 1 Davenport IA 52807 563.355.3500<br />
Katie Matt, Registrar 7009 Nordic Drive Cedar Falls IA 50613 319.277.0220<br />
Marty C<strong>of</strong>fey / Theresa<br />
Mackey, Registrar<br />
3165 Edgewood Parkway, SW Cedar Rapids IA 52404 319.363.0481<br />
Jennifer Wilson,<br />
Registrar<br />
1751 Madison Avenue, Ste 750 Council Bluffs IA 51503 712.328.4212<br />
Curt Bolte, Registrar 4655 121 st Street Urb<strong>and</strong>ale IA 50323 515.727.2100<br />
Pattie Eden, Registrar Plaza West, 2570 4 th St., SW Mason City IA 50401 641.423.2530<br />
List the states <strong>and</strong> approval or registration agencies <strong>for</strong> all states in which the school operates or<br />
maintains a presence.<br />
Kaplan University is not required to register in all states. However, Kaplan University is currently<br />
working with certain other states to become registered <strong>for</strong> degree programs that have a clinical<br />
component.<br />
State Agency Name Address Contact Person Telephone<br />
AL<br />
AK<br />
AZ<br />
AR<br />
CA<br />
Department <strong>of</strong><br />
<strong>Postsecondary</strong> Education<br />
Commission on<br />
<strong>Postsecondary</strong> Education<br />
State Board <strong>of</strong> Private<br />
<strong>Postsecondary</strong> Education<br />
Higher Education<br />
Coordinating Board,<br />
Department <strong>of</strong> Education<br />
Cali<strong>for</strong>nia Committee <strong>of</strong> Bar<br />
Examiners<br />
135 South Union St<br />
Montgomery, AL 36104-<br />
4340<br />
3030 Vintage Blvd<br />
Juneau, AK 99801<br />
1400 W. Washington St,<br />
Room 260<br />
Phoenix, AZ 85007<br />
114 East Capitol Ave<br />
Little Rock, AR 72201<br />
The State Bar <strong>of</strong> Cali<strong>for</strong>nia<br />
180 Howard Street<br />
San Francisco, CA 94105<br />
Annette McGrady 334.293.4500<br />
Jo Anne Hayden 800.441.2962<br />
Teri Stanfill 602.542.5769<br />
Zanette Douglas 501.371.2000<br />
Gayle E. Murphy<br />
George Leal<br />
415.538.2000<br />
14
State Agency Name Address Contact Person Telephone<br />
FL<br />
Commission on Independent<br />
Education<br />
IL Board <strong>of</strong> Higher Education<br />
IN<br />
KY<br />
Commission on Proprietary<br />
Education<br />
Council on <strong>Postsecondary</strong><br />
Education<br />
LA Board <strong>of</strong> Regents<br />
ME Department <strong>of</strong> Education<br />
MD<br />
Higher Education<br />
Commission<br />
MN Office <strong>of</strong> Higher Education<br />
MO<br />
Department <strong>of</strong> Higher<br />
Education<br />
MT Montana University System<br />
NE<br />
NV<br />
NM<br />
NC<br />
TN<br />
TX<br />
Coordinating Commission <strong>for</strong><br />
<strong>Postsecondary</strong> Education<br />
Commission on<br />
<strong>Postsecondary</strong> Education<br />
Higher Education<br />
Department<br />
Board <strong>of</strong> Governors <strong>for</strong> the<br />
University <strong>of</strong> North Carolina<br />
Higher Education<br />
Commission<br />
Higher Education<br />
Coordinating Board<br />
TX Texas Work<strong>for</strong>ce Commission<br />
325 W. Gaines St, Ste 1414<br />
Tallahassee, FL. 32399-<br />
0400<br />
431 East Adams, 2nd Floor<br />
Springfield, IL 62701-1404<br />
302 West Washington St,<br />
Room E201<br />
Indianapolis, IN 46204<br />
1024 Capital Center Dr,<br />
Ste 320<br />
Frank<strong>for</strong>t KY 40601<br />
P.O. Box 3677<br />
Baton Rouge, LA 70821-<br />
3677<br />
23 State House Station<br />
Augusta, ME 04333-0023<br />
839 Bestgate Rd, Ste 400<br />
Annapolis, MD 21401<br />
1450 Energy Park Dr, Ste<br />
350<br />
St. Paul, MN 55108-5227<br />
205 Jefferson St,<br />
P.O. Box 1469<br />
Jefferson City, MO 65102-<br />
1469<br />
2500 Broadway St,<br />
PO Box 203201<br />
Helena, MT 59620-3201<br />
140 North 8th St, Ste 300<br />
Lincoln, NE 68508<br />
3663 East Sunset Rd, Ste<br />
202<br />
Las Vegas, NV 89120<br />
2048 Galisteo<br />
Santa Fe, NM 87505<br />
PO Box 2688<br />
Chapel Hill, NC 27515-2688<br />
404 James Robertson<br />
Pkwy, Ste 1900<br />
Nashville, TN 37243<br />
P.O. Box 12788<br />
Austin, TX 78711-2788<br />
Room 226-T<br />
101 East 15th St<br />
Austin, TX 78778-0001<br />
Rhesa Rudolph 850.245.3200<br />
Bob Blankenberger 217.782.2551<br />
Ross Miller 317.232.1320<br />
Sarah Levy 502.573.1555<br />
Nancy Beall 225.342.4253<br />
Harry Osgood 207.624.6846<br />
Dr. Sue Blanshan 410.767.3268<br />
George Roedler, Jr. 651.642.1567<br />
Leroy Wade 573.751.2361<br />
Tom Gibson 406.444.6570<br />
Marshall Hill,<br />
Kathleen Fimple<br />
402.471.2847<br />
David Perlman 702.486.7330<br />
Stephanie Ellis 505.476.8400<br />
Maggie Ryan 919.962.4558<br />
Nicholas Cook 615.253.8874<br />
Van Davis 512.427.6223<br />
Catherine Bingle 512.463.2222<br />
15
State Agency Name Address Contact Person Telephone<br />
WV<br />
Higher Education Policy<br />
Commission<br />
WI Educational <strong>Approval</strong> Board<br />
WY Department <strong>of</strong> Education<br />
1018 Kanawha Blvd East,<br />
Ste 700<br />
Charleston WV 25301-<br />
2800<br />
30 West Mifflin St, 9th<br />
Floor, P.O. Box 8696<br />
Madison, WI 53708-8696<br />
2300 Capitol Ave,<br />
Hathaway Building, 2nd<br />
Floor<br />
Cheyenne, WY 82002-0050<br />
Mark Stotler 304.558.2101<br />
David Dies 608.266.1996<br />
Samantha Mills 307.777.7690<br />
Describe the academic <strong>and</strong> instructional methodologies <strong>and</strong> delivery systems to be used by the school<br />
<strong>and</strong> the extent to which the school anticipates each methodology <strong>and</strong> delivery system will be used,<br />
including, but not limited to, classroom instruction, correspondence, internet, electronic<br />
telecommunications, independent study, <strong>and</strong> portfolio experience evaluation. [(261B.4(13))]<br />
Kaplan University <strong>of</strong>fers Iowa students educational programs via classroom instruction <strong>and</strong> online.<br />
Students enrolled in Kaplan University’s online programs use Kaplan University’s online plat<strong>for</strong>m, which<br />
is located on the Internet at www.kucampus.kaplan.edu. It is supported by a large farm <strong>of</strong> Web servers<br />
configured redundantly to generally assure uninterrupted, around-the-clock operation. As with Kaplan<br />
University’s programs <strong>of</strong>fered on Iowa campuses, online degree program <strong>and</strong> certificate courses are<br />
taught by qualified pr<strong>of</strong>essors.<br />
In some programs, online faculty members hold live Seminar sessions online to discuss pertinent course<br />
content, case studies, <strong>and</strong>/or assignments. Students are expected to attend a scheduled Seminar session<br />
each week. These Seminars create valuable opportunities <strong>for</strong> students to exchange opinions, share<br />
relevant work experiences, <strong>and</strong> further their underst<strong>and</strong>ing <strong>of</strong> the curriculum.<br />
Several modes <strong>of</strong> asynchronous interaction are available through the virtual classroom used in online<br />
course delivery. Threaded discussion <strong>for</strong>ums are prompted by faculty using the virtual classroom<br />
Discussion Board. In addition, the online classroom provides an integrated email system that can be<br />
used <strong>for</strong> student-to-student messages or faculty-to-student correspondence. The classroom also<br />
provides an assignment function that allows students to identify all required course assignments <strong>and</strong><br />
any updated postings when they log into class.<br />
Provide the name <strong>of</strong> every other State <strong>of</strong> Iowa agency required to approve the applicant school in<br />
Iowa, the school’s contact person at the agency <strong>and</strong> the current status <strong>of</strong> that approval. Attach<br />
documentation in the <strong>for</strong>m <strong>of</strong> a letter or certificate <strong>for</strong> each agency.<br />
Agency Name Contact Person Telephone<br />
Number<br />
Iowa State Board <strong>of</strong> Education /<br />
Iowa Department <strong>of</strong> Education<br />
Pamela<br />
Pfitzenmaier<br />
515.281.5294<br />
<strong>Approval</strong> Status<br />
The State Board <strong>of</strong> Education has<br />
approved the Iowa certification<br />
track <strong>of</strong> the Master <strong>of</strong> Arts in<br />
Teaching program <strong>for</strong> the secondary<br />
teaching concentration area <strong>and</strong><br />
Kaplan University’s Teacher Intern<br />
<strong>and</strong> Master <strong>of</strong> Education programs.<br />
16
Iowa Board <strong>of</strong> Nursing Kathy Weinberg 515.281.3255<br />
The Bachelor <strong>of</strong> Science in Nursing<br />
program <strong>of</strong>fered online <strong>and</strong> the<br />
Practical Nursing Diploma program<br />
<strong>of</strong>fered onsite in Cedar Rapids,<br />
Cedar Falls, <strong>and</strong> Des Moines are<br />
approved by the Iowa Board <strong>of</strong><br />
Nursing. The Master <strong>of</strong> Science in<br />
Nursing program <strong>of</strong>fered online <strong>and</strong><br />
the Associate <strong>of</strong> Science in Nursing<br />
program <strong>of</strong>fered onsite in Cedar<br />
Falls, Cedar Rapids, <strong>and</strong> Des Moines<br />
have received interim approval.<br />
Copies <strong>of</strong> the most recent documentation in the <strong>for</strong>m <strong>of</strong> a letter or certificate <strong>for</strong> each agency are<br />
included as Exhibit 5.<br />
Is the school subject to a limitation, suspension or termination (LST) order issued by the U.S.<br />
Department <strong>of</strong> Education?<br />
[ ] Yes [X] No<br />
If yes, explain below.<br />
Provide the name <strong>and</strong> contact in<strong>for</strong>mation <strong>for</strong> a U. S. Department <strong>of</strong> Education <strong>of</strong>ficial who can verify<br />
the LST statement.<br />
N/A<br />
Do you:<br />
Enroll students in Iowa? [X] Yes [ ] No<br />
Employ Iowa faculty? [X] Yes [ ] No<br />
Do you intend to:<br />
Enroll students in Iowa? [X] Yes [ ] No<br />
No Employ Iowa faculty? [X] Yes [ ] No<br />
Describe current operations or plans to enroll students in Iowa or employ Iowa faculty.<br />
Kaplan has six campuses in the state <strong>of</strong> Iowa with geographic regions defined <strong>for</strong> each campus’s<br />
recruiting ef<strong>for</strong>ts. Typically students within each region are recruited through a variety <strong>of</strong> media<br />
methods. Students within a 60-mile radius <strong>of</strong> the campus are supported through onsite facilities<br />
including learning center, tutoring center, library, classrooms, labs, computer centers <strong>and</strong> advisors.<br />
Students outside the 60-mile radius are welcome to travel to a campus <strong>for</strong> service <strong>and</strong> are assisted<br />
through online resources that are staffed by similarly onsite services. All campus locations in Iowa<br />
employ local Iowa faculty. Faculty are an integral part <strong>of</strong> campus operations <strong>and</strong> are recruited through<br />
print ads, internet sites, local advisory committees <strong>and</strong> other local community outreach.<br />
17
Name, address, <strong>and</strong> telephone number <strong>of</strong> full-time employees in Iowa.<br />
A list <strong>of</strong> full-time employees residing in Iowa is included as Exhibit 6.<br />
Will your school comply with Iowa Code section 261B.7 limiting the use <strong>of</strong> references to the Secretary<br />
<strong>of</strong> State, State <strong>of</strong> Iowa, or College Student Aid Commission in promotional material (See the Iowa<br />
Code <strong>for</strong> details)<br />
[X] Yes [ ] No<br />
Will your school comply with the requirements <strong>of</strong> Iowa Code section 261.9(1)”e” to “g”?<br />
(See the Iowa Code <strong>for</strong> details.) [X] Yes [ ] No<br />
Does the school agree to file annual reports that the Commission requires from all Iowa colleges <strong>and</strong><br />
universities?<br />
[X] Yes [ ] No<br />
Attach a copy <strong>of</strong> the applicant school’s most recent audit prepared by a certified public accounting<br />
firm no more than 12 months prior to the application <strong>and</strong> state below where, in the audit report,<br />
there is evidence that the auditor is providing an unqualified opinion.<br />
See Exhibit 7.<br />
Describe how students will be provided with access to learning resources, including appropriate<br />
library <strong>and</strong> other support services requisite <strong>for</strong> the schools’ degree programs.<br />
The Kaplan University Library at the Davenport campus is designed to support <strong>and</strong> enhance the<br />
student’s education in all aspects <strong>of</strong> curriculum with a combined collection <strong>of</strong> books, videos, <strong>and</strong><br />
subscriptions to magazines, journals, <strong>and</strong> newspapers. In the library, students also have access to<br />
research assistance from library staff, wireless connectivity, downloadable audio <strong>and</strong> electronic books,<br />
<strong>and</strong> computer workstations providing access to an extensive collection <strong>of</strong> electronic subscription<br />
databases. The library <strong>of</strong>fers other resources <strong>and</strong> services, including but not limited to Interlibrary Loan,<br />
which is useful <strong>for</strong> obtaining hard-to-find titles. Visit the library website at: http://library.kaplan.edu/om.<br />
In addition, there is a law library on campus <strong>and</strong> currently, Kaplan University is the only college in the<br />
Quad Cities with an on-campus law library.<br />
Kaplan Higher Education <strong>of</strong>fers library services through the Kaplan Online Library. The Library <strong>of</strong>fers<br />
access to over 50,000 e-books, the Kaplan University onsite library catalog, <strong>and</strong> articles from<br />
pr<strong>of</strong>essional, scholarly <strong>and</strong> trade journals. Services include book delivery <strong>and</strong> interlibrary loan services,<br />
reference assistance via toll free phone, e-mail <strong>and</strong> chat, real time <strong>and</strong> multimedia instructional<br />
materials, <strong>and</strong> research collaboration with online library staff. A list <strong>of</strong> databases in support <strong>of</strong> Kaplan<br />
University’s certificate <strong>and</strong> degree programs to which the university subscribes is included as Exhibit 8.<br />
Students in Kaplan University’s online programs have the support <strong>of</strong> the Kaplan University Advanced<br />
Classroom Environment (KU·ACE), a unique, high-per<strong>for</strong>mance multiuser database management system.<br />
This system presents online class pages that encourage student involvement <strong>and</strong> interaction through<br />
18
audio seminars, text-based class discussions, readings, <strong>and</strong> quizzes. In addition, virtual <strong>of</strong>fice hours<br />
allow students to communicate directly with instructors.<br />
Students who need extra assistance because <strong>of</strong> academic difficulties may inquire about available<br />
tutoring services through their Academic Advisor (online), the Academic Success Center (onsite), or the<br />
Academic Dean (Learning Center). Tutorial sessions help students clarify points from lectures, labs,<br />
discussion sessions, or assigned readings. Any tutorial sessions are intended to supplement, not replace,<br />
class attendance or personal study time. The availability <strong>of</strong> tutoring resources may be limited to certain<br />
courses <strong>and</strong>/or subject areas.<br />
Provide evidence that faculty within an appropriate discipline are involved in developing <strong>and</strong><br />
evaluating curriculum <strong>for</strong> the program(s) to be registered in Iowa.<br />
Curriculum approval at Kaplan University is a two-step process. The first step is an asynchronous process<br />
that is conducted by a school-specific review team made up <strong>of</strong> faculty, staff <strong>and</strong> students from the<br />
individual schools within Kaplan University. The second step is a synchronous meeting <strong>of</strong> the Faculty<br />
Curriculum Committee.<br />
Responsibilities <strong>of</strong> the <strong>School</strong> Review Teams<br />
The Kaplan University <strong>School</strong> Review Teams (SRTs) are responsible <strong>for</strong> the review <strong>of</strong> <strong>and</strong> decisions<br />
regarding curricular programs <strong>and</strong> courses in their respective schools. The SRTs will:<br />
1. Approve new certificates, certification programs, associate’s degree, bachelor’s degree, <strong>and</strong><br />
graduate programs <strong>and</strong>/or changes to existing programs. SRTs may approve the following<br />
program-related items, which should also be included in the New or Revised Program Proposal<br />
template:<br />
• Rationale <strong>for</strong> adding the program, with a brief discussion <strong>of</strong> the relationship to Kaplan<br />
University’s mission, brief marketing feasibility, <strong>and</strong> target audience/competitive<br />
analysis<br />
• Program outcomes<br />
• Degree plan including number <strong>of</strong> credits (core, major, <strong>and</strong> electives), general education<br />
requirements, <strong>and</strong> general education literacy (GEL) distribution<br />
• Admission <strong>and</strong> progression requirements<br />
2. Approve new courses <strong>and</strong>/or changes to existing courses. The Committee may approve the<br />
following course-related items:<br />
• Rationale <strong>for</strong> adding or changing course<br />
• Course title<br />
• Course number (as approved by the Registrar’s Office)<br />
• Credit hours<br />
• Prerequisites<br />
• Course description<br />
• Course outcomes<br />
• Course outline<br />
• Course type (Required or elective? How does the course fit into the degree plan?)<br />
Approved proposals will be sent to the Faculty Curriculum Committee <strong>for</strong> final approval. The Faculty<br />
Curriculum Committee serves as the committee to approve both graduate <strong>and</strong> undergraduate<br />
curriculum once Kaplan University’s <strong>School</strong> Review Teams (SRT’s) review proposals <strong>for</strong> new programs or<br />
19
changes in current programs. The duties <strong>of</strong> the committee include reviewing <strong>and</strong> approving all curricula<br />
<strong>and</strong> specializations.<br />
The Kaplan University Faculty Curriculum Committee is responsible <strong>for</strong> the review <strong>of</strong> <strong>and</strong> decisions<br />
regarding curricular programs. On the recommendation <strong>of</strong> the SRTs, the Committee will:<br />
1. Approve new certificates, certification programs, associate’s degree, bachelor’s degree, <strong>and</strong><br />
graduate programs <strong>and</strong>/or changes to existing programs. The Committee may approve the<br />
following program-related items:<br />
• Rationale <strong>for</strong> adding the program, with a brief discussion <strong>of</strong> the relationship to Kaplan<br />
University’s mission, brief marketing feasibility, <strong>and</strong> target audience/competitive<br />
analysis<br />
• Program outcomes<br />
• Degree plan including number <strong>of</strong> credits (core, major, <strong>and</strong> electives), general education<br />
requirements, <strong>and</strong> general education literacy (GEL) distribution<br />
• Admission <strong>and</strong> progression requirements<br />
2. Approve new courses <strong>and</strong>/or changes to existing courses. The Committee may approve the<br />
following course-related items:<br />
• Rationale <strong>for</strong> adding or changing course<br />
• Course title<br />
• Course number (as approved by the Registrar’s Office)<br />
• Credit hours<br />
• Prerequisites<br />
• Course description<br />
• Course outcomes<br />
• Course outline<br />
• Course type (Required or elective? How does the course fit into the degree plan?)<br />
3. Review the University general education curriculum requirements <strong>and</strong> proposals <strong>for</strong><br />
modification.<br />
The Faculty Curriculum Committee's role in approving new programs <strong>and</strong> courses in the University is one<br />
<strong>of</strong> expediting change <strong>and</strong> encouraging progress while discouraging proliferation <strong>of</strong> courses <strong>and</strong><br />
duplication.<br />
Requested additions <strong>and</strong>/or changes will generally be approved if the request is submitted with the<br />
endorsement <strong>of</strong> the faculty within the program in which it is to be <strong>of</strong>fered <strong>and</strong> if the following<br />
conditions are met:<br />
• The request is harmonious with <strong>and</strong>/or supportive <strong>of</strong> the University Mission Statement;<br />
• The request clearly fulfills a need that cannot be met by existing course(s) or programs;<br />
• The request meets general University requirements;<br />
• The request is appropriate to the function <strong>of</strong> the University;<br />
• The request does not duplicate a course or program <strong>of</strong>fered by another program in the<br />
University;<br />
20
Provide evidence that the school has adequate physical facilities appropriate <strong>for</strong> the program(s) to be<br />
<strong>of</strong>fered <strong>and</strong> are located in the state. Include a copy <strong>of</strong> a signed agreement <strong>for</strong> a facility purchase or<br />
lease or option to purchase or lease. Please include a photograph <strong>of</strong> the location.<br />
Each Kaplan University onsite program is taught in specially built classrooms, including computer <strong>and</strong><br />
medical labs. Facilities are partially accessible to persons with physical impairments. Lounge facilities are<br />
available <strong>for</strong> student use. A copy <strong>of</strong> the Davenport’s campus lease is included as Exhibit 9.<br />
CAMPUSES<br />
• The Davenport, Iowa, campus is located at 1801 East Kimberly Road, Suite 1. This building<br />
encompasses 35,100 square feet.<br />
• The Cedar Falls, Iowa, campus is located on the south side <strong>of</strong> the city at 7009 Nordic Drive <strong>and</strong><br />
encompasses 30,000 square feet.<br />
• The Cedar Rapids, Iowa, campus is located at 3165 Edgewood Parkway SW. The campus is<br />
located on four acres <strong>and</strong> consists <strong>of</strong> a 20,000 square-foot building.<br />
21
• The Council Bluffs, Iowa, campus is located at 1751 Madison Avenue, Suite 750. The campus<br />
consists <strong>of</strong> 16,500 square feet in a newly customized facility at the Mall <strong>of</strong> the Bluffs.<br />
• The Des Moines, Iowa, campus is located at 4655 121st Street. This campus consists <strong>of</strong> 38,000<br />
square feet in suburban Des Moines.<br />
• The Mason City, Iowa, campus is located at 2570 4th Street, SW. The building is a 30,000 squarefoot<br />
space on the city’s west side.<br />
22
Provide documentation showing the school’s policy <strong>for</strong> the resolution <strong>of</strong> student <strong>and</strong> graduate<br />
comments <strong>and</strong> complaints. Provide complete contact in<strong>for</strong>mation to which complainants may be<br />
referred.<br />
Kaplan University’s problem resolution, student complaints, <strong>and</strong> grievance procedures are as follows:<br />
ONLINE<br />
Step 1: Communicate with the appropriate instructor or staff member or administrative<br />
manager.<br />
Step 2: Communicate with their Academic Advisor.<br />
Step 3: Communicate with the Dean <strong>of</strong> their academic program or administrative manager.<br />
Step 4: Unresolved concerns may be brought to the attention <strong>of</strong> Kaplan University’s Student<br />
Relations Group. Students may contact the Student Relations Group at the following email<br />
address: studentrelations@kaplan.edu.<br />
ONSITE<br />
Step 1: Communicate with the appropriate instructor or staff member.<br />
Step 2: Communicate with the Program Coordinator.<br />
Step 3: Communicate with the Campus Academic Dean.<br />
Step 4: Contact the Campus President/Executive Director.<br />
Step 5: Unresolved concerns may be brought to the attention <strong>of</strong> Kaplan University’s Student<br />
Relations Group. Students may contact the Student Relations Group at the following email<br />
address: studentrelations@kaplan.edu.<br />
Kaplan University also provides students a complete list <strong>of</strong> state agencies to which they may direct<br />
questions, concerns, or complaints. See Exhibit 10.<br />
Provide a copy <strong>of</strong> a current Certificate <strong>of</strong> Authority provided by the applicant’s home state <strong>and</strong> the<br />
Iowa Secretary <strong>of</strong> State.<br />
See Exhibit 11.<br />
Provide the U.S. Department <strong>of</strong> Education cohort default rate <strong>for</strong> each associated organizational<br />
entity <strong>for</strong> which the U.S. Department <strong>of</strong> Education reports a cohort default rate.<br />
A copy <strong>of</strong> the FY 2009 Official Cohort Default Rate Notification Letter from the United States<br />
Department <strong>of</strong> Education is included as Exhibit 12.<br />
Provide the average debt upon graduation <strong>of</strong> individuals completing programs at each branch location<br />
<strong>and</strong> the entire organization,<br />
This median loan debt rate was calculated by determining the loan debts <strong>of</strong> students who completed the<br />
program between July 1, 2009, <strong>and</strong> June 30, 2010. For individual campus rates please see Exhibit 13.<br />
23
6301 KAPLAN UNIVersITy AVeNUe | ForT LAUderdALe, FL 33309<br />
UndergradUate Online <strong>and</strong> learning<br />
Center tUitiOn <strong>and</strong> Fees: CUrrent stUdents<br />
Tuition <strong>for</strong> Kaplan University undergraduate online programs is $371.00 ($315.00 <strong>for</strong> Bachelor <strong>of</strong> Science in Nursing) per quarter credit hour.<br />
Books <strong>and</strong> course materials are included in the price <strong>of</strong> tuition <strong>for</strong> all undergraduate programs. Not all courses require textbooks; some use<br />
electronic instructional materials. Any questions, comments, or concerns regarding the current tuition rate <strong>and</strong>/or changes to tuition rates are to<br />
be directed to Academic Advising. A change in program may not constitute a change in tuition. Military students should refer to the Active-Duty<br />
Military Personnel <strong>and</strong> Military Veterans tuition <strong>and</strong> fees documents. Spouses <strong>of</strong> active-duty servicemembers are eligible <strong>for</strong> a 10 percent tuition<br />
reduction on undergraduate programs. Kaplan University is a participant in the Yellow Ribbon provision <strong>for</strong> eligible servicemembers. Spouses <strong>and</strong><br />
dependents <strong>of</strong> eligible servicemembers who receive a transfer <strong>of</strong> benefits under the Post-9/11 GI Bill chapter 33 may be entitled to the Yellow<br />
Ribbon provision. These reductions may not be used in conjunction with scholarships or other reductions.<br />
Not all programs are available in all states. Check with an Admissions Advisor.<br />
The following tuition <strong>and</strong> fee in<strong>for</strong>mation applies to all students:<br />
1. Subject to the Three-Day Cancellation refund provision in the Enrollment<br />
Agreement, all students are required to pay a nonrefundable application fee<br />
<strong>of</strong> $45.00 prior to enrollment. This fee is waived <strong>for</strong> spouses <strong>and</strong> dependents<br />
(with military benefits) <strong>of</strong> military servicemembers (active duty <strong>and</strong> veteran),<br />
students who score 25 or higher on the entrance assessment, students who<br />
have completed 20 credits <strong>of</strong> prior college coursework, employees <strong>of</strong> preselected<br />
corporations <strong>and</strong> postsecondary institutions with which Kaplan University<br />
has an educational relationship, students who have completed prior coursework<br />
at a Kaplan Higher Education Campuses school, <strong>and</strong> preapproved student groups.<br />
2. For returning students a nonrefundable deposit <strong>of</strong> $25.00 is required at the<br />
time <strong>of</strong> re-enrollment. Once the student begins classes, the deposit will be<br />
credited to the first term’s tuition.<br />
3. All students are required to pay a $100.00 technology fee per term.<br />
4. Tuition <strong>and</strong> fees are subject to change after 30 days’ advance notice. See the<br />
current University Catalog/Addendum <strong>for</strong> an explanation <strong>of</strong> the Refund Policy.<br />
5. Tuition payments can be made at the following website: kaplanuniversity.edu.<br />
Log on to KU Campus <strong>and</strong> select the “Make Payment” link.<br />
6. A $10.00 fee will be added <strong>for</strong> all returned checks.<br />
7. Tuition is payable in full every term.<br />
8. Failure to return library materials to Kaplan University or any <strong>of</strong> its partner<br />
libraries will result in a financial obligation to Kaplan University <strong>and</strong> may<br />
result in postponement <strong>of</strong> registration <strong>for</strong> a new term or graduation.<br />
9. Instructional materials must be returned unused within 14 days from the<br />
date the student notifies the University <strong>of</strong> cancellation <strong>of</strong> enrollment. The<br />
student will be responsible <strong>for</strong> payment <strong>of</strong> any bill received <strong>for</strong> instructional<br />
materials not returned.<br />
10. Upon enrollment, students must attest to high school graduation or equivalent.<br />
The University may require students to present actual pro<strong>of</strong> <strong>of</strong> graduation or its<br />
equivalent as part <strong>of</strong> its verification process. If Kaplan University is required to<br />
obtain this pro<strong>of</strong> <strong>of</strong> graduation on the student’s behalf, there will be a $10.00<br />
fee charged to the student’s account.<br />
11. Advanced start <strong>and</strong> postbaccalaureate program enrollees: Students must<br />
furnish an <strong>of</strong>ficial transcript indicating receipt <strong>of</strong> a comparable associate’s<br />
degree or bachelor’s degree (advanced start programs) or bachelor’s degree<br />
(postbaccalaureate programs) from a college or university accredited by a<br />
regional or national accrediting agency recognized by the U.S. Department<br />
<strong>of</strong> Education by the end <strong>of</strong> the fifth week <strong>of</strong> classes. If this document is not<br />
submitted by the end <strong>of</strong> the fifth week <strong>of</strong> classes, the student will be blocked<br />
from future classes until such documentation is provided. If, <strong>for</strong> any reason,<br />
the transcript submitted is found to be false or untrue, the student will be<br />
subject to immediate dismissal from the University, all credits earned will<br />
be invalidated, <strong>and</strong> the University will take all other appropriate actions.<br />
Furthermore, all Title IV financial aid or any state or institutional funding<br />
must be refunded to the appropriate source, <strong>and</strong> the student will be responsible<br />
<strong>for</strong> payment <strong>of</strong> these funds to the original source or to Kaplan University.<br />
kucampus.kaplan.edu<br />
Online registrar’s OFFiCe<br />
550 West Van Buren, 7th Floor<br />
Chicago, IL 60607<br />
Tel: 312.777.6100<br />
adMissiOns dePartMent<br />
6301 Kaplan University Avenue<br />
Fort Lauderdale, FL 33309<br />
Tel: 866.KAPLAN-U (Toll Free)<br />
12. Students enrolled in EL 203 will pay a $1,500.00 course fee. This fee will be<br />
refunded as follows: 100% if students withdraw from the course during add/drop<br />
week; 50% if students withdraw from the course after add/drop week, withdraw<br />
from Kaplan University be<strong>for</strong>e completing the course, fail the course, or do not<br />
submit a portfolio after completion <strong>of</strong> the course. Students who pass the course<br />
but do not submit a portfolio must contact their Assessment Specialist to request<br />
a refund. Students who submit a portfolio are not eligible <strong>for</strong> a refund.<br />
13. A fee <strong>of</strong> $50.00 is required <strong>for</strong> each Challenge Exam taken. In addition, a<br />
fee <strong>of</strong> $25.00 per credit will be charged <strong>for</strong> the awarding <strong>of</strong> approved credit<br />
to the student’s record.<br />
14. Students who graduate from the University will receive one free copy <strong>of</strong> their<br />
<strong>of</strong>ficial transcript. A fee <strong>of</strong> $5.00 is charged <strong>for</strong> each additional copy.<br />
15. Students outside the United States or U.S. Territories will be responsible <strong>for</strong><br />
the cost <strong>and</strong> the shipment <strong>of</strong> instructional materials including returns <strong>and</strong><br />
payment <strong>of</strong> customs duties or fees.<br />
16. Students enrolled in the health science associate’s degree programs are required<br />
to pay a one-time program fee. This fee may be paid using financial aid funds<br />
<strong>and</strong> can be incorporated into the student’s monthly payment plan. This fee is<br />
refundable if the student withdraws or changes programs within the first two<br />
terms. Upon starting the third term <strong>of</strong> the program, the fee becomes<br />
nonrefundable. The fee per program is as follows:<br />
Associate <strong>of</strong> Applied Science in Health In<strong>for</strong>mation Technology, $300.00<br />
Associate <strong>of</strong> Applied Science in Medical Assisting, $900.00<br />
Associate <strong>of</strong> Applied Science in Medical Office Management, $300.00<br />
Associate <strong>of</strong> Applied Science in Medical Office Transcription, $300.00.<br />
17. Associate <strong>of</strong> Science in Nursing students may pay a clinical fee <strong>of</strong> $300.00<br />
per clinical course in the program. There are eight clinical courses in the<br />
program. Associate <strong>of</strong> Science in Nursing students are required to complete a<br />
criminal background check <strong>and</strong> submit the results by week 4 <strong>of</strong> the first term<br />
(the fee is $112.00 <strong>and</strong> is the responsibility <strong>of</strong> the student if he or she passes<br />
the background check).<br />
18. Students enrolled in a <strong>School</strong> <strong>of</strong> Health Sciences program that requires<br />
criminal background checks will be required to submit the results: (1) by<br />
week 4 <strong>of</strong> the first term (the fee is $49.00 <strong>and</strong> is the responsibility <strong>of</strong> the<br />
student if he or she passes the background check); (2) during clinical<br />
orientation (the fee is $33.00 <strong>and</strong> is the responsibility <strong>of</strong> the student).<br />
19. Cancellation <strong>of</strong> Enrollment Agreement: Three-Day Cancellation—An<br />
applicant who provides written notice <strong>of</strong> cancellation within three days<br />
(excluding Saturday, Sunday, <strong>and</strong> federal <strong>and</strong> state holidays) <strong>of</strong> signing<br />
an enrollment agreement is entitled to a refund <strong>of</strong> all monies paid.
Program Credit Hours expected number <strong>of</strong><br />
terms <strong>for</strong> a<br />
Full-time student<br />
total tuition total Cost <strong>of</strong><br />
Completion*<br />
Bachelor <strong>of</strong> science 180 15 $66,780.00 $68,325.00 – $68,707.00<br />
Bachelor <strong>of</strong> science in Health In<strong>for</strong>mation Management 90 † 8 $33,390.00 $34,235.00 – $34,137.00<br />
Bachelor <strong>of</strong> science in Nursing 90 minimum ‡ 8 $28,350.00 $29,195.00<br />
Advanced start Bachelor <strong>of</strong> science option<br />
(must have AA/As/AAs degree)<br />
90 + prerequisites 8 $33,390.00 § $34,235.00 – $34,617.00 §<br />
Applied Behavioral Analysis Postbaccalaureate Certificate 30 3 $11,130.00 $11,475.00<br />
Associate <strong>of</strong> science 90 8 $33,390.00 $34,235.00 – $34,317.00<br />
Associate <strong>of</strong> science in Nursing 98–110 # 8–9 $36,358.00 – $40,810.00 $39,715.00 – $44,267.00<br />
Associate <strong>of</strong> Applied science 90 8 $33,390.00 $34,235.00 – $34,617.00<br />
Associate <strong>of</strong> Applied science in Health In<strong>for</strong>mation Technology 92 8 $34,132.00 $35,277.00 – $35,359.00<br />
Associate <strong>of</strong> Applied science in Medical Assisting 92 8 $34,132.00 $35,877.00 – $35,959.00<br />
Associate <strong>of</strong> Applied science in Medical <strong>of</strong>fice Management 91 8 $33,761.00 $34,906.00 – $34,988.00<br />
Cisco Networks Postbaccalaureate Certificate 27 3 $10,017.00 $10,362.00<br />
Computer Forensics Postbaccalaureate Certificate 28 3 $10,388.00 $10,733.00<br />
Corrections Certificate 36 3 $13,356.00 $13,701.00<br />
Crime scene Technician Certificate 44 4 $16,324.00 $16,769.00<br />
Human resources Postbaccalaureate Certificate 30 3 $11,130.00 $11,475.00<br />
In<strong>for</strong>mation security Postbaccalaureate Certificate 21 2 $7,791.00 $8,036.00<br />
Internet Web design Postbaccalaureate Certificate 26 3 $9,646.00 $9,991.00<br />
Legal secretary Certificate 31 3 $11,501.00 $11,846.00<br />
Linux system Administration Postbaccalaureate Certificate 21 2 $7,791.00 $8,036.00<br />
Management <strong>and</strong> supervision Certificate in Criminal Justice 36 3 $13,356.00 $13,701.00<br />
Micros<strong>of</strong>t operating systems Postbaccalaureate Certificate 26 3 $9,646.00 $9,991.00<br />
National security Administration Postbaccalaureate Certificate 18 2 $6,678.00 $6,923.00<br />
oracle database Administration Postbaccalaureate Certificate 23 2 $8,533.00 $8,778.00<br />
Pathway to Paralegal Postbaccalaureate Certificate 36-37 3 $13,356.00-13,727.00 $13,701.00 – $14,072.00<br />
Private security Certificate 53 5 $19,663.00 $20,208.00<br />
* Calculation based on the expected number <strong>of</strong> terms to complete as a full-time student. The final cost varies based on the program <strong>of</strong> study, the rate at which the student completes the program<br />
<strong>of</strong> study, availability <strong>of</strong> eligible prior learning credits, prerequisites required, <strong>and</strong> the fees set <strong>for</strong>th in this document.<br />
† Bachelor’s completion program requiring 180 total credit hours. Upon evaluation <strong>of</strong> the student’s <strong>of</strong>ficial associate’s degree or diploma transcript, the University will determine whether<br />
prerequisites or additional courses must be completed. Tuition does not include prerequisites.<br />
‡ Bachelor’s completion program requiring 180-185 total credit hours depending on whether students choose to go on to the Master <strong>of</strong> science in Nursing program <strong>and</strong> if they already possess a<br />
non-nursing bachelor’s degree. Upon evaluation <strong>of</strong> the student’s <strong>of</strong>ficial associate’s degree or diploma transcript, the University will determine whether prerequisites or additional courses must<br />
be completed. Tuition does not include prerequisites. students will be charged undergraduate tuition <strong>for</strong> graduate-level courses required to complete the program.<br />
§ Upon evaluation <strong>of</strong> the student’s <strong>of</strong>ficial associate’s degree transcript, the University will determine whether prerequisites to the advanced start option must be completed. Tuition does not<br />
include prerequisites.<br />
# The number <strong>of</strong> credits varies depending on individual state education requirements.<br />
effective: February 13, 2012<br />
kucampus.kaplan.edu
6301 KAPLAN UNIVersITy AVeNUe | ForT LAUderdALe, FL 33309<br />
UndergradUate Online <strong>and</strong> learning Center tUitiOn & Fees:<br />
neW BUsiness <strong>and</strong> it stUdents<br />
Tuition <strong>for</strong> Kaplan University undergraduate online programs is $305.00 per quarter credit hour. Books <strong>and</strong> course materials are included in the<br />
price <strong>of</strong> tuition <strong>for</strong> all undergraduate programs. Not all courses require textbooks; some use electronic instructional materials. Any questions,<br />
comments, or concerns regarding the current tuition rate <strong>and</strong>/or changes to tuition rates are to be directed to Academic Advising. A change in<br />
program may not constitute a change in tuition. Military students should refer to the Active-Duty Military Personnel <strong>and</strong> Military Veterans tuition<br />
<strong>and</strong> fees documents. Spouses <strong>of</strong> active-duty servicemembers are eligible <strong>for</strong> a 10 percent tuition reduction on undergraduate programs. Kaplan<br />
University is a participant in the Yellow Ribbon provision <strong>for</strong> eligible servicemembers. Spouses <strong>and</strong> dependents <strong>of</strong> eligible servicemembers who<br />
receive a transfer <strong>of</strong> benefits under the Post-9/11 GI Bill chapter 33 may be entitled to the Yellow Ribbon provision. These reductions may not be<br />
used in conjunction with scholarships or other reductions.<br />
Not all programs are available in all states. Check with an Admissions Advisor.<br />
The following tuition <strong>and</strong> fee in<strong>for</strong>mation applies to all students:<br />
1. Subject to the Three-Day Cancellation refund provision in the Enrollment Agreement, all students are required to pay a nonrefundable application fee <strong>of</strong> $45.00 prior to<br />
enrollment. This fee is waived <strong>for</strong> spouses <strong>and</strong> dependents (with military<br />
benefits) <strong>of</strong> military servicemembers (active duty <strong>and</strong> veteran), students who<br />
score 25 or higher on the entrance assessment, students who have<br />
completed 20 credits <strong>of</strong> prior college coursework, employees <strong>of</strong> preselected<br />
corporations <strong>and</strong> postsecondary institutions with which Kaplan University has<br />
an educational relationship, students who have completed prior coursework<br />
at a Kaplan Higher Education Campuses school, <strong>and</strong> preapproved student<br />
groups.<br />
2. For returning students a nonrefundable deposit <strong>of</strong> $25.00 is required at the<br />
time <strong>of</strong> re-enrollment. Once the student begins classes, the deposit will be<br />
credited to the first term’s tuition.<br />
3. All students are required to pay a $100.00 technology fee per term.<br />
4. Tuition <strong>and</strong> fees are subject to change after 30 days’ advance notice.<br />
See the current University Catalog/Addendum <strong>for</strong> an explanation <strong>of</strong><br />
the Refund Policy.<br />
5. Tuition payments can be made at the following website: kaplanuniversity.edu.<br />
Log on to KU Campus <strong>and</strong> select the “Make Payment” link.<br />
6. A $10.00 fee will be added <strong>for</strong> all returned checks.<br />
7. Tuition is payable in full every term.<br />
8. Failure to return library materials to Kaplan University or any <strong>of</strong> its partner<br />
libraries will result in a financial obligation to Kaplan University <strong>and</strong> may<br />
result in postponement <strong>of</strong> registration <strong>for</strong> a new term or graduation.<br />
9. Instructional materials must be returned unused within 14 days from the<br />
date the student notifies the University <strong>of</strong> cancellation <strong>of</strong> enrollment. The<br />
student will be responsible <strong>for</strong> payment <strong>of</strong> any bill received <strong>for</strong> instructional<br />
materials not returned.<br />
10. Upon enrollment, students must attest to high school graduation or equivalent.<br />
The University may require students to present actual pro<strong>of</strong> <strong>of</strong> graduation or its<br />
equivalent as part <strong>of</strong> its verification process. If Kaplan University is required to<br />
obtain this pro<strong>of</strong> <strong>of</strong> graduation on the student’s behalf, there will be a $10.00<br />
fee charged to the student’s account.<br />
11. Advanced start <strong>and</strong> postbaccalaureate program enrollees: Students must<br />
furnish an <strong>of</strong>ficial transcript indicating receipt <strong>of</strong> a comparable associate’s<br />
degree or bachelor’s degree (advanced start programs) or bachelor’s degree<br />
(postbaccalaureate programs) from a college or university accredited by a<br />
regional or national accrediting agency recognized by the U.S. Department<br />
<strong>of</strong> Education by the end <strong>of</strong> the fifth week <strong>of</strong> classes. If this document is not<br />
submitted by the end <strong>of</strong> the fifth week <strong>of</strong> classes, the student will be blocked<br />
from future classes until such documentation is provided. If, <strong>for</strong> any reason,<br />
the transcript submitted is found to be false or untrue, the student will be<br />
subject to immediate dismissal from the University, all credits earned will<br />
be invalidated, <strong>and</strong> the University will take all other appropriate actions.<br />
Furthermore, all Title IV financial aid or any state or institutional funding<br />
must be refunded to the appropriate source, <strong>and</strong> the student will be responsible<br />
<strong>for</strong> payment <strong>of</strong> these funds to the original source or to Kaplan University.<br />
Online registrar’s OFFiCe<br />
550 West Van Buren, 7th Floor<br />
Chicago, IL 60607<br />
Tel: 312.777.6100<br />
adMissiOns dePartMent<br />
6301 Kaplan University Avenue<br />
Fort Lauderdale, FL 33309<br />
Tel: 866.KAPLAN-U (Toll Free)<br />
12. Students enrolled in EL 203 will pay a $1,500.00 course fee. This fee will be<br />
refunded as follows: 100% if students withdraw from the course during add/drop<br />
week; 50% if students withdraw from the course after add/drop week, withdraw<br />
from Kaplan University be<strong>for</strong>e completing the course, fail the course, or do not<br />
submit a portfolio after completion <strong>of</strong> the course. Students who pass the course<br />
but do not submit a portfolio must contact their Assessment Specialist to<br />
request a refund. Students who submit a portfolio<br />
are not eligible <strong>for</strong> a refund.<br />
13. A fee <strong>of</strong> $50.00 is required <strong>for</strong> each Challenge Exam taken. In addition, a<br />
fee <strong>of</strong> $25.00 per credit will be charged <strong>for</strong> the awarding <strong>of</strong> approved credit<br />
to the student’s record.<br />
14. Students who graduate from the University will receive one free copy <strong>of</strong><br />
their <strong>of</strong>ficial transcript. A fee <strong>of</strong> $5.00 is charged <strong>for</strong> each additional copy.<br />
15. Students outside the United States or U.S. Territories will be responsible <strong>for</strong><br />
the cost <strong>and</strong> the shipment <strong>of</strong> instructional materials including returns <strong>and</strong><br />
payment <strong>of</strong> customs duties or fees.<br />
16. Students enrolled in the health science associate’s degree programs are required<br />
to pay a one-time program fee. This fee may be paid using financial aid<br />
funds <strong>and</strong> can be incorporated into the student’s monthly payment plan. This<br />
fee is refundable if the student withdraws or changes programs within the first<br />
two terms. Upon starting the third term <strong>of</strong><br />
the program, the fee becomes nonrefundable. The fee per program is<br />
was follows:<br />
Associate <strong>of</strong> Applied Science in Health In<strong>for</strong>mation Technology, $300.00<br />
Associate <strong>of</strong> Applied Science in Medical Assisting, $900.00<br />
Associate <strong>of</strong> Applied Science in Medical Office Management, $300.00<br />
Associate <strong>of</strong> Applied Science in Medical Office Transcription, $300.00.<br />
17. Associate <strong>of</strong> Science in Nursing students may pay a clinical fee <strong>of</strong> $300.00<br />
per clinical course in the program. There are eight clinical courses in the<br />
program. Associate <strong>of</strong> Science in Nursing students are required to complete<br />
a criminal background check <strong>and</strong> submit the results by week 4 <strong>of</strong> the first term<br />
(the fee is $112.00 <strong>and</strong> is the responsibility <strong>of</strong> the student if he or she passes the<br />
background check).<br />
18. Students enrolled in a <strong>School</strong> <strong>of</strong> Health Sciences program that requires<br />
criminal background checks will be required to submit the results: (1) by<br />
week 4 <strong>of</strong> the first term (the fee is $49.00 <strong>and</strong> is the responsibility <strong>of</strong> the<br />
student if he or she passes the background check); (2) during clinical<br />
orientation (the fee is $33.00 <strong>and</strong> is the responsibility <strong>of</strong> the student).<br />
19. Cancellation <strong>of</strong> Enrollment Agreement: Three-Day Cancellation—An<br />
applicant who provides written notice <strong>of</strong> cancellation within three days<br />
(excluding Saturday, Sunday, <strong>and</strong> federal <strong>and</strong> state holidays) <strong>of</strong> signing<br />
an enrollment agreement is entitled to a refund <strong>of</strong> all monies paid.
Program Credit Hours expected number <strong>of</strong><br />
terms <strong>for</strong> a<br />
Full-time student<br />
* Calculation based on the expected number <strong>of</strong> terms to complete as a full-time student. The final cost varies based on the program <strong>of</strong> study, the rate at which the student completes the program <strong>of</strong><br />
study, availability <strong>of</strong> eligible prior learning credits, prerequisites required, <strong>and</strong> the fees set <strong>for</strong>th in this document.<br />
† Upon evaluation <strong>of</strong> the student’s <strong>of</strong>ficial associate’s degree transcript, the University will determine whether prerequisites to the advanced start option must be completed. Tuition does not include<br />
prerequisites.<br />
Effective: February 7, 2012<br />
total tuition total Cost <strong>of</strong><br />
Completion*<br />
Bachelor <strong>of</strong> science 180 15 $54,900.00 $56,445.00 – $56,827.00<br />
Advanced start Bachelor <strong>of</strong> science option<br />
(must have AA/As/AAs degree)<br />
90 + prerequisites 8 $27,450.00 † $28,295.00 – $28,677.00 †<br />
Associate <strong>of</strong> science 90 8 $27,450.00 $28,295.00 – $28,677.00<br />
Cisco Networks Postbaccalaureate Certificate 27 3 $8,235.00 $8,580.00<br />
Computer Forensics Postbaccalaureate Certificate 28 3 $8,540.00 $8,885.00<br />
Human resources Postbaccalaureate Certificate 30 3 $9,150.00 $9,495.00<br />
In<strong>for</strong>mation security Postbaccalaureate Certificate 21 2 $6,405.00 $6,650.00<br />
Internet Web design Postbaccalaureate Certificate 26 3 $7,930.00 $8,275.00<br />
Linux system Administration Postbaccalaureate Certificate 21 2 $6,405.00 $6,650.00<br />
Micros<strong>of</strong>t operating systems Postbaccalaureate Certificate 26 3 $7,930.00 $8,275.00<br />
National security Administration Postbaccalaureate Certificate 18 2 $5,490.00 $5,735.00<br />
oracle database Administration Postbaccalaureate Certificate 23 2 $7,015.00 $7,260.00
6301 KAPLAN UNIVersITy AVeNUe | ForT LAUderdALe, FL 33309<br />
Graduate Online <strong>and</strong> learninG Center tuitiOn <strong>and</strong> Fees<br />
Tuition <strong>for</strong> the MBA, MSA, MSM, MSF, <strong>and</strong> business <strong>and</strong> IT certificate programs is $441.00 per quarter credit hour (with the exception <strong>of</strong> GB 514/GB 516 <strong>and</strong> GB<br />
515/GB517, which are $441.00 <strong>and</strong> $59.00 per quarter credit hour, respectively); tuition <strong>for</strong> the graduate education, MSCJ, MSHSEM, MPH, MSHE, MSEd Psych,<br />
<strong>and</strong> graduate <strong>and</strong> postgraduate arts <strong>and</strong> sciences certificate programs is $385.00 per quarter credit hour; tuition <strong>for</strong> the MSLS, MSN, MPA, MSEP, MSP, <strong>and</strong> nursing<br />
certificate programs is $368.00 per quarter credit hour; tuition <strong>for</strong> the MSIT program is $402.00 per quarter credit hour; <strong>and</strong> tuition <strong>for</strong> the MHCA program is<br />
$420.00 per quarter credit hour. Active-duty servicemembers will receive the following tuition reductions per quarter credit hour: MBA, MSA, MSM, MSF, <strong>and</strong><br />
business <strong>and</strong> IT certificate programs—$84.00; graduate education, MSCJ, MSHSEM, MPH, <strong>and</strong> MSHE programs—$87.50; MSLS, MSN, MPA, MSEP, MSP, <strong>and</strong><br />
nursing certificate programs—$70.50; MSIT program—$91.75; <strong>and</strong> MHCA program—$63.00. Military veterans will receive the following tuition reductions per<br />
quarter credit hour: MBA, MSA, MSM, MSF, <strong>and</strong> business <strong>and</strong> IT certificate programs—$71.00; graduate education, MSCJ, MSHSEM, MPH, MSHE, MSEd Psych,<br />
<strong>and</strong> graduate <strong>and</strong> postgraduate arts <strong>and</strong> sciences certificate programs—$62.50; MSLS, MSN, MSEP, MSP, <strong>and</strong> nursing certificate programs—$45.50; MSIT<br />
program—$69.00; <strong>and</strong> MHCA program—$50.00. Kaplan University is also participating in the Yellow Ribbon program, which may provide additional VA funding up<br />
to the reduced tuition amounts provided by the University. Active military includes members <strong>of</strong> the Reserve or National Guard on drill status. Any questions,<br />
comments, or concerns regarding the current tuition rate <strong>and</strong>/or changes to tuition rates are to be directed to Academic Advising. A change in program may not<br />
constitute a change in tuition. Spouses <strong>of</strong> active-duty servicemembers are eligible <strong>for</strong> a 10 percent reduction on graduate program tuition. Books <strong>and</strong> other<br />
instructional materials are not included.<br />
Not all programs are available in all states. Check with an Admissions Advisor.<br />
The following tuition <strong>and</strong> fee in<strong>for</strong>mation applies to all students:<br />
1. Subject to the Three-Day Cancellation refund provision in the Enrollment<br />
Agreement, all students are required to pay a nonrefundable application fee<br />
<strong>of</strong> $45.00 prior to enrollment. This fee is waived <strong>for</strong> active-duty <strong>and</strong> veteran<br />
servicemembers <strong>and</strong> their spouses <strong>and</strong> dependents (with military benefits),<br />
employees <strong>of</strong> preselected corporations <strong>and</strong> postsecondary institutions with<br />
which Kaplan University has an educational relationship, students who have<br />
completed prior coursework at a Kaplan Higher Education Campuses school,<br />
<strong>and</strong> preapproved student groups.<br />
2. Active-duty military personnel <strong>and</strong> military veterans are not eligible <strong>for</strong><br />
Kaplan University scholarships, tuition vouchers, or additional discounts.<br />
3. All students are required to pay a $100.00 technology fee per term. For the<br />
MBA, MSA, MSM, MSIT, MSF, <strong>and</strong> business <strong>and</strong> IT certificate programs,<br />
this fee is prorated to $50 per six-week term.<br />
4. Tuition <strong>and</strong> fees are subject to change after 30 days’ advance notice. See the<br />
current University Catalog/Addendum <strong>for</strong> an explanation <strong>of</strong> the Refund Policy.<br />
5. Tuition payments can be made at the following website: kaplanuniversity.edu.<br />
Log on to KU Campus <strong>and</strong> select the “Make Payment” link.<br />
6. A $10.00 fee will be added <strong>for</strong> all returned checks.<br />
7. Tuition is payable in full every term.<br />
8. Failure to return library materials to Kaplan University or any <strong>of</strong> its partner<br />
libraries will result in a financial obligation to Kaplan University <strong>and</strong> may<br />
result in postponement <strong>of</strong> registration <strong>for</strong> a new term or graduation.<br />
9. For returning students a nonrefundable deposit <strong>of</strong> $25.00 is required at the<br />
time <strong>of</strong> enrollment. Once the student begins classes, the deposit will be<br />
credited to the first term’s tuition.<br />
10. A fee <strong>of</strong> $50.00 is required <strong>for</strong> each Challenge Exam taken. In addition, a fee<br />
<strong>of</strong> $25.00 per credit will be charged <strong>for</strong> the awarding <strong>of</strong> approved credit to the<br />
student’s record.<br />
11. Students who graduate from the University will receive one free copy <strong>of</strong> their<br />
<strong>of</strong>ficial transcript. A fee <strong>of</strong> $5.00 is charged <strong>for</strong> each additional copy.<br />
12. Master <strong>of</strong> Business Administration students will pay one-time fees <strong>of</strong> $84.50<br />
as part <strong>of</strong> GB 500 ($64.50 <strong>for</strong> Insights Discovery Pr<strong>of</strong>ile <strong>and</strong> $20.00 <strong>for</strong><br />
kucampus.kaplan.edu<br />
Online reGistrar’s OFFiCe<br />
550 West Van Buren, 7th Floor<br />
Chicago, IL 60607<br />
Tel: 312.777.6100<br />
adMissiOns dePartMent<br />
6301 Kaplan University Avenue<br />
Fort Lauderdale, FL 33309<br />
Tel: 866.KAPLAN-U (Toll Free)<br />
Marketplace Business Simulation) <strong>and</strong> $40.00 as part <strong>of</strong> GB 601 (Marketplace<br />
Business Simulation); Master <strong>of</strong> Science in Management students will pay a<br />
one-time fee <strong>of</strong> $64.50 prior to the start <strong>of</strong> GM 500 (Insights Discovery Pr<strong>of</strong>ile).<br />
Nurse practitioner students (specializations <strong>and</strong> certificates) will pay a clinical<br />
fee <strong>of</strong> $200.00 per clinical course in the program <strong>and</strong> a $25.00 course fee per<br />
course per term while enrolled in nurse practitioner specialization or certificate<br />
courses. These fees may be paid using financial<br />
aid funds <strong>and</strong> can be incorporated into the student’s monthly payment plan.<br />
13. Prior to enrollment, c<strong>and</strong>idates <strong>for</strong> the Master <strong>of</strong> Arts in Teaching – Iowa track<br />
using Gracel<strong>and</strong> University to conduct a transcript analysis will be required to pay<br />
a $60.00 transcript analysis fee to Kaplan University. C<strong>and</strong>idates using the Board<br />
<strong>of</strong> Educational Examiners (BoEE) will be required to pay a $60.00 transcript fee<br />
directly to the BoEE. Master <strong>of</strong> Arts in Teaching – Iowa track students who are<br />
approved <strong>for</strong> a year-long internship will be required to complete <strong>and</strong> pay <strong>for</strong> a<br />
the BoEE background screening ($70.00), as well as pay an internship licensing<br />
fee application <strong>of</strong> $125.00. Master <strong>of</strong> Arts in Teaching – Iowa track graduates<br />
who are recommended <strong>for</strong> full licensure will be required to pay the Iowa BoEE<br />
a licensing fee application <strong>of</strong> approximately $85.00.<br />
14. Prior to enrollment, students enrolled in a graduate program, unless otherwise<br />
noted, must submit an un<strong>of</strong>ficial transcript indicating receipt <strong>of</strong> a bachelor’s degree<br />
from a college or university accredited by a regional or national accrediting agency<br />
recognized by the U.S. Department <strong>of</strong> Education. By the end <strong>of</strong> the fifth week <strong>of</strong><br />
classes, students must provide the University with an <strong>of</strong>ficial copy <strong>of</strong> the transcript.<br />
If an <strong>of</strong>ficial transcript is not submitted by the end <strong>of</strong> the fifth week <strong>of</strong> classes, the<br />
student will be blocked from future classes, <strong>and</strong> the student’s academic credentials<br />
will be withheld until such documentation is provided. If, <strong>for</strong> any reason, the<br />
student does not furnish a transcript or the transcript submitted is found to be false<br />
or untrue, the student will be subject to immediate dismissal from the University, all<br />
credits earned will be invalidated, <strong>and</strong> the University will take all other appropriate<br />
actions. Furthermore, all Title IV financial aid or any state or institutional funding<br />
must be refunded to the appropriate source, <strong>and</strong> the student will be responsible <strong>for</strong><br />
payment <strong>of</strong> these funds to the original source or to Kaplan University.<br />
15. Students who take courses <strong>of</strong>fered by other programs within the University may<br />
be charged a different tuition rate than that <strong>for</strong> their program <strong>of</strong> study.<br />
16. Cancellation <strong>of</strong> Enrollment Agreement: Three-Day Cancellation—An applicant<br />
who provides written notice <strong>of</strong> cancellation within three days (excluding Saturday,<br />
Sunday, <strong>and</strong> federal <strong>and</strong> state holidays) <strong>of</strong> signing an enrollment agreement is<br />
entitled to a refund <strong>of</strong> all monies paid.
Program Credit Hours expected number <strong>of</strong><br />
terms <strong>for</strong> a<br />
Full-time student*<br />
* Full-time status in a graduate program is defined as 8 credit hours per term <strong>and</strong> in a nonst<strong>and</strong>ard graduate program (MBA/MsA/MsF/MsIT/MsM) as 4 credit hours per term. MBA, MsA,<br />
MsIT, MsF, <strong>and</strong> MsM terms are 6 weeks; all other terms are 10 weeks.<br />
† Calculation based on the expected number <strong>of</strong> terms to complete as a full-time student. The final cost varies based on the program <strong>of</strong> study, the rate at which the student completes the<br />
program <strong>of</strong> study, availability <strong>of</strong> eligible prior learning credits, prerequisites required, <strong>and</strong> the fees set <strong>for</strong>th in this document.<br />
‡ Not eligible <strong>for</strong> Title IV federal financial aid.<br />
§ The Iowa certification track is 54 quarter credit hours; the noncertification track is 40 quarter credit hours.<br />
# The number <strong>of</strong> credits <strong>and</strong> terms varies depending on choice <strong>of</strong> thesis/non-thesis track <strong>and</strong>/or specialization.<br />
effective February 1, 2012<br />
total tuition total Cost <strong>of</strong> Completion †<br />
Adult–Gerontology Nurse Practitioner Certificate ‡ 55 6 $20,240.00 $21,785.00<br />
Family Nurse Practitioner Certificate ‡ 65 7 $23,920.00 $25,790.00<br />
Graduate Certificate in Accounting 16 4 $7,056.00 $7,201.00<br />
Graduate Certificate in Addictions 30 3 $11,550.00 $11,895.00<br />
Graduate Certificate in entrepreneurship <strong>for</strong> Growth Ventures 4 1 $1,000.00 $1,095.00<br />
Graduate Certificate in entrepreneurship <strong>for</strong> New Ventures 4 1 $1,000.00 $1,095.00<br />
Graduate Certificate in Human resources 16 4 $7,056.00 $7,201.00<br />
Graduate Certificate in In<strong>for</strong>mation security 16 4 $7,056.00 $7,201.00<br />
Graduate Certificate in Instructional design <strong>for</strong> organizations 21 2 $8,085.00 $8,330.00<br />
Graduate Certificate in K-12 educational Leadership 17 2 $6,545.00 $6,790.00<br />
Graduate Certificate in Literacy <strong>and</strong> Language Teaching 17 2 $6,545.00 $6,790.00<br />
Graduate Certificate in Mathematics Teaching 17 2 $6,545.00 $6,790.00<br />
Graduate Certificate in online College Teaching 20 2 $7,700.00 $7,945.00<br />
Graduate Certificate in Project Management 16 4 $7,056.00 $7,201.00<br />
Graduate Certificate in Teaching With Technology 17 2 $6,545.00 $6,790.00<br />
Master <strong>of</strong> Arts in Teaching § 40-54 5–8 $15,400.00–$20,790.00 $16,045.00 – $21,975.00<br />
Master <strong>of</strong> Business Administration (no specialization) 60 15 $26,460.00 $27,379.50<br />
Master <strong>of</strong> Business Administration (with specialization) 76 19 $33,516.00 $34,635.00<br />
Master <strong>of</strong> Health Care Administration 52 7 $21,840.00 $22,867.00<br />
Master <strong>of</strong> Public Administration 55 6 $20,240.00 $20,985.00<br />
Master <strong>of</strong> Public Health 60 8 $23,100.00 $23,945.00<br />
Master <strong>of</strong> science in Accounting 52 13 $22,932.00 $23,627.00<br />
Master <strong>of</strong> science in Criminal Justice 55 7 $21,175.00 $21,920.00<br />
Master <strong>of</strong> science in education 46-54 5-6 $17,710-$20,790.00 $18,455.00 – $21,535.00<br />
Master <strong>of</strong> science in educational Psychology 52 6 $20,020.00 $20,665.00<br />
Master <strong>of</strong> science in education in Instructional Technology 50-51 # 5 $19,250.00-$19,635.00 $19,895.00<br />
Master <strong>of</strong> science in environmental Policy 55 6 $20,240.00 $20,885.00<br />
Master <strong>of</strong> science in Finance 52 13 $22,932.00 $23,277.00<br />
Master <strong>of</strong> science in Health education 52 7 $20,020.00 $20,665.00<br />
Master <strong>of</strong> science in Higher education 50–70 # 5-7 $19,250.00–$26,950.00 $19,995.00 – $27,895.00<br />
Master <strong>of</strong> science in Homel<strong>and</strong> security <strong>and</strong> emergency Management 55 6 $21,175.00 $21,820.00<br />
Master <strong>of</strong> science in In<strong>for</strong>mation Technology 52–56 # 13-14 $20,904.00–$22,512.00 $21,599.00 – $23,257.00<br />
Master <strong>of</strong> science in Legal studies 55 6 $20,240.00 $20,985.00<br />
Master <strong>of</strong> science in Management 56 14 $24,696.00 $25,505.50<br />
Master <strong>of</strong> science in Nursing 63–100 # 7-10 $23,184.00–$36,800.00 $24,029.00 – $39,170.00<br />
Master <strong>of</strong> science in Psychology 60–65 # 6-7 $22,080.00–$23,920.00 $22,925.00<br />
Nurse Administrator Graduate Certificate 23 3 $8,464.00 $8,809.00<br />
Nurse educator Graduate Certificate 23 3 $8,464.00 $8,809.00<br />
Nurse In<strong>for</strong>matics Certificate † 23 3 $8,464.00 $8,809.00<br />
Postgraduate Certificate in Applied Behavioral Analysis 25 3 $9,625.00 $9,970.00<br />
kucampus.kaplan.edu
_______________________________________________________________Supplement to University Catalog<br />
Calendar year 2011/2012<br />
Kaplan University<br />
Cedar Falls, Cedar Rapids, Council Bluffs, Davenport, Des Moines, Lincoln, Mason City, <strong>and</strong> Omaha<br />
Tuition <strong>and</strong> Fee Schedule<br />
Effective: 1/30/2012<br />
PROGRAM TUITION<br />
PER TERM<br />
*REGISTRATION<br />
FEE<br />
**APPLICATION<br />
FEE<br />
TOTAL TUITION<br />
(BEGINS WITH 10-<br />
WEEK TERM)***<br />
Medical Billing/Coding Certificate $5,109 $25 $20 $23,676<br />
Office Management Certificate $5,109 $25 $20 $15,327<br />
Pathway to Paralegal<br />
Postbaccalaureate Certificate<br />
$5,109 $25 $20 $14,673<br />
Dental Assistant Diploma $4,830 $25 $20 $19,770<br />
Practical Nursing Diploma $4,682 $25 $20 $23,410<br />
Associate <strong>of</strong> Applied Science in<br />
Accounting<br />
$5,109 $25 $20 $30,654<br />
Associate <strong>of</strong> Applied Science in<br />
Business Administration<br />
$5,109 $25 $20 $30,654<br />
Associate <strong>of</strong> Applied Science in<br />
Criminal Justice<br />
$5,109 $25 $20 $30,654<br />
Associate <strong>of</strong> Applied Science in Fire<br />
Science<br />
$5,109 $25 $20 $30,654<br />
Associate <strong>of</strong> Applied Science in<br />
Human Services<br />
$5,109 $25 $20 $30,654<br />
Associate <strong>of</strong> Applied Science in<br />
In<strong>for</strong>mation Technology<br />
$5,109 $25 $20 $30,654<br />
Associate <strong>of</strong> Applied Science in<br />
Medical Assisting<br />
$5,109 $25 $20 $32,025<br />
Associate <strong>of</strong> Applied Science in<br />
Medical Office Management<br />
$5,109 $25 $20 $35,763<br />
Associate <strong>of</strong> Applied Science in<br />
Medical Transcription<br />
$5,109 $25 $20 $33,489<br />
Associate <strong>of</strong> Applied Science in<br />
Paralegal Studies<br />
$5,109 $25 $20 $30,654<br />
Associate <strong>of</strong> Applied Science in<br />
Public Administration<br />
$5,109 $25 $20 $30,654<br />
Associate <strong>of</strong> Science in Nursing $5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Accounting<br />
$5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Business Administration<br />
$5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Communication<br />
$5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Criminal Justice<br />
$5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Criminal Justice Administration<br />
<strong>and</strong> Management<br />
$5,109 $25 $20 $35, 763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Environmental Policy <strong>and</strong><br />
Management<br />
$5,109 $25 $20 $35, 763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Fire <strong>and</strong> Emergency Management<br />
$5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Fire Science<br />
$5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Health <strong>and</strong> Wellness<br />
$5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Health Care Administration<br />
$5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Health Science<br />
$5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Human Services<br />
$5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science $5,109 $25 $20 $35,763
_______________________________________________________________Supplement to University Catalog<br />
Calendar year 2011/2012<br />
in In<strong>for</strong>mation Technology<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in International <strong>and</strong> Comparative<br />
Criminal Justice<br />
$5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Legal Studies<br />
$5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Nutrition Science<br />
$5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Paralegal Studies<br />
$5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Political Science<br />
$5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Pr<strong>of</strong>essional Studies<br />
$5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Psychology<br />
$5,109 $25 $20 $35,763<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Public Administration <strong>and</strong> Policy<br />
$5,109 $25 $20 $35,763<br />
Bachelor <strong>of</strong> Science in Accounting $5109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in Business<br />
Administration<br />
$5109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in<br />
Communication<br />
$5109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in Criminal<br />
Justice<br />
$5109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in Criminal<br />
Justice Administration <strong>and</strong><br />
Management<br />
$5109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in<br />
Environmental Policy <strong>and</strong><br />
Management<br />
$5109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in Fire <strong>and</strong><br />
Emergency Management<br />
$5109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in Fire Science $5109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in Health Care<br />
Administration<br />
$5109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in Health<br />
Science<br />
$5109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in Health <strong>and</strong><br />
Wellness<br />
$5109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in Human<br />
Services<br />
$5109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in In<strong>for</strong>mation<br />
Technology<br />
$5,109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in International<br />
<strong>and</strong> Comparative Criminal Justice<br />
$5109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in Legal Studies $5,109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in Liberal<br />
Studies<br />
$5109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in Nutrition<br />
Science<br />
$5109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in Paralegal<br />
Studies<br />
$5,109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in Political<br />
Science<br />
$5109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in Pr<strong>of</strong>essional<br />
Studies<br />
$5,109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in Psychology $5,109 $25 $20 $66,417<br />
Bachelor <strong>of</strong> Science in Public<br />
Administration <strong>and</strong> Policy<br />
$5109 $25 $20 $66,417
_______________________________________________________________Supplement to University Catalog<br />
Calendar year 2011/2012<br />
PROGRAM TUITION **APPLICATION TECH FEE PER<br />
TOTAL TUITION***<br />
PER CREDIT<br />
FEE<br />
TERM<br />
Master <strong>of</strong> Business Administration $441 $45 $100 $26,460<br />
Master <strong>of</strong> Business Administration<br />
$441 $45 $100<br />
$33,516<br />
with specialization<br />
Master <strong>of</strong> Public Administration<br />
Master <strong>of</strong> Public Health<br />
Master <strong>of</strong> Science in Criminal Justice<br />
Master <strong>of</strong> Science in Environmental<br />
$368<br />
$385<br />
$385<br />
$368<br />
$45<br />
$45<br />
$45<br />
$45<br />
$100<br />
$100<br />
$100<br />
$100<br />
$20,240<br />
$23,100<br />
$21,175<br />
$20,240<br />
Policy<br />
Master <strong>of</strong> Science in Fire <strong>and</strong><br />
$385 $45 $100 $21,175<br />
Emergency Services<br />
Master <strong>of</strong> Science in Homel<strong>and</strong><br />
Security <strong>and</strong> Emergency<br />
$385 $45 $100 $21,175<br />
Management<br />
Master <strong>of</strong> Science in In<strong>for</strong>mation<br />
$402 $45 $100 $20,904<br />
Technology<br />
Master <strong>of</strong> Science in In<strong>for</strong>mation<br />
$402 $45 $100 $22,512<br />
Technology (w/ specialization)<br />
Master <strong>of</strong> Science in Management $441 $45 $100 $24,696<br />
Master <strong>of</strong> Science in Psychology<br />
(non-thesis track)<br />
$368 $45 $100 $22,080<br />
Master <strong>of</strong> Science in Psychology<br />
(thesis track)<br />
$368 $45 $100 $23,920<br />
*A $25 registration fee will be charged during your first term <strong>for</strong> undergraduate programs.<br />
**A nonrefundable application fee is due at the time the enrollment agreement is signed: $20 fee <strong>for</strong> undergraduate programs; $45 fee <strong>for</strong> graduate<br />
programs.<br />
• Students who are pursuing a Dental Assistant Diploma <strong>and</strong> taking more than 14 credit hours per term will be charged the term<br />
cost <strong>of</strong> $4830, plus $352 per credit hour beyond the 14 credits. Students who are enrolled in fewer than 12 credit hours will be charged<br />
the number <strong>of</strong> quarter credit hours per term times $352.<br />
• Students who are pursuing the Practical Nursing 1240 Diploma program <strong>and</strong> taking more than 19 credit hours per term, will be<br />
charged the term cost <strong>of</strong> $4682, plus $335 per credit hour beyond the 19 credits. Students who are enrolled in fewer than 14 credit<br />
hours in the Practical Nursing 1240 Diploma program will be charged the number <strong>of</strong> quarter credit hours per term times $335.<br />
• Students who are pursuing the Associate in Nursing Degree program <strong>and</strong> taking more than 18 credit hours per term, will be<br />
charged the term cost <strong>of</strong> $5109 plus $405 per credit hour beyond the 18 credits. Students who are enrolled in fewer than 12 credit<br />
hours in the Associate in Nursing program will be charged the number <strong>of</strong> quarter credit hours per term times $405.<br />
• Students who are pursuing a certificate or associates program <strong>and</strong> taking more than 16 credit hours per term will be charged the<br />
term cost <strong>of</strong> $5109 plus $405 per credit hour beyond the 16 credits. Students who are enrolled in fewer than 12 credit hours in a<br />
certificate, associate or bachelor’s program will be charged the number <strong>of</strong> quarter credit hours per term times $405.<br />
• Students who are pursuing a BS <strong>and</strong> taking more than 18 credit hours per term, will be charged the term cost <strong>of</strong> $5109, plus $405<br />
per credit hour beyond the 18 credits.<br />
• Students who are pursuing the Master <strong>of</strong> Business Administration or in the Master <strong>of</strong> Science in Management will be charged $441 per<br />
credit hour.<br />
• Students who are pursuing the Master <strong>of</strong> Health Care Administration will be charged $420 per credit hour.<br />
• Students who are pursuing in the Master <strong>of</strong> Science In<strong>for</strong>mation Technology will be charged $402 per credit hour.<br />
• Students who are pursuing the following programs (Master <strong>of</strong> Science in Criminal Justice, Master <strong>of</strong> Science in Fire <strong>and</strong> Emergency<br />
Services, Master <strong>of</strong> Science in Homel<strong>and</strong> Security <strong>and</strong> Emergency Management <strong>and</strong> Master <strong>of</strong> Public Health) will be charged $385 per credit<br />
hour.<br />
• Students who are pursuing the following programs (Master <strong>of</strong> Public Administration, Master <strong>of</strong> Science in Environmental Policy <strong>and</strong> Master <strong>of</strong><br />
Science in Psychology) will be charged $368 per credit hour.<br />
***Total cost <strong>of</strong> tuition is based on the recommended sequence <strong>of</strong> classes <strong>and</strong> credits per term with no deviations from that recommended sequence,<br />
<strong>and</strong> at the current rate <strong>of</strong> tuition. This amount is also based on program requirements, <strong>and</strong> can change if a student decides to pursue a different<br />
program. Student can be subject to additional charges <strong>for</strong> repeating failed classes. The term tuition rates are subject to change. Notice <strong>of</strong> an increase<br />
in tuition will be provided 30 days prior to the start <strong>of</strong> a new term.<br />
Instructional Material <strong>for</strong> Practical Nursing 1240 Diploma:<br />
In addition to the tuition cost per term, students must purchase the textbooks, supplies <strong>and</strong> other instructional material (the “Instructional Material”)<br />
each term as may be required <strong>for</strong> the Practical Nursing Diploma program course work <strong>for</strong> such term. The Instructional Material can be purchased from<br />
the campus bookstore or through other sources. The cost per term <strong>for</strong> the Instructional Material varies based on the Instructional Material required <strong>for</strong><br />
each individual term. The estimated cost <strong>of</strong> Instructional Material per program <strong>for</strong> a full-time student is $1385.<br />
The current cost per term:<br />
Term 1 = $785<br />
Term 2 = $300
_______________________________________________________________Supplement to University Catalog<br />
Calendar year 2011/2012<br />
Term 3 = $200<br />
Term 4 = $50<br />
Term 5 = $50<br />
Instructional Material <strong>for</strong> Associate <strong>of</strong> Science in Nursing:<br />
In addition to the tuition cost, students must purchase textbooks, supplies <strong>and</strong> other instructional material (the “Instructional Material”) each term as<br />
may be required <strong>for</strong> the Associate <strong>of</strong> Science in Nursing program course work <strong>for</strong> such term. The Instructional Material can be purchased from the<br />
campus bookstore or through other sources. The cost per term <strong>for</strong> the Instructional Material varies based on the Instructional Material required <strong>for</strong> each<br />
individual term. The estimated cost <strong>of</strong> instructional Material per program <strong>for</strong> a full-time student is approximately $2300 ($2225 <strong>for</strong> textbooks <strong>and</strong> $75 <strong>for</strong><br />
other supplies (scrubs, watch, b<strong>and</strong>ages, hemostat, stethoscope, etc.)<br />
The current cost per term:<br />
Term 1 = $404 (includes other materials <strong>and</strong> supplies)<br />
Term 2 = $345<br />
Term 3 = $522<br />
Term 4 = $ 371<br />
Term 5 = $275<br />
Term 6 = $235<br />
Term 7 = $147<br />
Graduate Programs:<br />
All students are required to pay a $100.00 technology fee each term. For the MBA, MSM <strong>and</strong> MSIT, this fee is prorated to $50 per six-week term.<br />
Books <strong>and</strong> other instructional materials are not included in the program tuition.<br />
Master <strong>of</strong> Business Administration Program Fees:<br />
Master <strong>of</strong> Business Administration students will pay one-time fees <strong>of</strong> $84.50 as part <strong>of</strong> GB 500 ($64.50 <strong>for</strong> Insights Discovery pr<strong>of</strong>ile <strong>and</strong> $20.00 <strong>for</strong><br />
Marketplace Business Simulation) <strong>and</strong> $40.00 as part <strong>of</strong> GB 601 (Marketplace Business Simulation).<br />
Master <strong>of</strong> Science in Management Program Fees:<br />
Master <strong>of</strong> Science in Management students will pay a one-time fee <strong>of</strong> $64.50 prior to the start <strong>of</strong> GM 500 (Insights Discovery Pr<strong>of</strong>ile).<br />
Other Programs:<br />
Students enrolled in academic programs other than master’s degrees, Practical Nursing or the Associate <strong>of</strong> Science in Nursing will receive textbooks as<br />
part <strong>of</strong> tuition costs. Students may purchase supplemental course materials at a retail price pre-determined by campus administration. Course<br />
materials loaned to students must be returned at the end <strong>of</strong> each term in good condition. Please see the campus bookstore <strong>for</strong> details regarding book<br />
<strong>and</strong> course material distribution <strong>and</strong> purchasing policies.<br />
Transportation Fees (Omaha campus):<br />
In addition to the tuition cost, students have the option to purchase Metro Area Transit (MAT) bus line tickets directly from the campus. A 30 Day<br />
Unlimited Ride Bus tickets through MAT can be charged to a student’s account at a rate <strong>of</strong> $45 each.<br />
Note: Tuition, fees, books, <strong>and</strong> other supplies are subject to change without notice. See the current Kaplan University Catalog <strong>for</strong> an<br />
explanation <strong>of</strong> the Refund Policy. Students may make tuition payments via the following website https://paymentcenter.khec.com.<br />
Not all programs or courses are <strong>of</strong>fered at all locations.
ENROLLMENT AGREEMENT FOR CAMPUSES<br />
Cedar Falls, IA Cedar Rapids, IA Council Bluffs, IA Davenport, IA<br />
Des Moines, IA Lincoln, NE Mason City, IA Omaha, NE<br />
PERSONAL INFORMATION<br />
Name: Maiden:<br />
Last First MI<br />
Street Address:<br />
Street City State Zip<br />
HomeTelephone: Work Telephone: SSN:<br />
D.O.B.: Are you a Veteran? Yes No<br />
Email: Cell Phone:<br />
Are You Hispanic/Latino? [ ] Yes [ ] No<br />
Please Select One or More <strong>of</strong> the Following Races:[ ] American Indian Or Alaska Native [ ] Asian [ ] Black Or African American<br />
[ ] Native Hawaiian or Other Pacific Isl<strong>and</strong>er [ ] White<br />
EDUCATION<br />
High <strong>School</strong>: Graduation Date:<br />
City: State: Zip:<br />
G.E.D. Obtained At: State: Zip: Year:<br />
College: Dates Attended:<br />
City: State: Zip:<br />
College: Dates Attended:<br />
City: State: Zip:<br />
PROGRAM<br />
Program: Length in Credit Hours:<br />
Convicted felons are not eligible to take the Certified Medical Assistants (CMA) Certification Exam unless a waiver is granted by the Certifying Board.<br />
Start Date: Expected Graduation Date:<br />
My first schedule preference is: Majority DAY Majority NIGHT Majority ONLINE<br />
Note: University Fundamentals: Students enrolling in KU 076 University Fundamentals should refer to Additional Terms <strong>and</strong> Conditions in<br />
this Agreement (page 4).<br />
In order to graduate, students must:<br />
GRADUATION REQUIREMENTS<br />
1. earn the required total number <strong>of</strong> credit hours <strong>for</strong> the program <strong>and</strong> pass all required courses with minimum grades as prescribed in the catalog, <strong>and</strong>;<br />
2. complete all required coursework within the maximum time frame permitted <strong>and</strong> obtain a minimum CGPA <strong>of</strong> 2.0. Specific programs may have<br />
additional requirements, please refer to the Kaplan University catalog <strong>for</strong> your specific program requirements (MBA has specific program<br />
requirements) <strong>and</strong>;<br />
3. return all property belonging to the University, <strong>and</strong>;<br />
4. fulfill all financial obligations to the University prior to graduation unless previous satisfactory arrangements have been made, <strong>and</strong>;<br />
5. attend Career Services <strong>and</strong> Financial Aid Exit Interviews.<br />
If satisfactory financial arrangements are not made, the graduation credential will be withheld.<br />
Student Date Parent or Guardian (if applicant is under 18) Date<br />
Admissions Advisor Initials_______ University Official Initials______<br />
1 | K aplan University Enrollment Agreement Effective: 1 / 27/2012
FINANCIAL<br />
1. The tuition <strong>for</strong> my graduate program will be $ per credit hour.<br />
a. For graduate programs, all students are required to pay a per term technology fee <strong>of</strong> $ .<br />
b. Master <strong>of</strong> Business Administration (MBA) or Master <strong>of</strong> Science in Management students will pay course fees <strong>of</strong> $ .<br />
2. The tuition <strong>for</strong> my undergraduate program will be $_ _________ per term <strong>for</strong> 12 to 16 credit hours <strong>for</strong> Certificate or Associates<br />
degrees; 12 to 18 credit hours <strong>for</strong> Bachelors degrees.<br />
a. If I take less than 12 credit hours I will be charged $_ _________ per credit<br />
b. If I take more than 16 credit hours (Certificate or Associates degrees) or more than 18 credit hours (Bachelors degrees) I will be<br />
charged the per term charge plus the per credit charge <strong>for</strong> each credit hour over 16 hours (Certificate or Associates degrees) or 18<br />
hours (Bachelors degrees).<br />
3. The tuition <strong>for</strong> my Dental Assistant Diploma will be $_ _________ per term <strong>for</strong> 12 to 14 credit hours.<br />
a. If I take less than 12 credit hours I will be charged $_ _________ per credit<br />
b. If I take more than 14 credit hours I will be charged the per term charge plus the per credit charge <strong>for</strong> each credit hour over 14 hours.<br />
4. The tuition <strong>for</strong> my Practical Nursing Diploma will be $_ _________ per term <strong>for</strong> 14 to 19 credit hours.<br />
a. If I take less than 14 credit hours I will be charged $_ _________ per credit<br />
b. If I take more than 19 credit hours I will be charged the per term charge plus the per credit charge <strong>for</strong> each credit hour over 19 hours.<br />
5. The tuition <strong>for</strong> my Associate <strong>of</strong> Science in Nursing will be $_ _________ per term <strong>for</strong> 12 to 18 credit hours.<br />
a. If I take less than 12 credit hours I will be charged $_ _________ per credit<br />
b. If I take more than 18 credit hours I will be charged the per term charge plus the per credit charge <strong>for</strong> each credit hour over 18 hours.<br />
6. A nonrefundable application fee <strong>of</strong> $_ _________ is due at the time this agreement is signed.<br />
7. A registration fee <strong>of</strong> $25.00 will be charged during your first term <strong>for</strong> undergraduate programs.<br />
8. I underst<strong>and</strong> tuition rates are subject to change.<br />
Instructional Material <strong>for</strong> Graduate programs:<br />
In addition to the tuition cost per credit, students must purchase the textbooks, supplies <strong>and</strong> other instructional material (the “Instructional Material”)<br />
each term as may be required <strong>for</strong> graduate program course work <strong>for</strong> such term. The cost per term <strong>for</strong> the Instructional Material varies based on the<br />
Instructional Material required <strong>for</strong> each individual term. The estimated cost <strong>of</strong> Instructional Material per program <strong>for</strong> a full-time student is $ .<br />
Instructional Material <strong>for</strong> Practical Nursing Diploma:<br />
In addition to the tuition cost per term, students must purchase the textbooks, supplies <strong>and</strong> other instructional material (the “Instructional Material”) each<br />
term as may be required <strong>for</strong> the Practical Nursing Diploma program course work <strong>for</strong> such term. The Instructional Material can be purchased from the<br />
campus bookstore or through other sources. The cost per term <strong>for</strong> the Instructional Material varies based on the Instructional Material required <strong>for</strong> each<br />
individual term. The estimated cost <strong>of</strong> Instructional Material per program <strong>for</strong> a full-time student is $ .<br />
Instructional Material <strong>for</strong> Associate <strong>of</strong> Science in Nursing:<br />
In addition to the tuition cost per term, students must purchase the textbooks, supplies <strong>and</strong> other instructional material (the “Instructional Material”) each<br />
term as may be required <strong>for</strong> the Associate <strong>of</strong> Science in Nursing program course work <strong>for</strong> such term. The Instructional Material can be purchased from<br />
the campus bookstore or through other sources. The cost per term <strong>for</strong> the Instructional Material varies based on the Instructional Material required <strong>for</strong><br />
each individual term. The estimated cost <strong>of</strong> Instructional Material per program <strong>for</strong> a full-time student is $ .<br />
The amount stated in this section does not include costs incurred through program changes or repeated classes. I acknowledge that I have read <strong>and</strong><br />
underst<strong>and</strong> the Refund Policy stated in this Agreement.<br />
If applicable, my payment schedule is itemized on the Educational Installment Contract that is a part <strong>of</strong> this Agreement. A Student Status Change<br />
Request (SSCR) is a valid addendum to the Enrollment Agreement.<br />
Applicants who are:<br />
REFUND POLICY<br />
• not accepted by the University;<br />
• dismissed as a result <strong>of</strong> failing to meet the minimum entrance assessment score or meet any other condition <strong>of</strong> enrollment or admittance<br />
required <strong>for</strong> the program <strong>of</strong> study;<br />
• conditionally admitted students <strong>and</strong> choose to withdraw at the end <strong>of</strong> week 5 <strong>of</strong> the first term; or<br />
• conditionally admitted students who entered the University during a midterm start, or in the dental assisting program, <strong>and</strong> choose to withdraw<br />
at the end <strong>of</strong> week 3 <strong>of</strong> the first term<br />
shall be entitled to a refund <strong>of</strong> all monies paid, with the exception <strong>of</strong> the nonrefundable application fee.<br />
CANCELLATION OF ENROLLMENT AGREEMENT<br />
A student may cancel an Enrollment Agreement <strong>for</strong> the University without any penalty or obligation if requested in writing <strong>and</strong> delivered to the<br />
University management within three business days after signing the agreement. Onsite students who have not visited Kaplan University prior to<br />
enrollment will have the opportunity to withdraw without penalty within three business days either following attendance at a regularly scheduled<br />
orientation or following a tour <strong>of</strong> the University facility <strong>and</strong> an inspection <strong>of</strong> the equipment. After this period, the University will retain the application<br />
fee.<br />
Student Date Parent or Guardian (if applicant is under 18) Date<br />
Admissions Advisor Initials_______ University Official Initials______<br />
2 | K aplan University Enrollment Agreement Effective: 1 / 27/2012
NOTICE TO STUDENTS<br />
If you withdraw or are dismissed from the University up through the 60 percent point in any payment period <strong>and</strong> received federal financial aid in the<br />
<strong>for</strong>m <strong>of</strong> grants or loan funds, federal law requires that the University, <strong>and</strong> in some cases you, the student, return funds you did not earn to the U.S.<br />
Department <strong>of</strong> Education.<br />
1. To determine the percentage <strong>of</strong> the payment period <strong>for</strong> which federal financial aid was awarded <strong>and</strong> completed, the percentage <strong>of</strong> the payment<br />
period or term completed, which is the number <strong>of</strong> days completed up to the withdrawal date, is divided by the total days in the payment period<br />
or term. (Any break <strong>of</strong> five days or more is not counted as part <strong>of</strong> the days in the term.) This percentage is also the percentage <strong>of</strong> earned aid.<br />
2. To determine the amount <strong>of</strong> aid to be returned, subtract the percentage <strong>of</strong> aid earned from 100 percent <strong>of</strong> the aid that could be disbursed <strong>and</strong><br />
multiply it by the total amount <strong>of</strong> aid that could have been disbursed during the payment period or term as <strong>of</strong> the date you withdrew. Funds are<br />
returned to the appropriate federal program based on the percentage <strong>of</strong> unearned aid using the following <strong>for</strong>mula: After the 60 percent point in<br />
the payment period, the student will have earned 100 percent <strong>of</strong> the federal financial aid funds already disbursed to them. This calculation<br />
concerning federal financial aid is separate <strong>and</strong> distinct from the institutional refund policy, <strong>and</strong> may result in the student owing additional<br />
funds to the University to cover tuition charges previously paid by federal financial aid prior to student withdrawal. If a student earned less aid<br />
than was disbursed, the institution would be required to return a portion <strong>of</strong> the funds <strong>and</strong> the student is required to return a portion <strong>of</strong> the funds.<br />
Keep in mind that when Title IV funds are returned, the student borrower may owe a debt balance to the institution. If a student earned more<br />
aid than was disbursed to them, the institution would owe the student a post-withdrawal disbursement, which must be paid within 180 days <strong>of</strong><br />
the student’s withdrawal.<br />
Effective July 1, 2011: For any student whose loan period begins on or after July 1, 2011, a determination <strong>of</strong> the percentage <strong>of</strong> the payment<br />
period or term the student has completed used to calculate the amount <strong>of</strong> Title IV financial aid the student has earned will be based on the<br />
number <strong>of</strong> days the student completed up to the last date <strong>of</strong> academic attendance, divided by the total days in the payment period or term. (Any<br />
break <strong>of</strong> 5 days or more is not counted as part <strong>of</strong> the days in the term.)<br />
3. If a student plans to withdraw from the University, the student should contact the Financial Aid Office or Business/Bursar’s Office to determine<br />
the amount <strong>of</strong> funds that must be returned on the student’s behalf, if applicable. All refunds due will be made within 30 days <strong>of</strong> the student's<br />
effective withdrawal date. The last date <strong>of</strong> actual attendance is used in calculating any refund amount. Refunds are allocated in the following<br />
order:<br />
1. Unsubsidized Federal Staf<strong>for</strong>d Loan<br />
2. Subsidized Federal Staf<strong>for</strong>d Loan<br />
3. Federal Perkins Loan<br />
4. Federal Parent (FPLUS) Loan<br />
5. Federal Pell Grant<br />
6. Academic Competitiveness Grant (ACG; degree programs only)<br />
7. National SMART Grant (specially identified degree programs only)<br />
8. Federal Supplement Educational Opportunity Grant<br />
9. Other Title IV assistance<br />
10. Other state funds (unless otherwise m<strong>and</strong>ated by the state)<br />
11. Private <strong>and</strong> institutional aid<br />
12. Student<br />
WITHDRAWAL AFTER COMMENCEMENT OF CLASSES<br />
The effective withdrawal date <strong>for</strong> a student shall be when any <strong>of</strong> the following occur:<br />
1. The date the student notifies the University <strong>of</strong> withdrawal or the date <strong>of</strong> withdrawal, whichever is earlier,<br />
2. The beginning date <strong>of</strong> any term in which a student fails to start classes,<br />
3. The first business day following any 21 consecutive calendar days <strong>of</strong> absences, (not including breaks), or, <strong>for</strong> any student whose loan period begins<br />
on or after July 1, 2011, the last date <strong>of</strong> attendance following any 21 consecutive calendar days <strong>of</strong> absences (not including breaks),<br />
4. The date when the University terminates the student's enrollment or, <strong>for</strong> any student whose loan period begins on or after July 1, 2011, the last date<br />
<strong>of</strong> attendance prior to the date when the University terminates the student’s enrollment, or<br />
5. The date that the student is scheduled to return from a leave <strong>of</strong> absence <strong>and</strong> fails to do so.<br />
All refunds due will be made within 30 days <strong>of</strong> the student’s effective withdrawal date. The last date <strong>of</strong> attendance is used in calculating any refund<br />
amount.<br />
Student Date Parent or Guardian (if applicant is under 18) Date<br />
Admissions Advisor Initials_______ University Official Initials______<br />
3 | K aplan University Enrollment Agreement Effective: 1 / 27/2012
Note: Students conditionally admitted in their first term shall be subject to the Refund Policy detailed above. Such students who elect to<br />
continue beyond the first 5 weeks (3 weeks <strong>for</strong> midterm starts or <strong>for</strong> students in the dental assisting program) <strong>and</strong> are fully accepted in their<br />
programs shall be responsible <strong>for</strong> the full tuition amount <strong>for</strong> that term. The below Tuition Refund Chart does not apply to students conditionally<br />
admitted in their first term. Continuing students, students who are not conditionally admitted, <strong>and</strong>/or conditionally admitted students who have met the<br />
conditions <strong>of</strong> their admission <strong>and</strong> have been fully accepted into their programs are subject to the Kaplan University Refund Policy. Under this policy, the<br />
percentages <strong>of</strong> refundable charges are as follows:<br />
Students Withdrawing Refund<br />
Prior to the first day <strong>of</strong> the term………………….…………………………………………………..100% Tuition<br />
During the first 6 calendar days <strong>of</strong> the first term (first-time students only)………………..………. 100% Tuition<br />
During the first day through 10% <strong>of</strong> the term……………………….………………………………..90% Tuition*<br />
After more than 10% <strong>and</strong> through 25% <strong>of</strong> the term………………………..…………………………50% Tuition*<br />
After more than 25% <strong>and</strong> through 50% <strong>of</strong> the term………………….……………………………….25% Tuition*<br />
After more than 50% <strong>and</strong> through 100% <strong>of</strong> the term…………………………………………………..0% Tuition<br />
*Less $100 Administrative Fee<br />
ADDITIONAL CONDITIONS<br />
1. The University will not deny admittance because <strong>of</strong> race, color, religion, ancestry, national origin, age, non-disqualifying disability, gender, sexual<br />
orientation, marital status, or veteran status.<br />
2. This Agreement, its addenda, <strong>and</strong> its attachments constitute the complete Agreement between the University <strong>and</strong> the student <strong>and</strong> no verbal<br />
statements or promises will be recognized or en<strong>for</strong>ced.<br />
3. The University does not imply, promise, or guarantee transferability <strong>of</strong> earned credits to any other institution.<br />
4. The University has the right, at its discretion, to make reasonable changes in program content, materials, schedules, sequence <strong>of</strong> courses in<br />
programs, or locations in the interest <strong>of</strong> improving the student's education, or where deemed necessary due to industry changes, academic scheduling, or<br />
pr<strong>of</strong>essional requirements.<br />
5. Kaplan University reserves the right to <strong>of</strong>fer courses that may only be taken online. Depending on the program <strong>and</strong> local scheduling issues, certain<br />
courses required to complete a specific degree plan may only be available online. These courses or programs will be identified prior to registration.<br />
6. The University does not provide health services <strong>for</strong> students. In the event <strong>of</strong> a student medical emergency, an alerted staff member will notify<br />
emergency medical services by contacting 911. Students requiring non-emergency medical care will be given in<strong>for</strong>mation about medical services or<br />
agencies that they may contact. Any costs incurred <strong>for</strong> medical services will be the student’s responsibility.<br />
7. The student agrees that the University may use their photograph <strong>and</strong> name without compensation <strong>for</strong> University catalogs, employment purposes,<br />
news items, <strong>and</strong> University publicity, <strong>and</strong> may release in<strong>for</strong>mation in their file <strong>for</strong> employment purposes.<br />
8. The University <strong>of</strong>fers job placement assistance <strong>for</strong> all students upon graduation at no additional charge; however, no guarantee <strong>of</strong> job placement,<br />
level <strong>of</strong> anticipated income, or wage rate is made or implied.<br />
9. I underst<strong>and</strong> that the term tuition rates are subject to change. Notice <strong>of</strong> an increase in tuition will be provided 30 days prior to the start <strong>of</strong> a new<br />
term.<br />
10. KU 076: University Fundamentals is not <strong>for</strong> credit. Online students (online <strong>and</strong> learning center students, <strong>and</strong> campus students who enroll as fully<br />
online students) who earn a grade <strong>of</strong> “S” (satisfactory) in KU 076: University Fundamentals will be referred to the Admissions Department <strong>for</strong><br />
conditional admittance to the University <strong>for</strong> an upcoming term. Onsite students who are required to take foundational coursework may also register <strong>for</strong><br />
one or two select first-term courses, chosen with assistance from a campus Academic Advisor, but must earn a grade <strong>of</strong>“S”in KU076 in order to progress<br />
into the second term. Students who earn a grade <strong>of</strong> “U” (unsatisfactory) in KU 076: University Fundamentals will have the opportunity to repeat the<br />
course once in the following 12-month period. If the student earns a grade <strong>of</strong> “U” on the second attempt, he or she must wait 12 months to reapply <strong>for</strong><br />
admission to the University. Upon re-entry, the student must again participate in entrance assessments, <strong>and</strong> if required to take foundational coursework, a<br />
grade <strong>of</strong> “S” must be earned.<br />
SIGNATURES<br />
Sell, Assign, or Transfer <strong>of</strong> Student Enrollment Agreement: Should the University choose to sell, assign, or transfer my Student Enrollment Agreement,<br />
or if applicable, my Promissory Note, to a third party, I hereby agree to <strong>and</strong> provide my authorization to Kaplan University to sell, assign, or transfer my<br />
Student Enrollment Agreement, or Promissory Note, as it sees fit. I also underst<strong>and</strong> <strong>and</strong> agree to, that while attending Kaplan University the University’s<br />
refund policy will continue to apply to my Student Enrollment Agreement, Promissory Note, if sold, assigned, or transferred to a third party. Any<br />
assignee <strong>of</strong> this Agreement takes its subject to all claims <strong>and</strong> defenses <strong>of</strong> the student or his/her successors in the interest arising under this agreement.<br />
My (our) signature(s) below certifies that I (we) have read all in<strong>for</strong>mation contained within this Agreement <strong>and</strong> underst<strong>and</strong> <strong>and</strong> agree to my<br />
(our) rights <strong>and</strong> responsibilities, <strong>and</strong> that the University's cancellation <strong>and</strong> refund policies have been clearly explained to me (us). I (we)<br />
underst<strong>and</strong> that this Agreement is a legally binding Agreement, <strong>and</strong> with my (our) signature(s) certify that I (we) have received <strong>and</strong> read an<br />
exact copy <strong>of</strong> this Agreement <strong>and</strong> the University catalog. I (we) further acknowledge that no oral statements have been made to me contrary to<br />
what is contained in this Agreement.<br />
Student Date Parent or Guardian (if applicant is under 18) Date<br />
As the authorized representative <strong>of</strong> Kaplan University, I have interviewed the applicant <strong>and</strong> certify that, according to my judgment, the applicant does<br />
does not meet the requirements <strong>and</strong> st<strong>and</strong>ards <strong>of</strong> the University, <strong>and</strong> I do do not recommend acceptance. I certify that Kaplan University has<br />
met all disclosure requirements <strong>of</strong> state <strong>and</strong> federal financial aid programs. I further state that I have made no verbal statements or promises to the<br />
applicant contrary to the terms set <strong>for</strong>th in this Agreement.<br />
Admissions Advisor Date University Official Date<br />
Approved Declined<br />
4 | K aplan University Enrollment Agreement Effective: 1 / 27/2012
Kaplan University Program Offerings<br />
PROGRAM<br />
Online<br />
Davenport<br />
Cedar<br />
Falls<br />
Cedar Rapids<br />
Online instruction Program enrollment through campus locations; online instruction X Program enrollment through campus locations; combines onsite <strong>and</strong> online instruction<br />
Pr<strong>of</strong>essional law DeGrees<br />
Master <strong>of</strong> Laws (LLM)<br />
Juris Doctor (JD)<br />
Executive Juris Doctor (EJD)<br />
Master’s DeGrees<br />
Master <strong>of</strong> Arts in Teaching<br />
Master <strong>of</strong> Business Administration X X X X X X X X<br />
Master <strong>of</strong> Health Care Administration<br />
Master <strong>of</strong> Public Administration<br />
Master <strong>of</strong> Public Health<br />
Master <strong>of</strong> Science in Accounting<br />
Master <strong>of</strong> Science in<br />
Criminal Justice<br />
Master <strong>of</strong> Science in Education *<br />
Master <strong>of</strong> Science in Education in<br />
Instructional Technology<br />
Master <strong>of</strong> Science in<br />
Educational Psychology ‡<br />
Master <strong>of</strong> Science in<br />
Environmental Policy<br />
Master <strong>of</strong> Science in Finance<br />
Master <strong>of</strong> Science in Fire <strong>and</strong><br />
Emergency Services<br />
Master <strong>of</strong> Science in<br />
Health Education<br />
Master <strong>of</strong> Science in<br />
Higher Education<br />
Master <strong>of</strong> Science in<br />
Homel<strong>and</strong> Security <strong>and</strong><br />
Emergency Management<br />
Master <strong>of</strong> Science in<br />
In<strong>for</strong>mation Technology<br />
Master <strong>of</strong> Science in Legal Studies<br />
Master <strong>of</strong> Science in Management<br />
Master <strong>of</strong> Science in Nursing<br />
Master <strong>of</strong> Science in Psychology<br />
BaCHelor’s DeGrees<br />
Advanced Start<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Accounting<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Business Administration<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Communication<br />
† *Effective November 9, 2011<br />
Effective August 24, 2011<br />
‡ Not currently available in Alabama, Arkansas, Florida, Indiana, Tennessee, <strong>and</strong> Wisconsin.<br />
Council Bluffs<br />
Des Moines<br />
X<br />
Hagerstown<br />
X X X X * X X *<br />
X X X X X X X X X X X<br />
X X X X X<br />
*<br />
Lewiston<br />
Lincoln<br />
Mason City<br />
Omaha<br />
South Portl<strong>and</strong>
PROGRAM<br />
Online<br />
Davenport<br />
Cedar<br />
Falls<br />
Cedar Rapids<br />
Online instruction Program enrollment through campus locations; online instruction X Program enrollment through campus locations; combines onsite <strong>and</strong> online instruction<br />
Advanced Start (continued)<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Criminal Justice<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Criminal Justice Administration<br />
<strong>and</strong> Management<br />
Advanced Start Bachelor <strong>of</strong><br />
Science in Early Childhood<br />
Development<br />
Advanced Start Bachelor <strong>of</strong><br />
Science in Environmental<br />
Policy <strong>and</strong> Management<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Fire <strong>and</strong> Emergency Management<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Fire Science<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Health <strong>and</strong> Wellness<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Health Care Administration<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Health Science<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Human Services<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in In<strong>for</strong>mation Technology<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in International <strong>and</strong> Comparative<br />
Criminal Justice<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Legal Studies<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Nutrition Science<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Paralegal Studies<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Political Science<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Pr<strong>of</strong>essional Studies<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Psychology<br />
Advanced Start Bachelor <strong>of</strong> Science<br />
in Public Administration <strong>and</strong> Policy<br />
BAchelor <strong>of</strong> Science<br />
Council Bluffs<br />
Des Moines<br />
Hagerstown<br />
X X X X X X X X X X<br />
Lewiston<br />
Lincoln<br />
Mason City<br />
Omaha<br />
X X<br />
X X X X X X X X X<br />
X * X *<br />
X X X X X X X X<br />
X X X X X X X<br />
X<br />
X<br />
X X X<br />
X<br />
Bachelor <strong>of</strong> Science in Accounting X X X X * X X *<br />
Bachelor <strong>of</strong> Science<br />
in Business Administration<br />
Bachelor <strong>of</strong> Science<br />
in Communication<br />
Bachelor <strong>of</strong> Science in<br />
Criminal Justice<br />
Bachelor <strong>of</strong> Science in<br />
Criminal Justice Administration<br />
<strong>and</strong> Management<br />
X X X X X X X X X X X<br />
X X X X X<br />
X X X X X X X X X X<br />
X<br />
South Portl<strong>and</strong>
PROGRAM<br />
Online<br />
Davenport<br />
Cedar<br />
Falls<br />
Cedar Rapids<br />
Online instruction Program enrollment through campus locations; online instruction X Program enrollment through campus locations; combines onsite <strong>and</strong> online instruction<br />
Bachelor <strong>of</strong> Science (continued)<br />
Bachelor <strong>of</strong> Science in Early<br />
Childhood Development<br />
Bachelor <strong>of</strong> Science in Environmental<br />
Policy <strong>and</strong> Management<br />
Bachelor <strong>of</strong> Science in Fire<br />
<strong>and</strong> Emergency Management<br />
Bachelor <strong>of</strong> Science in Fire Science<br />
Bachelor <strong>of</strong> Science in Health<br />
<strong>and</strong> Wellness<br />
Bachelor <strong>of</strong> Science in Health<br />
Care Administration<br />
Bachelor <strong>of</strong> Science in Health<br />
In<strong>for</strong>mation Management<br />
Bachelor <strong>of</strong> Science in<br />
Health Science<br />
Bachelor <strong>of</strong> Science in<br />
Human Services<br />
Bachelor <strong>of</strong> Science in<br />
In<strong>for</strong>mation Technology<br />
Bachelor <strong>of</strong> Science in International<br />
<strong>and</strong> Comparative Criminal Justice<br />
Bachelor <strong>of</strong> Science in Legal Studies X<br />
Bachelor <strong>of</strong> Science in<br />
Liberal Studies<br />
Bachelor <strong>of</strong> Science in Nursing<br />
Bachelor <strong>of</strong> Science in<br />
Nutrition Science<br />
Bachelor <strong>of</strong> Science in<br />
Paralegal Studies<br />
Bachelor <strong>of</strong> Science in<br />
Political Science<br />
Bachelor <strong>of</strong> Science in<br />
Pr<strong>of</strong>essional Studies<br />
Bachelor <strong>of</strong> Science in Psychology X<br />
Bachelor <strong>of</strong> Science in Public<br />
Administration <strong>and</strong> Policy<br />
assoCiate’s DeGrees<br />
Associate <strong>of</strong> Applied Science<br />
in Accounting<br />
Associate <strong>of</strong> Applied Science<br />
in Business Administration<br />
Associate <strong>of</strong> Applied Science<br />
in Computer Forensics<br />
Associate <strong>of</strong> Applied Science<br />
in Criminal Justice<br />
Associate <strong>of</strong> Applied Science in<br />
Early Childhood Development<br />
Associate <strong>of</strong> Applied Science in<br />
Educational Parapr<strong>of</strong>essional<br />
Associate <strong>of</strong> Applied Science<br />
in Fire Science<br />
Council Bluffs<br />
Des Moines<br />
Hagerstown<br />
Lewiston<br />
Lincoln<br />
Mason City<br />
Omaha<br />
X X<br />
X X X X X X X X X<br />
X * X *<br />
X X X X X X X X<br />
X X X X X X X<br />
X<br />
X X X<br />
X X X X X X X X X X<br />
X X X X X X X X X X X<br />
X<br />
X X X X X X X X X X X<br />
X X<br />
X<br />
South Portl<strong>and</strong>
PROGRAM<br />
Online<br />
Davenport<br />
Cedar<br />
Falls<br />
Cedar Rapids<br />
Online instruction Program enrollment through campus locations; online instruction X Program enrollment through campus locations; combines onsite <strong>and</strong> online instruction<br />
Associate’s Degrees (continued)<br />
Associate <strong>of</strong> Applied Science<br />
in Graphic Design<br />
Associate <strong>of</strong> Applied Science in<br />
Health In<strong>for</strong>mation Technology<br />
Associate <strong>of</strong> Applied Science<br />
in Human Services<br />
Associate <strong>of</strong> Applied Science<br />
in In<strong>for</strong>mation Technology<br />
Associate <strong>of</strong> Applied Science<br />
in Medical Assisting<br />
Associate <strong>of</strong> Applied Science<br />
in Medical Office Management<br />
Associate <strong>of</strong> Applied Science<br />
in Medical Transcription<br />
Associate <strong>of</strong> Applied Science<br />
in Paralegal Studies<br />
Associate <strong>of</strong> Applied Science in<br />
Public Administration<br />
Associate <strong>of</strong> Science in<br />
Nursing—Florida<br />
(<strong>of</strong>fered in Fort Lauderdale,<br />
Florida, only)<br />
Associate <strong>of</strong> Science in<br />
Nursing—Iowa <strong>and</strong> Nebraska<br />
DiPloMa ProGraMs<br />
Council Bluffs<br />
Des Moines<br />
X X X X X X X X X<br />
X X X X X X X X X<br />
Hagerstown<br />
X<br />
X<br />
X X X X X X X X X X X<br />
X X X X X X * X X X *<br />
X X X X X X X X X<br />
X* X* X* X †<br />
Dental Assistant Diploma X<br />
Practical Nursing Diploma X X X X X<br />
CertifiCate ProGraMs<br />
Adult-Gerontology Nurse<br />
Practitioner Certificate ‡<br />
Applied Behavioral Analysis<br />
Postbaccalaureate Certificate<br />
Cisco Networks<br />
Postbaccalaureate Certificate<br />
Computer Forensics<br />
Postbaccalaureate Certificate<br />
Corrections Certificate<br />
Crime Scene Technician Certificate<br />
Family Nurse Practitioner<br />
Certificate ‡<br />
Graduate Certificate in Accounting<br />
Graduate Certificate in Addictions<br />
Graduate Certificate in<br />
Entrepreneurship <strong>for</strong><br />
Growth Ventures<br />
Graduate Certificate in<br />
Entrepreneurship <strong>for</strong> New Ventures<br />
Graduate Certificate in<br />
Human Resources<br />
† *Effective November 9, 2011<br />
Effective August 24, 2011<br />
‡ Available in Alaska, Cali<strong>for</strong>nia, Colorado, Connecticut, Delaware, District <strong>of</strong> Columbia, Florida, Iowa, Michigan, Mississippi, Montana, Nebraska, Ohio, Oklahoma, Rhode Isl<strong>and</strong><br />
South Carolina, South Dakota, <strong>and</strong> Vermont.<br />
Lewiston<br />
Lincoln<br />
Mason City<br />
Omaha<br />
South Portl<strong>and</strong>
PROGRAM<br />
Online<br />
Davenport<br />
Cedar<br />
Falls<br />
Cedar Rapids<br />
Online instruction Program enrollment through campus locations; online instruction X Program enrollment through campus locations; combines onsite <strong>and</strong> online instruction<br />
Certificate Programs (continued)<br />
Graduate Certificate in<br />
In<strong>for</strong>mation Security<br />
Graduate Certificate in Instructional<br />
Design <strong>for</strong> Organizations<br />
Graduate Certificate in K−12<br />
Educational Leadership<br />
Graduate Certificate in Literacy <strong>and</strong><br />
Language Teaching<br />
Graduate Certificate in<br />
Mathematics Teaching<br />
Graduate Certificate in Online<br />
College Teaching<br />
Graduate Certificate in<br />
Project Management<br />
Graduate Certificate in Teaching<br />
With Technology<br />
Human Resources<br />
Postbaccalaureate Certificate<br />
In<strong>for</strong>mation Security<br />
Postbaccalaureate Certificate<br />
Internet Web Design<br />
Postbaccalaureate Certificate<br />
Legal Secretary Certificate<br />
Linux System Administration<br />
Postbaccalaureate Certificate<br />
Management <strong>and</strong> Supervision<br />
Certificate in Criminal Justice<br />
Medical Assistant Certificate X<br />
Medical Billing/Coding Certificate X X<br />
Micros<strong>of</strong>t Operating Systems<br />
Postbaccalaureate Certificate<br />
National Security Administration<br />
Postbaccalaureate Certificate<br />
Nurse Administrator<br />
Graduate Certificate<br />
Nurse Educator<br />
Graduate Certificate<br />
Nurse In<strong>for</strong>matics Graduate<br />
Certificate<br />
Oracle Database Administration<br />
Postbaccalaureate Certificate<br />
Pathway to Paralegal<br />
Postbaccalaureate Certificate<br />
X<br />
Phlebotomist Certificate X<br />
Postgraduate Certificate in Applied<br />
Behavioral Analysis<br />
Private Security Certificate<br />
Private Security<br />
Management Certificate<br />
Kaplan University Learning Centers provide an opportunity <strong>for</strong> students to enroll in many online degree-level programs <strong>and</strong> <strong>of</strong>fer limited onsite support <strong>for</strong> students. Students should contact their local<br />
Kaplan University Learning Center <strong>for</strong> details.<br />
Council Bluffs<br />
Des Moines<br />
Hagerstown<br />
Lewiston<br />
Lincoln<br />
Mason City<br />
Omaha<br />
South Portl<strong>and</strong>
Firlds <strong>of</strong> OPllortullitic'<br />
STATE OF IOWA<br />
CHESTER J. CULVEF BOARD OF NURSING<br />
GOVERNOF Lorinda K. Inman, R.N., M.S.N.<br />
PATTY JUDGE<br />
LT. GOVERNOR<br />
Executive Director<br />
September 19, 2007<br />
Deanne M. Remer, PhD, RN<br />
Executive Director <strong>of</strong> Nursing Programs<br />
Kaplan Higher Education<br />
311 S. Wacker Suite 3300<br />
Chicago, IL 60606<br />
Dear Dr. Reamer:<br />
On September 13, 2007, the Iowa Board <strong>of</strong> Nursing reviewed<br />
Hamillton College's Nursing Education Program Report.<br />
The Board voted to grant full approval to the program <strong>for</strong> a period<br />
<strong>of</strong> six years as defined in the 655 lAC 2.2(3). A copy <strong>of</strong><br />
the final Nursing Education Program Report <strong>and</strong> response to the<br />
recommendations are enclosed.<br />
Thank you <strong>for</strong> your participation in the Iowa Board <strong>of</strong> Nursing<br />
program approval process. Please feel free to contact me at<br />
515-281-4828 if you have questions.<br />
Kathleen R. Weinberg, RN, MSN<br />
Associate Director Practice/Education<br />
kw<br />
Encs.<br />
cc: Brenda McAllister, RNI BSN, BA<br />
400 SW 8'" STREET, SUITE B. DES MOINES, IOWA 50309-4685<br />
Tel: (515) 281-3255 FAX: (515) 281-4825 WEB: WWW.STATE.1A.US/NURSING
Exhibit 6<br />
Name, address, <strong>and</strong> telephone number <strong>of</strong> full-time employees in Iowa.<br />
Name Address Telephone Number<br />
Abernathy, Jaime Marie<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Albrecht, Ashlin Elizabeth<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Alex<strong>and</strong>er, Sarah Kathryn<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Allen, Michael<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Allers, Stacy Ann<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Alvis, Alesha M<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Armoogam, David<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Bailey, Kathy S<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Bakley, Am<strong>and</strong>a Lynn<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Balzaretti, Lisa<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
B<strong>and</strong>y, Mark Alan<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Barber, Sharon Nicole<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Barberra Jr, Michael<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Baumgartner, Thomas D<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Bayer, Kimberly A<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Belieu, Mylissa J<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Berry, Tricia<br />
9824 Catalina Dr<br />
Johnston, IA 50131<br />
563.355.3500<br />
Bishop, Constance J<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Black, Catherine A<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Blix, John-Paul L<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Boedeker, Sherri M.<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Bohlen, Anne Marie<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Bolte, Curt<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
1
Name Address Telephone Number<br />
Bonne, Connie J<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Bonnett, Steven R<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Boone, Nick<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Boshart, Lisa A<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Bowers, Angela<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Bramlet-Hecker, Gwen M.<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Brazelton, Karla Sue<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Brecht, Stephanie Jane<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Brookover, Joe M<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Brooks, Robert<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Brower, Rosemary B<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Bultje, Cohl James<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Byington, Timothy J.<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Cameron, Ginger<br />
110 Hubbard<br />
Waterloo, IA 50701<br />
563.355.3500<br />
Canfield, Gary D<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Catlin, Dawn Marie<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Cavanaugh ,Angela S<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Cerruto, Joe<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Clark, Carolyn S<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Cleghorn, Kathy<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
C<strong>of</strong>fey ,Martha K<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Connell, Channing K.<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Cook, Br<strong>and</strong>i<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Cook James Jay<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Cook, Linda J<br />
2319 N Gaines Street<br />
Davenport, IA 52804<br />
563.355.3500<br />
2
Name Address Telephone Number<br />
Cooper, Byron D<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Correy, Lynann D<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Cousin, Suzanne<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Cr<strong>and</strong>ell, Madeline Elaine<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Dannen, Julie<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Davis, John<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Deahl, Cynthia Noel<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Diers, Mary K<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Dobernecker, Jon G<br />
506 High St.<br />
Carson, IA 51525<br />
402.572.8500<br />
Dombrowski, Lauren Elizabeth<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Douglas, Brian P<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Dunn, Debra Ann<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Ebner, Carol Ann<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Eden,Patti Denelle<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Ellwein, Todd William<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Elmer, Justine J<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Ensminger, Kate Marie<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Evans, Rachel M<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Farber, Joy Elizabeth<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Faught, Christina Lynn<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Faxon, Crystal<br />
410 Huntington Ave<br />
Council Bluffs, IA 51503<br />
402.572.8500<br />
Fehr, Susie Ann<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Figa, Jozef<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Fitzgerald, Elizabeth<br />
2110 S Monroe<br />
Mason City, IA 50401<br />
563.355.3500<br />
Fleming, Spencer<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
3
Name Address Telephone Number<br />
Flinn, Laura J<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Ford, Crystal<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Ford, Stephanie<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Fox, Patricia A.<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Frideres, Danielle Susan<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Fronc, Karol<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Futrell, Alice Mae<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Garl<strong>and</strong>, Mark Lynn<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Garrison, Shari J<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Gehrls, Janet<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Gelhaar, Lori A.<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Gibson, Andrea R<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Gibson, Shannon F<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Gilbreaith, Richard<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Goslar, Molly G<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Greer, Shirley Diana<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Gress, Andrew C<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Gross, Molly<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Guyer, Lindsey L<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Hammill, Dana<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Hanselman, Rachelle Kay<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Hansen, Jill M<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Hansen, Lisa J<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Hansen, Ryan Paul<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Hass, Emily Jean<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
4
Name Address Telephone Number<br />
Hastings, Destiny M<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Heard, Olivia Ann<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Heaton, Deanne Lorraine<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Heeren, Michael<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Heikes, Melissa<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Hendrick, Jeri Lea<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Hepner, Colleen M.<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
H<strong>of</strong>fman, Angela Rose<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Holian, Tonya<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Holst, Tessa<br />
504 Jefferson Avenue PO Box 164<br />
Lowden, IA 52255<br />
563.355.3500<br />
Howard, Traci L<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Howlett, Barbara E<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Huelskamp, Julie Marie<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Humke, Kristin Leigh<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Jackson, Bobbi<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Jenness, Nicole S<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Jerome, Marilyn Kay<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Johnson Jr, Joseph<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Johnson, Dan<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Johnson, Mary Patricia<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Johnson, Nancy A<br />
148 Vincent Rd.<br />
Waterloo, IA 50701<br />
563.355.3500<br />
Johnson, Rindy Rae<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Jones, Quinn Rebecca<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Jones, Stacey<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Jordan, Ch<strong>and</strong>ra Marcy<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
5
Name Address Telephone Number<br />
Kafer, Julieann<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Kapler, Jeff M<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Keller, Stacie Lynn<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
King, Kathy L<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Kitchen, Teresa P<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Klinkenberg, Christina Lynn<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Koupal, Stephen C<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Krainz, Shannon M.<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Kramer, Amy Elizabeth<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Krueger, Ryan<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
LaFave, Katie A<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Lahmann, Jesse L.<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Lawson, David Lee<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Leu, Staci A.<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Lichty, April D<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Lindgren, Katharine Ann<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Love, Jessica Kathryn<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Lowry, Linda<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Mace, Deborah Ann<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Mackey, Theresa<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Mahloch, Gwen G<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Manning, Jessica M<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Marks, Stephen C<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Martin, Dianne S<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Mashek, Kimberly Sara Babcock<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
6
Name Address Telephone Number<br />
Mass, Maggie Lynn<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Matlock, Lindsey Ryan<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Matt, Katie<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Mayer, Courtney Jo<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Maynes, Peggy<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
McClain, Mary Elizabeth<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
McCoy, Craig<br />
1436 41st Place<br />
Des Moines, IA 50311<br />
563.355.3500<br />
McDanolds, Jan L<br />
14675 470th St.<br />
Mystic, IA 52574<br />
563.355.3500<br />
Mead, Aaron M<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Mead, Jason J<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Meeks, Sarah M<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Meister, Rachael Ann<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Mendel, Tina R<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Merck, Patricia E<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Merrell, Wayne L<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Meyer, Destiny Rae<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Millam, Loretta Anne<br />
702 McKinley Ave. PO Box 364<br />
Lowden, IA 52255<br />
563.355.3500<br />
Moline, John Scott<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Monaghan, Megan Rose<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Morrow, Callie<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Mracek, Katie Lynn<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Muehlstedt, Julia Anne<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Mul<strong>for</strong>d, Jill Mariruth<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Neighbours, Yol<strong>and</strong>a Marie<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Nelson, Chad Edward<br />
750 Rustic Green Ct<br />
Eldridge, IA 52748<br />
563.355.3500<br />
7
Name Address Telephone Number<br />
Noel, Hilary Kendra<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Nutting, David<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Olson, Jami Joanne<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Ostr<strong>and</strong>er, Cheryl A<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Packard, Katherin<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Page, Bonnye Elizabeth<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Parker, Penni<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Peasley, Steven A.<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Penner, Melissa S<br />
4809 Tamara Lane<br />
West Des Moines, IA 50265<br />
312.777.6100<br />
Peterson, Valerie Marie<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Phillips, Glenn A<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Phillips, Orlanthia<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Plum, Timothy Ernest<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Potter, Dana L<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Powell-Micetich, Cheryl<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Pownell, Jana Marcille<br />
104 Mitchel Court<br />
Anamosa, IA 52205<br />
563.355.3500<br />
Prichard, Melissa Jayne<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Raecker, Marijo<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Riexinger, Elaine C.<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Ritter, Heidi M<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Rodd, Rochelle Renee<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Roode, Karen Jean<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Root, Kimberly Ann<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Rossman, Marie<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Rubida, Macie M<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
8
Name Address Telephone Number<br />
Ruddy, Dave<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Ruddy, Monica L<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Sapp, Angela Rene'<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Schickel, Am<strong>and</strong>a Marie<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Schneiter, Micaela Lee<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Schutman, Lawrence H<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Scott, Linda J<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Secoy-Grass, Kayla J<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Shannon, Carrie Jo<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Shepard, Delbert Austin<br />
4724 85th Street<br />
Urb<strong>and</strong>ale, IA 50322<br />
563.355.3500<br />
Shepard, Kersten K.<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Shuger, Stephanie Jean<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Siegrist, Donna V<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Siems, Kelly J<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Simmer, Michelle<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Skelton, Sara<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Slemp, Mitzi<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Smith, Sheri Lynn<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Smith, Travis Davidson<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Sorensen, Sheila<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Spiller, Erica Leigh<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Spivey, Susan M<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Steffey, Kara<br />
14914 NW Madrid Dr<br />
Madrid, IA 50156<br />
402.572.8500<br />
Straw, Deann<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Streevy, Tina<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
9
Name Address Telephone Number<br />
Sundt, Br<strong>and</strong>y<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Taber, Emlynn A.<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Thompson, Chelsea M<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Tosunbegovic, Maja<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Towers, Kristin<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Tsagaris, Ellen<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Turnbull, Sara E<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Tweedy, Kimberly Ann<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Udelh<strong>of</strong>en, Sara J<br />
2570 4th Street SW Plaza West<br />
Mason City, IA 50401<br />
641.423.2530<br />
Van Wychen, Donald E<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Van Zee, Jason D<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
V<strong>and</strong>enBrink, Diana R<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Vaselaar, Summer<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Wachter, Andrew<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Wagner, Madeline M<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Wakefield, S<strong>and</strong>ra K<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Ward, Crystal A.<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Webster, Kacy<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Weide, Danielle Marie<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Wells, Jeremy<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
West, Sarah Lynn<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Whitehead, Brian Michael<br />
3165 Edgewood Pkwy, SW<br />
Cedar Rapids, IA 52404<br />
319.363.0481<br />
Wilebski, Jason<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
Wilson, Jennifer Marie<br />
1751 Madison Ave Store #742 & #750<br />
Council Bluffs, IA 51503<br />
712.328.4212<br />
Wince, Duane R<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
10
Name Address Telephone Number<br />
Wright, Lisa Ann<br />
7009 Nordic Drive<br />
Cedar Falls, IA 50613<br />
319.277.0220<br />
Young, Cheryl<br />
4655 121st Street<br />
Des Moines, IA 50323<br />
515.727.2100<br />
Zerbonia, Lisa A<br />
1801 E. Kimberly Road Suite 1<br />
Davenport, IA 52807<br />
563.355.3500<br />
11
Kaplan Higher Education<br />
Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The<br />
Washington Post Company)<br />
Consolidated Financial Statements<br />
December 31, 2010
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Index<br />
December 31, 2010<br />
Page(s)<br />
Report <strong>of</strong> Independent Auditors...............................................................................................................1<br />
Consolidated Financial Statements<br />
Balance Sheet..............................................................................................................................................2<br />
Statement <strong>of</strong> Operations ..............................................................................................................................3<br />
Statement <strong>of</strong> Stockholder’s Equity...............................................................................................................4<br />
Statement <strong>of</strong> Cash Flows.............................................................................................................................5<br />
Notes to Financial Statements ...............................................................................................................6–19
To the Board <strong>of</strong> Directors <strong>and</strong> Stockholder <strong>of</strong><br />
Kaplan Higher Education Corporation<br />
Report <strong>of</strong> Independent Auditors<br />
In our opinion, the accompanying consolidated balance sheet <strong>and</strong> the related consolidated statements <strong>of</strong><br />
operations, stockholder’s equity, <strong>and</strong> cash flows present fairly, in all material respects, the financial<br />
position <strong>of</strong> Kaplan Higher Education Corporation <strong>and</strong> its subsidiaries (the “Company”), a wholly owned<br />
subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company, at December 31, 2010, <strong>and</strong> the<br />
results <strong>of</strong> their operations <strong>and</strong> their cash flows <strong>for</strong> the year then ended in con<strong>for</strong>mity with accounting<br />
principles generally accepted in the United States <strong>of</strong> America. These financial statements are the<br />
responsibility <strong>of</strong> the Company’s management. Our responsibility is to express an opinion on these<br />
financial statements based on our audit. We conducted our audit <strong>of</strong> these statements in accordance with<br />
auditing st<strong>and</strong>ards generally accepted in the United States <strong>of</strong> America. Those st<strong>and</strong>ards require that we<br />
plan <strong>and</strong> per<strong>for</strong>m the audit to obtain reasonable assurance about whether the financial statements are<br />
free <strong>of</strong> material misstatement. An audit includes examining, on a test basis, evidence supporting the<br />
amounts <strong>and</strong> disclosures in the financial statements, assessing the accounting principles used <strong>and</strong><br />
significant estimates made by management, <strong>and</strong> evaluating the overall financial statement presentation.<br />
We believe that our audit provides a reasonable basis <strong>for</strong> our opinion.<br />
June 28, 2011<br />
PricewaterhouseCoopers LLP, 10 Tenth Street, Suite 1400, Atlanta, GA 30309-3851<br />
T: (678) 419 0000, F: (567) 419 1239, www.pwc.com/us
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Consolidated Balance Sheet<br />
December 31, 2010<br />
Assets<br />
Current assets<br />
Cash <strong>and</strong> cash equivalents $ 337,539,921<br />
Trade accounts receivable, less allowance <strong>for</strong> doubtful accounts <strong>of</strong> $38,344,128<br />
Notes receivable, current 400,067<br />
Deferred income taxes28,402,636<br />
64,190,709<br />
Textbook inventory 8,077,171<br />
Prepaid expenses <strong>and</strong> other current assets 11,536,692<br />
Total current assets 450,147,196<br />
Notes receivable, non current 2,759,036<br />
Property <strong>and</strong> equipment, net 190,480,574<br />
Other intangible assets, net <strong>of</strong> accumulated amortization <strong>of</strong> $2,964,220 9,488,080<br />
Goodwill 286,549,906<br />
Due from related parties 299,618,986<br />
Other assets 2,146,581<br />
Total assets $ 1,241,190,359<br />
Liabilities <strong>and</strong> Stockholder’s Equity<br />
Current liabilities<br />
Accounts payable$ 7,335,560<br />
Accrued compensation 62,516,141<br />
Accrued expenses 68,241,970<br />
Deferred revenue 100,476,110<br />
Current portion <strong>of</strong> note payable<br />
Other current liabilities 9,935,964<br />
3,000,000<br />
Total current liabilities 251,505,745<br />
Accrued long-term compensation 23,493,485<br />
Deferred income taxes 28,790,088<br />
Other liabilities 53,822,112<br />
Total liabilities 357,611,430<br />
Stockholder’s equity<br />
Common stock, $ .01 par value-authorized 100 shares;<br />
100 shares issued <strong>and</strong> outst<strong>and</strong>ing 1<br />
Additional paid-in capital 329,839,175<br />
Retained earnings 553,739,753<br />
Total stockholder’s equity 883,578,929<br />
Total liabilities <strong>and</strong> stockholder's equity $<br />
1,241,190,359<br />
The accompanying notes are an integral part <strong>of</strong> these financial statements.<br />
2
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Consolidated Statement <strong>of</strong> Operations<br />
Year Ended December 31, 2010<br />
Net revenues $ 1,828,988,377<br />
<strong>School</strong> operating expenses<br />
Educational services 419,569,366<br />
Marketing <strong>and</strong> advertising 216,663,587<br />
Admissions 196,060,574<br />
General <strong>and</strong> administrative expenses 609,197,605<br />
Provision <strong>for</strong> losses on accounts <strong>and</strong> notes receivable 77,253,541<br />
Amortization <strong>of</strong> other intangibles 471,451<br />
Total operating expenses 1,519,216,124<br />
Income from operations 309,772,253<br />
Interest income, net <strong>of</strong> interest expense <strong>of</strong> $142,750 4,362,134<br />
Income be<strong>for</strong>e income taxes 314,134,387<br />
Provision <strong>for</strong> income taxes 119,045,835<br />
Net income $<br />
195,088,552<br />
The accompanying notes are an integral part <strong>of</strong> these financial statements.<br />
3
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Consolidated Statement <strong>of</strong> Stockholder’s Equity<br />
Year Ended December 31, 2010<br />
Common Additional<br />
Stock<br />
Paid-In Retained<br />
Shares Amount Capital Earnings Total<br />
Balance at December 31, 2009 100 $ 1 $ 329,839,175 $ 358,651,201 $ 688,490,377<br />
Net income - 195,088,552 195,088,552<br />
Balance at December 31, 2010 100 $ 1 $ 329,839,175 $ 553,739,753 $ 883,578,929<br />
The accompanying notes are an integral part <strong>of</strong> these financial statements.<br />
4
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Consolidated Statement <strong>of</strong> Cash Flows<br />
Year Ended December 31, 2010<br />
Cash flows from operating activities<br />
Net income $ 195,088,552<br />
Adjustments to reconcile net income to net cash <strong>and</strong> cash<br />
equivalents provided by operating activities<br />
Depreciation 40,654,044<br />
Amortization <strong>of</strong> other intangibles 471,451<br />
Provision <strong>for</strong> losses on accounts receivable <strong>and</strong> notes receivable 92,045,039<br />
Loss on disposition <strong>of</strong> assets<br />
Deferred income taxes 7,996,981<br />
Changes in operating assets <strong>and</strong> liabilities<br />
594,965<br />
Trade accounts receivable (70,374,723)<br />
Prepaid expenses <strong>and</strong> other current assets (566,815)<br />
Notes receivable (15,085,153)<br />
Other assets 1,374,199<br />
Accounts payable <strong>and</strong> accrued expenses 11,832,437<br />
Deferred revenue (30,060,044)<br />
Other liabilities 22,126,107<br />
Net cash <strong>and</strong> cash equivalents provided by operating activities 256,097,040<br />
Cash flows from investing activities<br />
Purchase <strong>of</strong> property <strong>and</strong> equipment (58,881,128)<br />
Proceeds from disposition <strong>of</strong> assets 36,960<br />
Net cash <strong>and</strong> cash equivalents used in investing activities (58,844,168)<br />
Cash flows from financing activities<br />
Due from related parties (176,313,744)<br />
Net cash <strong>and</strong> cash equivalents used in financing activities (176,313,744)<br />
Net increase in cash <strong>and</strong> cash equivalents 20,939,128<br />
Cash <strong>and</strong> cash equivalents<br />
Beginning <strong>of</strong> year 316,600,793<br />
End <strong>of</strong> year $ 337,539,921<br />
Supplemental disclosure <strong>of</strong> cash flow in<strong>for</strong>mation<br />
Cash paid during the year <strong>for</strong><br />
Income taxes paid$ 6,410,967<br />
Interest paid 144,665<br />
The accompanying notes are an integral part <strong>of</strong> these financial statements.<br />
5
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Notes to Consolidated Financial Statements<br />
December 31, 2010<br />
1. Organization <strong>and</strong> Nature <strong>of</strong> Business<br />
Kaplan Higher Education Corporation (“Kaplan Higher Education” or the “Company”) through its<br />
wholly owned subsidiaries operates diversified career-oriented postsecondary education schools<br />
<strong>and</strong> online programs from high school diplomas to graduate <strong>and</strong> pr<strong>of</strong>essional degrees. The<br />
Company <strong>of</strong>fers degree <strong>and</strong>, in certain locations, diploma programs through their 74 campuses<br />
located in 20 states as well as online throughout the United States. The Company’s college <strong>and</strong><br />
graduate level programs <strong>of</strong>fer students the knowledge <strong>and</strong> skills necessary <strong>for</strong> employment in a<br />
range <strong>of</strong> fields, including healthcare, business, in<strong>for</strong>mation technology, legal, <strong>and</strong> fashion <strong>and</strong><br />
design.<br />
Approximately 58% <strong>of</strong> the Company’s net revenues <strong>for</strong> the year ended December 31, 2010, were<br />
derived from the online operations servicing students throughout the United States. Approximately<br />
86% <strong>of</strong> the Company’s cash receipts, <strong>for</strong> the year ended December 31, 2010, were derived from<br />
Title IV programs as provided <strong>for</strong> by the Higher Education Act <strong>of</strong> 1965, as amended.<br />
2. Summary <strong>of</strong> Significant Accounting Policies<br />
Principles <strong>of</strong> Consolidation<br />
The consolidated financial statements include the accounts <strong>of</strong> the Company <strong>and</strong> its wholly owned<br />
subsidiaries. All significant inter-company accounts <strong>and</strong> transactions have been eliminated in<br />
consolidation.<br />
Use <strong>of</strong> Estimates<br />
The preparation <strong>of</strong> financial statements in accordance with generally accepted accounting<br />
principles requires management to make estimates <strong>and</strong> assumptions that affect the amounts<br />
reported in the consolidated financial statements <strong>and</strong> accompanying notes. Actual results could<br />
differ from those estimates.<br />
Cash <strong>and</strong> Cash Equivalents<br />
Cash <strong>and</strong> cash equivalents consist <strong>of</strong> cash on h<strong>and</strong>, short-term investments with original maturities<br />
<strong>of</strong> three months or less <strong>and</strong> investments in money market funds with weighted average maturities<br />
<strong>of</strong> three months or less.<br />
At December 31, 2010, the Company held $42.1 million in cash balances at certain financial<br />
institutions which amounts were in excess <strong>of</strong> the $250,000 federally insured amounts <strong>and</strong> $294.8<br />
million in overnight investments. The Company monitors the financial condition <strong>of</strong> these institutions<br />
since the Company is exposed to credit risk <strong>for</strong> such excess amounts; however, at this time the<br />
Company does not believe any <strong>of</strong> these institutions present such risk <strong>and</strong> has not experienced any<br />
losses from these arrangements.<br />
Revenue Recognition<br />
Revenue is recognized when persuasive evidence <strong>of</strong> an arrangement exists, the fees are fixed or<br />
determinable, the product or service has been delivered <strong>and</strong> collectability is reasonably assured.<br />
The Company considers the terms <strong>of</strong> each arrangement to determine the appropriate accounting<br />
treatment.<br />
6
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Notes to Consolidated Financial Statements<br />
December 31, 2010<br />
Revenues consist primarily <strong>of</strong> tuition <strong>and</strong> fees derived from courses taught in the Company’s<br />
schools <strong>and</strong> online. Tuition <strong>and</strong> fee revenues are recognized on a proportionate daily basis over<br />
the course delivery period. If a student withdraws from a course or program, the paid but unearned<br />
portion <strong>of</strong> the student tuition is refunded. Textbook sales <strong>and</strong> other revenues are recognized as<br />
sales occur or services are per<strong>for</strong>med <strong>and</strong> represent less than 6% <strong>of</strong> total revenues. Deferred<br />
revenue is the portion <strong>of</strong> payments received but not earned <strong>and</strong> is reflected as a current liability in<br />
the accompanying consolidated balance sheet as such amount is expected to be earned within the<br />
next year.<br />
In the fourth quarter <strong>of</strong> 2010, Kaplan Higher Education phased in a new program, the Kaplan<br />
Commitment. Under this program, students <strong>of</strong> Kaplan University, Kaplan College <strong>and</strong> other KHE<br />
schools enroll in classes <strong>for</strong> several weeks <strong>and</strong> assess whether their educational experience meets<br />
their needs <strong>and</strong> expectations be<strong>for</strong>e incurring any significant financial obligation. Kaplan also<br />
conducts academic assessments to help determine whether students are likely to be successful in<br />
their chosen course <strong>of</strong> study. Students who choose to withdraw from the program during this time<br />
frame ("risk-free period") <strong>and</strong> students who do not pass the academic evaluation do not have to<br />
pay <strong>for</strong> the coursework. In general, the risk-free period is approximately four weeks <strong>for</strong> diploma<br />
programs <strong>and</strong> five weeks <strong>for</strong> associate's <strong>and</strong> bachelor's degrees.<br />
This program <strong>and</strong> related initiatives are designed to benefit students <strong>and</strong> will likely have a<br />
significant impact on the future operations <strong>of</strong> Kaplan Higher Education, including student<br />
enrollment <strong>and</strong> retention, tuition revenues, operating income <strong>and</strong> cash flow. Based on historical<br />
student withdrawal <strong>and</strong> per<strong>for</strong>mance patterns <strong>and</strong> assuming students who withdrew during early<br />
academic terms would have instead availed themselves <strong>of</strong> the Kaplan Commitment, management<br />
estimates that Kaplan Higher Education revenues would have been approximately $140 million<br />
less in 2010 had the provisions <strong>of</strong> the Kaplan Commitment commenced on January 1, 2010.<br />
Kaplan is not able to estimate whether the Kaplan Commitment will cause student retention<br />
patterns to differ from historical levels. The Kaplan Commitment is expected to have a material<br />
impact on Kaplan's operating results.<br />
Accounts Receivable, Notes Receivable <strong>and</strong> Allowances <strong>for</strong> Doubtful Accounts<br />
Accounts receivable <strong>and</strong> notes receivable are recorded ratably over the educational delivery period<br />
when earned. The allowance <strong>for</strong> doubtful accounts is the Company’s best estimate <strong>of</strong> the amount<br />
<strong>of</strong> probable credit losses in the Company’s existing accounts receivable <strong>and</strong> notes receivable;<br />
however, changes in circumstances relating to accounts receivable <strong>and</strong> notes receivable may<br />
result in a requirement <strong>for</strong> additional allowances in the future. The Company determines the<br />
allowance based on historical write-<strong>of</strong>f experience <strong>and</strong> current trends. The Company continually<br />
reviews its allowance <strong>for</strong> doubtful accounts. Account balances are charged against the allowance<br />
after all collection ef<strong>for</strong>ts have been exhausted <strong>and</strong> the potential <strong>for</strong> recovery is considered remote.<br />
Textbook Inventory<br />
Inventories recorded in the Consolidated Financial Statements are stated at the lower <strong>of</strong> cost or<br />
market, cost being determined on the basis <strong>of</strong> first-in, first-out (FIFO).<br />
7
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Notes to Consolidated Financial Statements<br />
December 31, 2010<br />
Property <strong>and</strong> Equipment<br />
Property <strong>and</strong> equipment are stated at cost, less accumulated depreciation <strong>and</strong> amortization.<br />
Depreciation <strong>and</strong> amortization are computed using the straight-line method over the estimated<br />
useful lives <strong>of</strong> the related assets or the remaining lease terms <strong>for</strong> leasehold improvements, if<br />
shorter. Estimated useful lives <strong>for</strong> financial reporting purposes are as follows:<br />
Buildings <strong>and</strong> building improvements 20-40 years<br />
Equipment, furniture <strong>and</strong> fixtures 3-10 years<br />
Leasehold improvements 1-15 years<br />
Computer s<strong>of</strong>tware 3-7 years<br />
Costs incurred to develop computer s<strong>of</strong>tware <strong>for</strong> internal use are accounted <strong>for</strong> in accordance with<br />
ASC Topic 350-40 “Internal-Use S<strong>of</strong>tware”. As required, the Company capitalizes the costs<br />
incurred during the application development stage, which include costs to design the s<strong>of</strong>tware<br />
configuration <strong>and</strong> interfaces, coding, installation <strong>and</strong> testing. Costs incurred during the preliminary<br />
project along with post-implementation stages <strong>of</strong> internal use computer s<strong>of</strong>tware are expensed as<br />
incurred. Capitalized development costs are amortized over three to seven years <strong>and</strong> amortization<br />
begins when the computer s<strong>of</strong>tware is ready <strong>for</strong> use. Costs incurred to maintain existing s<strong>of</strong>tware<br />
are expensed as incurred. The capitalization <strong>and</strong> ongoing assessment <strong>of</strong> recoverability <strong>of</strong><br />
development costs requires judgment by management with respect to certain external factors,<br />
including, but not limited to, technological <strong>and</strong> economical feasibility, <strong>and</strong> estimated economic life.<br />
Fair Value <strong>of</strong> Financial Statements<br />
Fair value measurements are determined based on the assumptions that a market participant<br />
would use in pricing an asset or liability based on a three-tiered hierarchy that draws a distinction<br />
between market participant assumptions based on (i) observable inputs, such as quoted prices<br />
active markets (Level 1); (ii) inputs other than quoted prices in active markets that are observable<br />
either directly or indirectly (Level 2) <strong>and</strong> (iii) unobservable inputs that require the Company to use<br />
present value <strong>and</strong> other valuation techniques in the determination <strong>of</strong> fair value (Level 3). Financial<br />
assets <strong>and</strong> liabilities are classified in their entirety based on the lowest level <strong>of</strong> input that is<br />
significant to the fair value measure. The Company’s assessment <strong>of</strong> the significance <strong>of</strong> a particular<br />
input to the fair value measurements requires judgment <strong>and</strong> may affect the valuation <strong>of</strong> the assets<br />
<strong>and</strong> liabilities being measured <strong>and</strong> their placement within the fair value hierarchy.<br />
8
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Notes to Consolidated Financial Statements<br />
December 31, 2010<br />
The Company’s financial assets <strong>and</strong> liabilities measured at fair value on a recurring basis as <strong>of</strong><br />
December 31, 2010 were as follows:<br />
Fair Value Measurements<br />
Quoted Prices<br />
in Active Significant<br />
Markets Other<br />
<strong>for</strong> Identical Observable Unobservable Fair Value at<br />
Items Inputs Inputs December 31,<br />
(in millions) Level (1) (Level 2) (Level 3) 2010<br />
Assets<br />
Money market investments $ - $ 294.8 $ - $ 294.8<br />
Total financial assets $ - $ 294.8 $ - $ 294.8<br />
Liabilities<br />
Deferred compensation plan liabilities $ - $ 0.1 $ - $ 0.1<br />
Unsecured notes - - 3.0 3.0<br />
Total financial liabilities $ - $ 0.1 $ 3.0 $ 3.1<br />
Assets <strong>and</strong> liabilities that are measured using significant other observable inputs are primarily<br />
valued by reference to quoted prices <strong>of</strong> similar assets or liabilities in active markets, adjusted <strong>for</strong><br />
any terms specific to that asset or liability.<br />
Goodwill<br />
Goodwill arises in the course <strong>of</strong> purchasing schools, <strong>and</strong> consists <strong>of</strong> differences between the net<br />
assets purchased <strong>and</strong> the actual purchase price <strong>of</strong> Kaplan Higher Education <strong>and</strong> its acquisitions.<br />
As a result <strong>of</strong> the adoption <strong>of</strong> ASC Topic 350, “Goodwill <strong>and</strong> Other” in 2002, goodwill is not<br />
amortized, but is reviewed at least annually <strong>for</strong> impairment. The Company reviews the carrying<br />
value <strong>of</strong> goodwill utilizing a discounted cash flow model. The Company must make assumptions<br />
regarding estimated future cash flows <strong>and</strong> market values to determine a reporting unit’s estimated<br />
fair value. If these estimates or related assumptions change in the future, the Company may be<br />
required to record an impairment charge.<br />
The Company per<strong>for</strong>med an impairment test <strong>of</strong> goodwill as <strong>of</strong> November 30, 2010, in accordance<br />
with ASC Topic 350, “Goodwill <strong>and</strong> Other”, <strong>and</strong> concluded that no impairment <strong>of</strong> goodwill exists.<br />
Other Intangible Assets<br />
Other intangible assets arise in the course <strong>of</strong> purchasing schools, <strong>and</strong> consists primarily <strong>of</strong><br />
noncompete covenants with management <strong>of</strong> the acquired schools, the value <strong>of</strong> Title IV financial aid<br />
eligibility <strong>and</strong> accreditations, <strong>and</strong> the value <strong>of</strong> acquired student <strong>and</strong> customer relationships.<br />
The acquired student <strong>and</strong> customer relationships are amortized on a double declining balance<br />
basis over a period which ranges from 2 to 7 years. Amortization expense related to acquired<br />
student relationships <strong>for</strong> the year ended December 31, 2010 was $0.3 million.<br />
9
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Notes to Consolidated Financial Statements<br />
December 31, 2010<br />
The intangible assets related to trademarks are amortized on a double declining balance method<br />
over five years. Product development <strong>and</strong> content costs are amortized on a straight-line basis from<br />
5 to 20 years. Amortization expense related to these intangibles <strong>for</strong> the year ended December 31,<br />
2010, was $0.2 million.<br />
At December 31, 2010, the unamortized balance <strong>of</strong> these intangibles is as follows:<br />
Student <strong>and</strong> Product<br />
Customer Development<br />
Relationships Trademarks <strong>and</strong> Content Total<br />
2011 $ 245,197 $ 16,200 $ 117,500 $ 378,897<br />
2012 185,465 9,000 117,500 311,965<br />
2013 159,065 7,500 105,000 271,565<br />
2014 54,665 - 42,500 97,165<br />
2015 45,563 - 42,500 88,063<br />
Thereafter - - 478,125 478,125<br />
$ 689,955 $ 32,700 $ 903,125 $ 1,625,780<br />
The intangible assets related to the acquired Title IV financial aid eligibility <strong>and</strong> accreditation are<br />
indefinite lived <strong>and</strong> not subject to amortization. At December 31, 2010, these assets totaled<br />
$7.9 million <strong>and</strong> there was no impairment loss associated with the carrying value.<br />
Educational Services<br />
Educational services include direct operating expenses <strong>of</strong> the schools consisting primarily <strong>of</strong> payroll<br />
<strong>and</strong> payroll related occupancy <strong>and</strong> supplies costs.<br />
Marketing <strong>and</strong> Advertising<br />
Marketing <strong>and</strong> advertising consists primarily <strong>of</strong> payroll <strong>and</strong> payroll related, direct response <strong>and</strong><br />
other advertising, promotional materials <strong>and</strong> other related marketing costs. Marketing <strong>and</strong><br />
advertising costs are expensed as incurred.<br />
Admissions<br />
Admissions consists primarily <strong>of</strong> payroll <strong>and</strong> payroll related costs <strong>for</strong> admissions staff at schools.<br />
Income Taxes<br />
The Company uses the liability method <strong>of</strong> accounting <strong>for</strong> income taxes. Under this method,<br />
deferred income tax assets <strong>and</strong> liabilities are determined based on differences between the<br />
financial reporting <strong>and</strong> the tax bases <strong>of</strong> assets <strong>and</strong> liabilities measured using the enacted tax rates<br />
<strong>and</strong> laws that will be in effect when the differences are expected to reverse. Such amounts are<br />
computed based on a separate income tax return basis.<br />
3. Regulatory Matters<br />
The Company derives a substantial portion <strong>of</strong> its net revenues from financial aid received by its<br />
students under Title IV programs (“Title IV Program”) administered by the United States<br />
Department <strong>of</strong> Education (“Department”) pursuant to the federal Higher Education Act <strong>of</strong> 1965 as<br />
amended (“HEA”). In order to continue to participate in Title IV Programs, the Company must<br />
comply with complex st<strong>and</strong>ards set <strong>for</strong>th in the HEA <strong>and</strong> the regulations promulgated thereunder<br />
10
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Notes to Consolidated Financial Statements<br />
December 31, 2010<br />
(“Regulations”). Among other things, these Regulations require the Company’s schools to exercise<br />
due diligence in approving <strong>and</strong> disbursing funds <strong>and</strong> servicing loans, limit the proportion <strong>of</strong> cash<br />
receipts <strong>of</strong> its schools derived from Title IV Programs to no more than 90% <strong>of</strong> the total net revenue<br />
derived from the school’s students in its Title IV eligible educational programs, <strong>and</strong> to exercise<br />
financial responsibility related to maintaining certain financial covenants. All <strong>of</strong> the Company’s<br />
schools participate in Title IV Programs <strong>and</strong> management believes they are in compliance with the<br />
Regulations.<br />
The following table sets <strong>for</strong>th, <strong>for</strong> each institution as defined by the HEA, the revenues derived from<br />
Title IV Programs as a percentage <strong>of</strong> total eligible funds received in the year ended December 31,<br />
2010<br />
Title IV Programs Table<br />
Office <strong>of</strong> Title IV<br />
<strong>Postsecondary</strong> Funds as a<br />
Education Kaplan Additional Total Percentage <strong>of</strong><br />
Identification Choice Unsubsidized Title IV Eligible Total Eligible<br />
Number Loan Funds Funds Funds Funds<br />
Received Received Received Received Received Received<br />
Name <strong>of</strong> institution<br />
Kaplan College –San Diego <strong>and</strong> Chula Vista, Cali<strong>for</strong>nia <strong>and</strong><br />
Seattle, Washington 02091700 $ 109,000 $ 2,176,989 $ 19,490,134 $ 28,518,523 68.3 %<br />
Kaplan College –North County <strong>and</strong> Palm Springs, Cali<strong>for</strong>nia 02549000 324,001 2,105,799 21,512,126 28,528,211 75.4 %<br />
Kaplan College –Phoenix, Arizona 02071200 6,070 628,205 7,288,633 8,883,200 82.0 %<br />
Kaplan College –Stockton, Cali<strong>for</strong>nia 02565400 162,470 313,118 5,871,391 7,368,263 79.7 %<br />
Kaplan College –Modesto <strong>and</strong> Fresno, Cali<strong>for</strong>nia 02306300 485,059 1,468,847 19,160,967 23,553,308 81.4 %<br />
Bauder College –Atlanta, Georgia 01157400 70,365 1,265,451 16,049,135 18,431,067 87.1 %<br />
Kaplan College –North Hollywood <strong>and</strong> Riverside, Cali<strong>for</strong>nia 02539100 280,084 1,886,664 23,071,772 30,351,104 76.0 %<br />
Kaplan Career Institute –Pittsburgh, Pennsylvania 00743600 94,905 1,448,923 13,394,633 15,773,424 84.9 %<br />
Kaplan College –Dayton, Ohio, <strong>and</strong> Lauderhill, Florida 02052000 191,629 987,589 8,495,854 10,810,728 78.6 %<br />
Kaplan College –Sacramento <strong>and</strong> Bakersfield, Cali<strong>for</strong>nia<br />
San Antonio College <strong>of</strong> Medical & Dental Assistants –San<br />
02351900 404,800 1,852,995 17,447,930 21,565,758 80.9 %<br />
Antonio, McAllen, Fort Worth <strong>and</strong> Corpus Christi, Texas 00946600 587,644 3,899,373 42,162,433 51,738,065 81.5 %<br />
Career Centers <strong>of</strong> Texas –El Paso <strong>and</strong> Brownsville, Texas 02591900 162,845 1,483,247 17,394,393 20,946,773 83.0 %<br />
CHl lnstitute –Broomall,Pennsylvania<br />
CHI Institute –Southampton, Pennsylvania, Detroit, Michigan<br />
00778100 27,167 561,418 8,499,381 9,930,472 85.6 %<br />
<strong>and</strong> Cincinnati, Ohio<br />
Hesser College –Manchester, Nashua, Salem, Portsmouth<br />
02289800 424,788 2,826,157 26,834,209 32,563,221 82.4 %<br />
<strong>and</strong> Concord, New Hampshire<br />
Kaplan University –Cedar Falls, Cedar Rapids, Council Bluffs,<br />
Davenport, Des Moines, <strong>and</strong> Mason City, Iowa; Omaha <strong>and</strong><br />
Lincoln Nebraska, Los Angeles, Cali<strong>for</strong>nia; Hagerstown <strong>and</strong><br />
00472900 45,905 1,314,660 33,600,302 39,686,131 84.7 %<br />
Frederick, Maryl<strong>and</strong>, Milwaukee, Wisconsin 00458600 $ 1,843,046 $ 85,987,782 $ 973,869,453 $ 1,098,394,932 88.7 %<br />
Kaplan College –Denver, Colorado 02167600 75,409 318,075 2,958,570 3,893,427 76.0 %<br />
Kaplan College –Dallas, Midl<strong>and</strong> <strong>and</strong> Arlington, Texas<br />
Kaplan Career Institute –Nashville, Tennessee<br />
03272300 197,528 1,204,786 14,793,136 17,551,120 84.3 %<br />
<strong>and</strong> Charlotte, North Carolina<br />
Kaplan College –San Antonio, Beaumont, Laredo <strong>and</strong> Lubbock,<br />
02326200 152,760 1,219,699 11,167,931 13,570,922 82.3 %<br />
Texas 03115800 454,508 2,738,264 29,409,003 35,969,926 81.8 %<br />
Kaplan College –Columbus, Ohio<br />
Thompson Institute –Harrisburg <strong>and</strong> Philadelphia, Pennsylvania;<br />
01100500 22,663 663,954 6,542,686 7,859,434 83.2 %<br />
Dearborn, Michigan; Pembroke Pines <strong>and</strong> Jacksonville Florida 00491000 158,433 1,941,422 24,542,312 29,347,932 83.6 %<br />
TESST College <strong>of</strong> Technology –Baltimore, Maryl<strong>and</strong> 00749100 135,693 1,070,819 10,993,767 13,302,571 82.6 %<br />
TESST College <strong>of</strong> Technology –Beltsville, Maryl<strong>and</strong> 02083600 127,190 950,604 8,402,011 10,960,989 76.7 %<br />
TESST College <strong>of</strong> Technology –Towson, Maryl<strong>and</strong> 01041000 81,823 660,271 6,194,542 7,728,950 80.1 %<br />
Kaplan Career Institute –Boston, Massachusetts 00748800 281,611 1,064,759 10,844,391 13,641,991 79.5 %<br />
Kaplan College –Las Vegas, Nevada 03043200 330,718 1,048,479 9,597,295 12,153,368 79.0 %<br />
Kaplan College –Panorama City, Cali<strong>for</strong>nia 03044500 37,970 270,207 3,029,056 3,703,141 81.8 %<br />
Texas <strong>School</strong> <strong>of</strong> Business –Houston, Texas 02312200 316,574 2,223,147 20,368,106 25,267,508 80.6 %<br />
Kaplan Career Institute –Brooklyn (Clevel<strong>and</strong>), Ohio<br />
Kaplan Colleges –Hammond <strong>and</strong> Merrillville, Indiana <strong>and</strong><br />
02201800 101,364 906,021 7,892,858 9,198,672 85.8 %<br />
Milwaukee, Wisconsin 02582900 365,686 1,939,541 17,686,152 21,692,914 81.5 %<br />
Andover College –Lewiston <strong>and</strong> Portl<strong>and</strong>, Maine 00929200 30,625 221,783 7,618,135 9,533,922 79.9 %<br />
Kaplan College –Indianapolis, Indiana 00977700 207,737 1,562,402 14,244,514 17,917,481 79.5 %<br />
The failure <strong>of</strong> any <strong>of</strong> the Company’s schools to comply with the requirements <strong>of</strong> the HEA or the<br />
Regulations could result in the restriction or loss by the Company or such school <strong>of</strong> its ability to<br />
participate in Title IV Programs. If the Department determines that any <strong>of</strong> its schools is not<br />
financially responsible, the Department may require that the Company or such school post an<br />
irrevocable letter <strong>of</strong> credit in an amount equal to not less than one-half <strong>of</strong> Title IV Program funds<br />
received by the relevant school during the last complete award year or, at the Department’s<br />
11
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Notes to Consolidated Financial Statements<br />
December 31, 2010<br />
discretion, require some other less onerous demonstration <strong>of</strong> financial responsibility. One-half <strong>of</strong><br />
Title IV funds received by an individual school <strong>for</strong> the year ended December 31, 2010, ranged from<br />
$1.5 million to $486.9 million <strong>and</strong> one-half <strong>of</strong> the aggregate Title IV funds received by all <strong>of</strong> the<br />
Company’s schools equaled $730.2 million.<br />
Department regulations also cover financial responsibility. There are three financial responsibility<br />
tests as follows: an equity ratio, a primary reserve ratio <strong>and</strong> a net income ratio. The equity ratio<br />
measures the institution’s capital resources, ability to borrow <strong>and</strong> financial viability. The primary<br />
reserve ratio measures the institution’s ability to support current operations from expendable<br />
resources. The net income ratio measures the ability to operate at a pr<strong>of</strong>it. The results <strong>of</strong> each<br />
ratio are assigned a strength factor on a scale from negative 1.0 to positive 3.0, with negative 1.0<br />
reflecting financial weakness <strong>and</strong> 3.0 reflecting financial strength. An institutions strength factors<br />
are then weighted based on an assigned weighting percentage <strong>for</strong> each ratio. The weighted<br />
scores <strong>for</strong> the three ratios are then added together to produce a composite score <strong>for</strong> the institution.<br />
The composite score must be at least 1.5 <strong>for</strong> the institution to be deemed financially responsible by<br />
the Department without the need <strong>for</strong> further financial monitoring. If the institution’s composite score<br />
is less than 1.5, but equal to or greater than 1.0, the institution may continue in the Title IV Program<br />
<strong>for</strong> a maximum period <strong>of</strong> three years, subject to more rigorous financial aid disbursement <strong>and</strong><br />
financial monitoring requirements <strong>of</strong> the Department. The Company’s calculated consolidated<br />
composite score <strong>for</strong> the year ended December 31, 2010, totaled 2.40.<br />
In instances where an institution has made Title IV refunds to students in the previous two years<br />
later than the prescribed guidelines, the institution is required to post a letter <strong>of</strong> credit <strong>for</strong> the benefit<br />
<strong>of</strong> the Department. As <strong>of</strong> December 31, 2010, the Company has outst<strong>and</strong>ing letters <strong>of</strong> credit<br />
because <strong>of</strong> late refunds in six schools in the aggregate amount <strong>of</strong> $1.4 million.<br />
As a result <strong>of</strong> the Company’s participation in the Title IV program, the Company’s schools are<br />
subject to periodic program reviews <strong>and</strong> audits by regulating bodies. The Department conducted a<br />
program review at one campus concluding in November 2008. The Company’s response to the<br />
initial findings was filed with the Department by June 30, 2009. The Department has subsequently<br />
requested additional in<strong>for</strong>mation <strong>and</strong> the Company has responded to all such requests. The<br />
Department will ultimately issue a final program review determination letter in regards to the<br />
findings. While the outcome <strong>of</strong> the review proceedings is pending, management does not expect a<br />
material adverse effect on our business, financial position, results <strong>of</strong> operations, or cash flows to<br />
result from these actions.<br />
Many <strong>of</strong> the financial responsibility st<strong>and</strong>ards are subject to the interpretation <strong>of</strong> the Department <strong>for</strong><br />
implementation. Further, the process <strong>for</strong> resolving noncompliance with such Regulations is also<br />
subject to interpretation <strong>and</strong>, in some cases, negotiations with the Department. The Company’s<br />
management is <strong>of</strong> the opinion that adjustments, if any, arising from such interpretation will not have<br />
a material effect on the consolidated financial statements.<br />
4. Notes Receivable<br />
As government-sponsored financial aid available to the Company’s students is generally less than<br />
their tuition costs <strong>and</strong> other financial needs, many <strong>of</strong> the students secure private loans to finance a<br />
portion <strong>of</strong> their educational costs. These private loans are made directly to the students by<br />
financial institutions <strong>and</strong> are not guaranteed under the Title IV program. The fees <strong>and</strong> interest<br />
rates on these private loans are generally higher than the loans made under the Title IV program<br />
due to the lack <strong>of</strong> a government guarantee on these private loans. Private loans as a percent <strong>of</strong><br />
the Company’s total revenue are relatively small.<br />
12
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Notes to Consolidated Financial Statements<br />
December 31, 2010<br />
In connection with the turmoil in the credit markets <strong>and</strong> economic downturn, some lenders<br />
announced that they were changing or exiting certain private loan programs. Also, certain lenders<br />
have tightened underwriting criteria <strong>for</strong> private loans. To assist students who are unable to<br />
completely cover educational costs by other means, the Company created a proprietary loan<br />
program, Kaplan Choice, in the fourth quarter <strong>of</strong> 2008.<br />
Kaplan Choice loans may be used <strong>for</strong> tuition, books <strong>and</strong> fees, <strong>and</strong> are only available after all other<br />
financing options have been exhausted. Principal <strong>and</strong> interest payments are deferred while a<br />
student is actively enrolled in a program. Interest charges accrue each month on the unpaid loan<br />
balance at a rate <strong>of</strong> 6.8%. After a student leaves school, the student will typically have a monthly<br />
installment repayment plan over a term <strong>of</strong> one to ten years depending on amounts borrowed.<br />
Included in the consolidated balance sheet at December 31, 2010 are $0.4 million <strong>of</strong> short term<br />
student notes receivable <strong>and</strong> $2.6 million <strong>of</strong> long term notes receivable, net <strong>of</strong> an allowance <strong>for</strong><br />
doubtful accounts <strong>of</strong> $1.9 million <strong>and</strong> $12.6 million, respectively.<br />
5. Property <strong>and</strong> Equipment<br />
Property <strong>and</strong> equipment consist <strong>of</strong> the following at December 31, 2010:<br />
L<strong>and</strong> <strong>and</strong> l<strong>and</strong> improvements $ 1,769,986<br />
Buildings <strong>and</strong> building improvements 25,515,265<br />
Equipment, furniture <strong>and</strong> fixtures 132,817,876<br />
Computer s<strong>of</strong>tware 40,362,961<br />
Leasehold improvements 142,262,123<br />
Construction in progress 11,988,207<br />
13<br />
354,716,418<br />
Less: Accumulated depreciation <strong>and</strong> amortization 164,235,843<br />
$ 190,480,575<br />
Depreciation expense <strong>and</strong> amortization <strong>of</strong> s<strong>of</strong>tware <strong>for</strong> the year ended December 31, 2010, was<br />
$34.5 million <strong>and</strong> $6.1 million, respectively.<br />
6. Notes Payable<br />
Notes payable consists <strong>of</strong> the following at December 31, 2010:<br />
Promissory notes payable to a seller <strong>of</strong> a school acquired with<br />
an interest rate <strong>of</strong> 6% per annum $ 3,000,000<br />
Current portion (3,000,000)<br />
Aggregate maturities <strong>of</strong> notes payable at December 31, 2010 are as follows:<br />
2011 $<br />
3,000,000<br />
$<br />
-
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Notes to Consolidated Financial Statements<br />
December 31, 2010<br />
7. Income Taxes<br />
The components <strong>of</strong> the provision <strong>for</strong> income taxes are as follows:<br />
14<br />
Year Ended<br />
December 31,<br />
2010<br />
Current<br />
Federal $ 92,047,009<br />
State 19,001,845<br />
111,048,854<br />
Deferred<br />
Federal 6,346,066<br />
State 1,650,915<br />
7,996,981<br />
$ 119,045,835<br />
A reconciliation <strong>of</strong> the provision <strong>for</strong> income taxes computed at the statutory federal income tax rate<br />
to the Company’s effective income tax rate is as follows:<br />
Year Ended<br />
December 31,<br />
2010<br />
Federal $ 109,946,943<br />
State, net <strong>of</strong> federal income tax benefit 13,424,296<br />
Permanent differences (principally nondeductible meals <strong>and</strong> entertainment) (4,325,404)<br />
$<br />
119,045,835
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Notes to Consolidated Financial Statements<br />
December 31, 2010<br />
Deferred income taxes reflect the net income tax effects <strong>of</strong> temporary differences between the<br />
carrying amounts <strong>of</strong> assets <strong>and</strong> liabilities <strong>for</strong> financial reporting purposes <strong>and</strong> the amounts used <strong>for</strong><br />
income tax purposes. Significant components <strong>of</strong> the Company’s deferred income tax<br />
assets/(liabilities) are as follows:<br />
15<br />
Current<br />
December 31, 2010<br />
Non Current Total<br />
Deferred income tax assets<br />
Allowance <strong>for</strong> doubtful accounts $ 20,122,511 $ - $ 20,122,511<br />
Accrued expenses <strong>and</strong> other liabilities 3,684,654 837,676 4,522,330<br />
Accrued compensation 4,595,471 8,549,724 13,145,195<br />
State NOL carryover - 3,191,367 3,191,367<br />
Noncompete agreement <strong>and</strong> other intangibles - 588,419 588,419<br />
Total deferred income tax assets 28,402,636 13,167,186 41,569,822<br />
Deferred income tax liabilities<br />
Amortized goodwill - (22,435,894) (22,435,894)<br />
Property <strong>and</strong> equipment - (18,675,987) (18,675,987)<br />
Other - (845,393) (845,393)<br />
Total deferred income tax liabilities - (41,957,274) (41,957,274)<br />
Net deferred income tax assets (liabilities) $ 28,402,636 $ (28,790,088) $ (387,452)<br />
The Company has net operating loss carry <strong>for</strong>wards <strong>for</strong> income tax purposes <strong>of</strong> approximately $5.3<br />
million which expire in 2013 <strong>and</strong> thereafter.<br />
The Company files its federal tax return as part <strong>of</strong> a federal consolidated group with The<br />
Washington Post Company. In addition, the Company files combined or consolidated state returns<br />
with both The Washington Post Company <strong>and</strong> Kaplan, Inc. in 19 states. The taxes paid by either<br />
The Washington Post Company or Kaplan, Inc. on behalf <strong>of</strong> the Company in 2010 is approximately<br />
$110,935,684.<br />
The Company endeavors to comply with tax laws <strong>and</strong> regulations where it does business, but<br />
cannot guarantee that, if challenged, the Company's interpretation <strong>of</strong> all relevant tax laws <strong>and</strong><br />
regulations will prevail <strong>and</strong> that all tax benefits recorded in the financial statements will ultimately<br />
be recognized in full. The Company has taken reasonable ef<strong>for</strong>ts to address uncertain tax<br />
positions, <strong>and</strong> has determined that there are no material transactions or material tax positions<br />
taken by the Company that would fail to meet the more-likely-than-not threshold <strong>for</strong> recognizing<br />
transactions or tax positions in the financial statements. Accordingly, the Company has not<br />
recorded a reserve <strong>for</strong> uncertain tax positions in the financial statements, <strong>and</strong> the Company does<br />
not expect any significant tax increase or decrease to occur within the next 12 months with respect<br />
to any transactions or tax positions taken <strong>and</strong> reflected in the financial statements. In making these<br />
determinations, the Company presumes that taxing authorities pursuing examinations <strong>of</strong> the<br />
Company's compliance with tax law filing requirements will have full knowledge <strong>of</strong> all relevant<br />
in<strong>for</strong>mation, <strong>and</strong>, if necessary, the Company will pursue resolution <strong>of</strong> disputed tax positions by<br />
appeals or litigation.
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Notes to Consolidated Financial Statements<br />
December 31, 2010<br />
8. Accrued Compensation<br />
Accrued compensation consists <strong>of</strong> payroll costs <strong>and</strong> costs associated with incentive plans. The<br />
Company pays merit based compensation to key members <strong>of</strong> management <strong>and</strong> administrative staff<br />
on an annual basis. The amount <strong>of</strong> the incentive compensation is based on the predetermined<br />
employment criteria. As <strong>of</strong> December 31, 2010, the Company had recorded accrued compensation<br />
<strong>of</strong> $62.5 million, <strong>of</strong> which $33.0 million consists <strong>of</strong> accrued payroll cost, $27.9 million consists <strong>of</strong> the<br />
amount accrued under incentive plans <strong>and</strong> $1.6 million consists <strong>of</strong> accrued vacation.<br />
In addition, key members <strong>of</strong> management participate in a long-term incentive plan. The annual<br />
compensation <strong>for</strong> the plan is based on the overall financial results <strong>of</strong> the Company. As <strong>of</strong><br />
December 31, 2010, the Company has also recorded accrued long-term compensation <strong>of</strong> $23.4<br />
million related to the incentive plan.<br />
9. Accrued Expenses<br />
Accrued expenses consists primarily <strong>of</strong> accruals <strong>for</strong> general operating expenses <strong>and</strong> other accrued<br />
pr<strong>of</strong>essional <strong>and</strong> legal obligations. Accrued expenses consist <strong>of</strong> the following as <strong>of</strong> December 31,<br />
2010:<br />
Marketing <strong>and</strong> advertising $ 22,832,544<br />
Property <strong>and</strong> equipment 10,724,837<br />
Legal, pr<strong>of</strong>essional fees <strong>and</strong> regulatory<br />
Taxes <strong>and</strong> escheat 4,310,922<br />
7,778,398<br />
Textbooks 6,885,499<br />
In<strong>for</strong>mation <strong>and</strong> technology 2,811,418<br />
Utility <strong>and</strong> maintenance 1,431,586<br />
Interest 1,378,644<br />
Other operating 10,088,122<br />
10. Other Current Liabilities<br />
Other current liabilities consist <strong>of</strong> the following as <strong>of</strong> December 31, 2010:<br />
16<br />
$<br />
68,241,970<br />
Student deposits $ 3,667,334<br />
Deferred rent obligations 3,609,292<br />
Accrual <strong>for</strong> school closures 1,670,163<br />
Other current liabilities 989,175<br />
$<br />
9,935,964<br />
Student deposits consist primarily <strong>of</strong> federal funds received but not yet applied to student accounts.<br />
Accrual <strong>for</strong> school closures represent accruals <strong>for</strong> exit activities (ASC Topic 420-”Exit or Disposal<br />
Cost Obligations”) related to school closings. The exit activities are the result <strong>of</strong> costs incurred <strong>for</strong><br />
ab<strong>and</strong>oned facilities relating to lease terminations. The liability <strong>for</strong> the leases is recorded at the net<br />
present value <strong>of</strong> future rent payments net <strong>of</strong> any expected sublease arrangements. The leases<br />
expire on various dates through December 2012. The deferred rent obligation represents the net<br />
amount by which the straight–line lease expense recorded exceeds payments made to the l<strong>and</strong>lord<br />
(ASC Topic 840-”Leases”).
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Notes to Consolidated Financial Statements<br />
December 31, 2010<br />
11. Other Liabilities<br />
Other liabilities consist <strong>of</strong> the following as <strong>of</strong> December 31, 2010:<br />
Deferred rent $ 42,254,618<br />
Cash balance plan 8,649,691<br />
Deferred grant 2,074,583<br />
Accrual <strong>for</strong> school closures 843,219<br />
12. Leases<br />
17<br />
$<br />
53,822,111<br />
The Company leases most <strong>of</strong> its education <strong>and</strong> administrative space under various operating lease<br />
arrangements expiring on dates through 2022. Most lease arrangements contain lease incentives<br />
including tenant improvement allowances <strong>and</strong>/or rent holidays. In accordance with ASC Topic 840<br />
“Leases”, when such incentives are included in the lease arrangement, a deferred rent liability is<br />
recorded on the consolidated balance sheet <strong>and</strong> the rent expense is recorded evenly over the term<br />
<strong>of</strong> the lease. The Company is also required to make additional payments under the facility<br />
operating leases <strong>for</strong> taxes, insurance <strong>and</strong> other operating expenses incurred during the operating<br />
lease period. Certain leases contain renewal options ranging from one to five years. Rent<br />
expense totaled $42.3 million <strong>for</strong> the year ended December 31, 2010.<br />
Future minimum lease payments under noncancelable operating leases in effect at December 31,<br />
2010, are as follows:<br />
2011 $ 42,136,102<br />
2012 42,481,202<br />
2013 39,512,981<br />
2014 35,443,517<br />
2015 29,322,465<br />
Thereafter 105,986,407<br />
$ 294,882,674<br />
As <strong>of</strong> December 31, 2010, the Company has two outst<strong>and</strong>ing letters <strong>of</strong> credit as required by two<br />
lease agreements in the amount <strong>of</strong> $3.9 million. The letters <strong>of</strong> credit expire in 2015 <strong>and</strong> 2018.<br />
13. Purchase Commitments<br />
In April 2009, the Company entered into an agreement with a technology services company to<br />
provide online enrollment <strong>and</strong> classroom services to its campuses. Under the agreement, the<br />
Company will purchase annual minimum services over a four-year term. During 2010, $5.8 million<br />
was paid <strong>for</strong> services under this agreement. Purchase commitments under the agreement through<br />
2012 are as follows:<br />
2011 $ 4,726,859<br />
2012 5,440,536<br />
$<br />
10,167,395
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Notes to Consolidated Financial Statements<br />
December 31, 2010<br />
In June 2010, the Company amended an agreement entered into during 2005 with a technology<br />
services company to provide s<strong>of</strong>tware support services <strong>for</strong> its student management system. Under<br />
the agreement, the Company will purchase s<strong>of</strong>tware support <strong>for</strong> a minimum two-year term. During<br />
2010, $2.4 million was paid <strong>for</strong> services under this agreement. The remaining purchase<br />
commitment under the agreement through 2011 is $2.4 million.<br />
In September 2010, the Company entered into an agreement with a process services company to<br />
provide student contact support services. Under the agreement, the Company will purchase<br />
contact support services <strong>for</strong> a three-year term. The contract can be terminated prior to the threeyear<br />
term with a 120 day-day notice <strong>and</strong> a fee. During 2010, $0.2 million was paid <strong>for</strong> services<br />
under this agreement. The remaining purchase commitment under the agreement through 2011 is<br />
$1.6 million.<br />
14. Employee Benefit Plan<br />
The Company sponsors a defined contribution plan covering substantially all employees; the plan<br />
is qualified under Section 401(k) <strong>of</strong> the Internal Revenue Code. Under the provisions <strong>of</strong> the plan,<br />
eligible participating employees may elect to contribute up to the maximum amount <strong>of</strong> tax deferred<br />
contributions allowed by the Internal Revenue Code. The Company matches a portion <strong>of</strong> such<br />
contributions up to a maximum percentage <strong>of</strong> the employees’ compensation. The Company’s<br />
contributions to the plan were $3.2 million <strong>for</strong> the year ended December 31, 2010.<br />
15. Related Party<br />
During the year ended December 31, 2010, the Company’s parent, Kaplan, Inc., provided various<br />
administrative, legal, tax <strong>and</strong> real estate services <strong>for</strong> which the Company was charged $61.6<br />
million. This amount is included in general <strong>and</strong> administrative expenses in the Consolidated<br />
Statement <strong>of</strong> Operations.<br />
The Company has an arrangement with Newsweek, Inc., a subsidiary <strong>of</strong> The Washington Post<br />
Company, where the Company has use <strong>of</strong> the Newsweek br<strong>and</strong> <strong>for</strong> a graduate program <strong>of</strong>fered<br />
online. During the year ended December 31, 2010, the Company was charged $0.8 million <strong>for</strong> the<br />
Newsweek br<strong>and</strong>ing. This amount is included in marketing <strong>and</strong> advertising expenses in the<br />
Consolidated Statement <strong>of</strong> Operations.<br />
The Company purchases student leads <strong>for</strong> the online operations from CourseAdvisor, Inc., a<br />
subsidiary <strong>of</strong> The Washington Post Company. During the year ended December 31, 2010, the<br />
Company purchased $6.2 million <strong>of</strong> student leads from CourseAdvisor, Inc. A payable to<br />
CourseAdvisor, Inc. <strong>of</strong> $0.4 million was included in Due from related parties as <strong>of</strong> December 31,<br />
2010.<br />
At December 31, 2010, the balance <strong>of</strong> the Due from related parties in the Consolidated Balance<br />
Sheet was $299.6 million. This consists primarily <strong>of</strong> cash advances to the Company’s parent that<br />
is due on dem<strong>and</strong> <strong>and</strong> is uncollaterized. The balance has been classified as a noncurrent asset<br />
because it is not expected to be collected within one year.<br />
16. Contingencies<br />
The Company is party to routine litigation incidental to its business, including ordinary course<br />
employment litigation. Management does not believe that the resolution <strong>of</strong> any or all <strong>of</strong> such<br />
routine litigation is likely to have a material adverse effect on the Company’s financial condition or<br />
results <strong>of</strong> operations.<br />
18
Kaplan Higher Education Corporation <strong>and</strong> Subsidiaries<br />
(A wholly owned subsidiary <strong>of</strong> Kaplan, Inc., a subsidiary <strong>of</strong> The Washington Post Company)<br />
Notes to Consolidated Financial Statements<br />
December 31, 2010<br />
17. Subsequent Events<br />
As <strong>of</strong> January 1, 2011, Kaplan, Inc. reorganized certain business units. As a result, Kaplan<br />
Pr<strong>of</strong>essional Education, Kaplan Compliance Solutions, Kaplan Continuing Education <strong>and</strong> Kaplan<br />
Cert Prep moved to the Kaplan Higher Education business unit. The businesses that moved have<br />
<strong>for</strong>med the <strong>School</strong> <strong>of</strong> Pr<strong>of</strong>essional <strong>and</strong> Continuing Education within Kaplan Higher Education. This<br />
reorganization will be recorded prospectively <strong>for</strong> financial reporting purposes.<br />
On February 7, 2011, the Company acquired the shares <strong>of</strong> Insight <strong>School</strong>s, Inc (Insight) <strong>for</strong> a<br />
consideration <strong>of</strong> $24.6 million comprised <strong>of</strong> $21.6 million <strong>of</strong> cash <strong>and</strong> assumed liabilities <strong>and</strong> $3.0<br />
million paid into an escrow account expected to be released one year after the closing. Insight<br />
<strong>of</strong>fers a network <strong>of</strong> accredited online high schools in Washington, Oregon, Cali<strong>for</strong>nia, Idaho,<br />
Colorado, Kansas, Minnesota, <strong>and</strong> Wisconsin.<br />
On May 16, 2011, the Company signed a letter <strong>of</strong> intent to sell the operations <strong>of</strong> Insight <strong>and</strong> Kaplan<br />
Virtual Education, the Company’s original online high school operations. The sale <strong>of</strong> these two<br />
operations is to be complete on July 1, 2011.<br />
In preparing the financial statements, the Company has evaluated events <strong>and</strong> transactions <strong>for</strong><br />
potential recognition or disclosure through the date the financial statements were issued.<br />
18. New Accounting Pronouncements<br />
In October 2009, the Financial Accounting St<strong>and</strong>ards Board (“FASB”) issued new guidance that<br />
modifies the fair value requirement <strong>of</strong> multiple element revenue arrangements. The new guidance<br />
allows the use <strong>of</strong> the “best estimate <strong>of</strong> selling price” in addition to vendor-specific objective<br />
evidence (“VSOE”) <strong>and</strong> third-party evidence (“TPE”) <strong>for</strong> determining the selling price <strong>of</strong> a<br />
deliverable. A vendor is now required to use its best estimate <strong>of</strong> the selling price when VSOE or<br />
TPE <strong>of</strong> the selling price cannot be determined. In addition, the residual method <strong>of</strong> allocating<br />
arrangement consideration is no longer permitted. The guidance requires exp<strong>and</strong>ed qualitative<br />
<strong>and</strong> quantitative disclosures <strong>and</strong> is effective <strong>for</strong> revenue arrangements entered into or materially<br />
modified in fiscal years beginning on or after June 15, 2010. The Company will adopt this guidance<br />
in the first quarter <strong>of</strong> 2011. The Company does not expect the implementation <strong>of</strong> this guidance to<br />
have a material impact on its Consolidated Financial Statements.<br />
In January 2010, the FASB issued additional disclosure requirements <strong>for</strong> fair value measurements.<br />
The guidance requires previous fair value hierarchy disclosures to be further disaggregated by<br />
class <strong>of</strong> assets <strong>and</strong> liabilities. A class is <strong>of</strong>ten a subset <strong>of</strong> assets or liabilities within a line item in<br />
the statement <strong>of</strong> financial position. In addition, significant transfers between Levels 1 <strong>and</strong> 2 <strong>of</strong> the<br />
fair value hierarchy are required to be disclosed. These additional requirements became effective<br />
<strong>for</strong> interim <strong>and</strong> annual periods beginning after December 15, 2009, <strong>and</strong> did not have an impact on<br />
the Consolidated Financial Statements <strong>of</strong> the Company. In addition, the fair value disclosure<br />
amendments also require more detailed disclosures <strong>of</strong> the changes in Level 3 instruments. These<br />
changes will not become effective until interim <strong>and</strong> annual periods beginning after December 15,<br />
2010, <strong>and</strong> are not expected to have an impact on the Consolidated Financial Statements <strong>of</strong> the<br />
Company.<br />
19
LEASE<br />
Tenant: Iowa College Acquisition Corp., a Delaware corporation<br />
L<strong>and</strong>lord: Piper Ventures, LLC, an Iowa limited liability company<br />
Building: 1801 East Kimberly Road, Davenport, Iowa 52807<br />
TABLE OF CONTENTS<br />
PARTIES .......••............••.....................••.......................•••...................••.•.•........................... 1<br />
PREMISES .......................••••..•............••••..•.•................•••••...•.............•..••••••••••••.•••...•.•....... 1<br />
TERM AND EARLY TERMINATION OPTION ...........•••..........••..••.•••••...................•.•••.•••••••••••.• 1<br />
BASE RENT .....••.••................••............................•...•..............•••••.•••••.....................••........... 2<br />
USE OF PREMISES •.. _ ................•.........................••....••..••...................••••••••...•....................•• 3<br />
COMPLIANCE WITH LA·WS ...........•.......••...•.........•....••..•••••.................••••••••••.••••................. 3<br />
RIGHT TO ASSIGN OR SUBLET ..............•••••••••...................•••.••.•................•••......••..••••.•....... 3<br />
REPAIR AND MAINTENANCE RESPONSmILITIES ....................•••••••••........................•••.......... 4<br />
IN"SURANCE •..................................•...•..............•....•.....................••..••.........................•.••... 6<br />
WAIVER OF SUBROGATION .•••.........................••............•••..................•••••••••••••••••••..•••........ 7<br />
INDEJ\INlFICATION .............••••........................••••............•......................•.•••••••••••••.•••••••..... 7<br />
DEFAULTS/REMEDIES .............••••••......................••...................••.•••...................••..•••••.•.•..•• 8<br />
OPERATING EXPENSES' AND PROPERTY TAXES ...........••.................••••.................•............... 10<br />
CASUALTY ....................................................................................................................... 13<br />
CONDEMNATION ................•••.......................••••••..........•••.......................••••••••••••••..••••••••.. 13<br />
HOLDOVER .••••...•..............•••••.........................•••••...........•............•..................•••.•••••••••..•• 13<br />
NOTICES .......•.....•................•••••••.......................•••..•...........•••••••••........................••.......... 14<br />
QUlET ENJOYMENT ...........•....•••••••.....................••••...............••••••••.••...................••.....•..... 14<br />
SUBORDINATION, NON.DISTURBANCE AND ATTORNMENT ................•••.••.•...••••.•................. 14<br />
ESTOPPEL CERTIFICATE •••.............•........•••.•••...............•.....•..................••••••••••••••.....•....... 15<br />
ALTERATIONS AND TRADE FIXTURES ......•....••••••.•..•........•...•.....................•...•.•••••••••••••••••• 16<br />
CONDITION OF PREMISES UPON TERMINATION .•.•...•....•...............•••......•........................... 16<br />
REMOVAL OF ELECTRICAL AND TELECOMMUNICATIONS WIRES .................................................... 16<br />
INSPECTION BY LANDLORD ................•••••••••..................•..••••••....•....••...••...••••••.••••..•.•••••... 17<br />
HAZARDOUS SUBSTANCES ••....•••.............•.•••......................••..............................••.•••••••••••• 17<br />
MECHANIC'S LIENS .....••.•..•..........................•....•..•.....•........................•...•...•................................••..•.•..•..•...•..•.•. 19<br />
RENEWAL OPTION ............................................................................................................ 19<br />
SIGNAGE .....•.............•••......................•••..••...............•.......•••.•..........•••.••.•••••••••••••.....•....... 18<br />
PARKING .........................••••••................•••••......................••..........................•.•••.•••••••••.... 19<br />
SECURITY lAFfER-HOURS BUILDING ACCESS ...........•..................•..••................................... 19<br />
BROKERAGE .............•..•••.................•......................•.....•••................•.........•••••................. 19<br />
AMERICANS WITH DISABILI.TIES ACT ..............•.•..............•••••••.........•.•..••••••••••••••..•........... 19<br />
SATELLITE DISH ................•..•..........................••..•...••..................•....••.......................•....•...•...•..•...•...................... 21<br />
MISCELLANEOUS ......••.. ,-...........•..........................•....................•••••....................•.•........... 21<br />
WAIVER OF JURY TRIAL .................................................................................................................................... 22<br />
RIDERS AND EXHffiITS .••••••............................•.................•••.•............•••••••••••••••.....•.........•• 22<br />
--_--'-'--_ I
LEASE<br />
1.<br />
PARTIES<br />
THIS LEASE is made <strong>and</strong> entered into this -:,--;-=day <strong>of</strong> December 2004, by <strong>and</strong> between Piper<br />
Ventures, LLC, an Iuwa limited liability company, having an address at<br />
(hereinafter the "L<strong>and</strong>lord") <strong>and</strong> Iowa College<br />
Acquisition Corp., a Delaware corporation (hereinafter the "Tenant") <strong>and</strong> Kaplan Higher Education<br />
Corp. as unconditional guarantor afthe obligations <strong>of</strong>Iawa College Acquisition Corp.<br />
2.<br />
PREMISES<br />
L<strong>and</strong>lord hereby leases to T errant <strong>and</strong> Tenant leases from L<strong>and</strong>lord, approximately 35,100 rentable<br />
square feet as described <strong>and</strong> set <strong>for</strong>th in Exhibit "A" attached hereto <strong>and</strong> incorporated herein by<br />
reference (hereinafter the "Premises"), in that certain building located at 1801 East Kimberly Road in<br />
Davenport, Iowa (hereinafter the "Building"), the l<strong>and</strong> under <strong>and</strong> aroood the Building being legally<br />
described in Exhibit "B" ("Legal Description") attached hereto <strong>and</strong> incorporated herein by reference<br />
(hereinafter the "Properly").<br />
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3.<br />
TERM AND EARLY TERMINATION OPTION<br />
Tenant shall have <strong>and</strong> hold said Premises <strong>for</strong> a telTIl <strong>of</strong> five (5) years, (hereinafter the "Term") upon<br />
the tenns <strong>and</strong> conditions set <strong>for</strong>th in this Lease. The "Commencement Date" <strong>of</strong> the Tenn <strong>of</strong> this<br />
Lease shall be Aprill, 2004. Notwithst<strong>and</strong>ing the <strong>for</strong>egoing Commencement Date, the parties agree<br />
that the existing lease <strong>for</strong> the Premises, dated November 30, 1998 shall govern the parties' respective<br />
obligations until such time as this Lease has been executed <strong>and</strong> delivered by both parties (with the<br />
sole exception <strong>of</strong> the amount <strong>of</strong> Base Rent <strong>and</strong> Additional Rent, which shall be governed by this<br />
Lease from <strong>and</strong> after April 1, 2004). Due to the difference in Base Rent <strong>and</strong> Additional Rent<br />
between this Lease <strong>and</strong> the one dated November 30, 1998, L<strong>and</strong>lord agrees to credit Tenant<br />
$3,393.00 per month <strong>for</strong> nine (9) months commencing January 1, 2005. There<strong>for</strong>e, Base Rent <strong>for</strong><br />
such nine (9) month period is $24,394.50 per month.<br />
Tenant shall have the option to tenninate this Lease, effective at anytime after the 36 th month <strong>of</strong> the<br />
Tenn by providing L<strong>and</strong>lord with at least one (1) year's prior written notice (the "Tennination<br />
Notice"), together with a cancellation penalty equal to ten (10) months base <strong>and</strong> additional rent (<strong>for</strong><br />
the purposes <strong>of</strong> calculating such penalty, the parties shall use the ten (10) month period immediately<br />
preceding the effective date <strong>of</strong> the tennination), <strong>and</strong> the "additional rent" component shall be based<br />
on L<strong>and</strong>lord's reasonable estimate if an annual reconciliation <strong>of</strong> such amounts has not yet been
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5.<br />
USE OF PREMISES<br />
The Premises may be used as a school which may include an educational center <strong>for</strong> the group or<br />
individual tutoring <strong>of</strong> classes <strong>and</strong>/or training, academic assessment, career services <strong>and</strong>/or<br />
enrichment programs, a listening <strong>and</strong> viewing library (utilizing, without limitation, computers, tapes,<br />
compact disks, cd-roms <strong>and</strong> other electronic equipment), medical labs, test administration, sale <strong>of</strong><br />
related materials <strong>and</strong>/or products, <strong>and</strong>/or general <strong>of</strong>fices. Subject to any tenus <strong>and</strong> conditions<br />
contained in this Lease, Tenant may also, at its election, use the leased Premises <strong>for</strong> all other legally<br />
permissible uses, which shall be subject to the use restrictions as outlined in the Amended <strong>and</strong><br />
Restated Parking <strong>and</strong> Cross Easement Agreement dated 10/24/88 ("Parking <strong>and</strong> Easement<br />
Agreement") <strong>and</strong> attached hereto as Exhibit "C". L<strong>and</strong>lord agrees to exercise its rights under the<br />
Parking <strong>and</strong> Easement in such a manner so as to maximize Tenant's rights under this Lease <strong>and</strong> to<br />
avoid any imposing any burdens on Tenant. In no event shall Tenant have any obligation to open or<br />
operate during any particular hours.<br />
6.<br />
COMPLIANCE WITH LAWS<br />
Tenant, at its expense, shall comply with any valid <strong>and</strong> applicable laws, rules, orders, ordinances,<br />
regulations <strong>and</strong> other requirements, present or future (collectively, "Applicable Law"), affecting the<br />
Premises <strong>and</strong> with any reasonable requirements <strong>of</strong> the insurance companies insuring L<strong>and</strong>lord<br />
against damage, loss or liability <strong>for</strong> accidents in or connected with the Building to the extent that the<br />
same shall be required solely as a result <strong>of</strong> (i) Tenant's particular manner <strong>of</strong> use <strong>of</strong> the Premises (as<br />
opposed to its mere use there<strong>of</strong> or the use there<strong>of</strong> <strong>for</strong> typical retail purposes), (ii) alterations <strong>and</strong><br />
improvements made by Tenant following the Commencement Date or (iii) a breach by Tenant <strong>of</strong> its<br />
obligations under this Lease; all other modifications to the Premises, Building ,or Property necessary<br />
to comply vvith the Applicable Law shall be per<strong>for</strong>med by L<strong>and</strong>lord at L<strong>and</strong>lord's sale cost <strong>and</strong><br />
expense. Tenant shall have the right to tenninate this Lease <strong>and</strong> relieved <strong>of</strong> all future liability<br />
hereunder should Tenant's use (as described in Section 5 above) not be permitted under the<br />
Applicable Law.<br />
7.<br />
RlGHT TO ASSIGN OR SUBLET<br />
(a) Tenant shall have the right to assign this Lease or sublet all or any part <strong>of</strong> the<br />
Premises with the prior written consent <strong>of</strong> L<strong>and</strong>lord, which consent shall not be unreasonably<br />
withheld or delayed, unless such assignment or sublet is to a related entity, affiliate or licensee <strong>of</strong><br />
Tenant whose net worth is equal to or greater than that <strong>of</strong> Tenant, or to an entity with which<br />
Tenant may merge or consolidate in which case no prior written consent <strong>of</strong> L<strong>and</strong>lord is required.<br />
However, L<strong>and</strong>lord reserves the right to deny its consent to any assignment or sublet which<br />
involves a primary use in the Premises that is not permitted by Section 5 <strong>of</strong> this Lease, <strong>and</strong>, in<br />
L<strong>and</strong>lord's reasonable discretion, is likely to negatively affect the Tenant mix <strong>of</strong> the Building or<br />
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10.<br />
WAIVER OF SUBROGATION<br />
L<strong>and</strong>lord <strong>and</strong> Tenant each hereby release the other from liability <strong>for</strong> damage or destruction to the<br />
Building containing the Premises <strong>and</strong> the improvements located on the Property, whether or not<br />
caused by acts or omissions <strong>of</strong> the other party; provided, however, such release shall only be in <strong>for</strong>ce<br />
<strong>and</strong> effect in respect <strong>of</strong> damage or destruction nonnally covered by st<strong>and</strong>ard policies <strong>of</strong> fire insurance<br />
with extended coverage (whether or not such coverage is in effect). Each party shall cause its fIre<br />
insurance policies to contain a provision whereby the insurer either waives any right <strong>of</strong> subrogation<br />
against the other party or agrees that such a release shall not invalidate the insurance, whichever is<br />
obtainable.<br />
11.<br />
INDEMNlFICATION<br />
(a) Tenant shall, unless arising from the negligence <strong>of</strong> L<strong>and</strong>lord, indemnify, hold<br />
hannless <strong>and</strong> defend L<strong>and</strong>lord, its agents, servants <strong>and</strong> employees from <strong>and</strong> against<br />
all claims, actions, losses, costs <strong>and</strong> expenses (including reasonable attorney's fees<br />
<strong>and</strong> litigation costs actually incurred), judgments, settlement payments, <strong>and</strong>, whether<br />
or not reduced to fInal judgment, all liabilities, damages or fmes paid, incurred or<br />
suffered by any third parties in connection with loss <strong>of</strong> life, personal injury <strong>and</strong>/or<br />
damage to property to the extent arising from, (a) any default by Tenant under the<br />
tenns <strong>and</strong> conditions <strong>of</strong> this Lease, (b) the use or occupancy <strong>of</strong> the Premises by<br />
Tenant or any person claiming through or under Tenant <strong>and</strong>lor (c) any acts or<br />
omissions <strong>of</strong> Tenant or any contractor, agent, employee, invitee or licensee <strong>of</strong> Tenant<br />
in or about the Premises, Building or Common Areas.<br />
(b) L<strong>and</strong>lord shall, unless arising from the negligence <strong>of</strong> Ten ant, its contractors, agents,<br />
employees, invitees, or licensees, indemnify, hold hannless <strong>and</strong> defend Tenant, its<br />
agents, servants <strong>and</strong> employees from <strong>and</strong> against all claims, actions, losses, costs <strong>and</strong><br />
expenses (including reasonable attorney's fees <strong>and</strong> litigation costs actually incurred),<br />
judgments, settlement payments, <strong>and</strong>, whether or not reduced to fInal judgment, all<br />
liabilities, damages or fInes paid, incurred or suffered by any third parties in<br />
connection with loss <strong>of</strong> life, personal injury <strong>and</strong>/or damage to property occurring in<br />
the Common Areas arising from, directly or indirectly, wholly or in part (a) any<br />
default by L<strong>and</strong>lord under the tenns <strong>and</strong> conditions <strong>of</strong> this Lease, or (b) the<br />
ownership, use or occupancy <strong>of</strong> the Common Areas by L<strong>and</strong>lord or any person<br />
claiming through or under L<strong>and</strong>lord.<br />
( c) The indemnity provision contained in this Article shall survive the expiration or early<br />
tennination <strong>of</strong> this Lease.<br />
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<strong>and</strong> unpaid hereunder; <strong>and</strong> the residue, if any, shall be held by<br />
L<strong>and</strong>lord <strong>and</strong> applied in payment <strong>of</strong> ·future rent as the same may<br />
become due <strong>and</strong> payable hereunder. Tenant agrees to pay to<br />
L<strong>and</strong>lord, on dem<strong>and</strong>, any deflciency that may arise by reason <strong>of</strong> such<br />
reletting. Notwithst<strong>and</strong>ing any such reletting without termination,<br />
L<strong>and</strong>lord may, at any time thereafter, elect to terminate this Lease <strong>for</strong><br />
such previollii breach.<br />
(iii) the right to tenninate this Lease, in which event Tenant shall<br />
immediately surrender the Premises to L<strong>and</strong>lord. L<strong>and</strong>lord may,<br />
without prejudice to any other remedies it may have enter upon, take<br />
possession <strong>and</strong> expel or remove Tenant or any other person who may<br />
be occupying the Premises by <strong>for</strong>ce, if necessary, without being liable<br />
<strong>for</strong> any damages incurred thereby.<br />
(iv) the right to recover its costs, expenses <strong>and</strong> attorney fees incurred in<br />
en<strong>for</strong>cing the terms, conditions or covenants in this Lease.<br />
(c) In the event L<strong>and</strong>lord terminates Tenant's possession <strong>of</strong> the Premises alone<br />
without terminating the Lease, all obligations <strong>of</strong> Tenant shall continue,<br />
including Tenant's obligation to pay Base Rent <strong>and</strong> Additional Rent as it<br />
accrues on a monthly basis, lllltil the earlier to occur <strong>of</strong> the date a replacement<br />
tenant takes possession <strong>of</strong> the Premises, or the expiration date <strong>of</strong> the Lease.<br />
Should L<strong>and</strong>lord, at any time, terminate this Lease <strong>for</strong> any breach, in addition<br />
to any other remedies it may have, it may recover from Tenant all damages it<br />
may incur by reason <strong>of</strong> such breach, including the cost <strong>of</strong> recovering the<br />
Premises, reasonable attorney's fees, <strong>and</strong> the full amount <strong>of</strong> Rent <strong>and</strong><br />
Additional Rent <strong>for</strong> the remainder <strong>of</strong> the term <strong>of</strong> the Lease, all <strong>of</strong> which<br />
amount shall be immediately due <strong>and</strong> payable from Tenant to L<strong>and</strong>lord upon<br />
dem<strong>and</strong>.<br />
(d) L<strong>and</strong>lord covenants to use reasonable ef<strong>for</strong>ts to relet the Premises <strong>and</strong><br />
otherwise mitigate its damages.<br />
Pursuit <strong>of</strong> any <strong>of</strong> the <strong>for</strong>egoing remedies shall not preclude pursuit <strong>of</strong> any other<br />
remedies herein provided or any other remedies provided by law, nor shall pursuit <strong>of</strong><br />
any remedy constitute <strong>for</strong>feiture or waiver <strong>of</strong> any rent due to L<strong>and</strong>lord hereunder or<br />
any damages accruing to L<strong>and</strong>lord by reason <strong>of</strong> the violation <strong>of</strong> any <strong>of</strong> the covenants<br />
<strong>and</strong> provisions herein contained. Forbearance by L<strong>and</strong>lord to en<strong>for</strong>ce one or more <strong>of</strong><br />
the remedies herein provided upon an event <strong>of</strong> default shall not be deemed or<br />
construed to constitute a waiver <strong>of</strong> such default. The acceptance <strong>of</strong> any partial<br />
payments shall not constitute a waiver <strong>of</strong> the right to commence an action in <strong>for</strong>cible<br />
entry <strong>and</strong> detainer during the month in which such partial payment or payments were<br />
made.<br />
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(a) Utilities <strong>and</strong> Services<br />
A separate meter has been installed to measure the consumption <strong>of</strong> electricity <strong>for</strong> the<br />
Premises. Tenant shall pay the charges <strong>for</strong> such consumption directly to the provider <strong>of</strong> this<br />
utility. Tenant hereby agrees to pay all other charges made by any public or private utility<br />
company <strong>for</strong> services furnished to the Prepllses during the Term <strong>of</strong> this Lease, including but<br />
not limited. to all costs <strong>for</strong> electricity, sewer, gas, water, telephone, trash disposal, air<br />
conditioning, <strong>and</strong> heat In addition, Tenant shall be required 10 provide janitorial cleaning<br />
services to the Premises at its own cost.<br />
Any repairs to the Premises necessitated by Tenant's occupancy or negligence shall be<br />
perfonned <strong>and</strong> paid by Tenant.<br />
(b) Real Estate Taxes.<br />
All real estate property taxes levied or assessed by any lawful authority, inclUding special<br />
assessments against the real property tax parcel on which the Building is located that are<br />
attributable to the period <strong>of</strong>time that occurs within the tenn <strong>of</strong> this Lease shall be timely <strong>and</strong><br />
directly paid by Tenant (in no event, however, shall Tenant be responsible <strong>for</strong> any transfer<br />
taxes, estate taxes, franchise taxes, or penalties due to L<strong>and</strong>lord's latc payment <strong>of</strong>taxes).<br />
(c) Personal Property Taxes.<br />
Tenant agrees to timely pay all taxes, assessments or other public charges levied or<br />
assessed by any lawful authority against Tenant's personal property on the Premises.<br />
(d) Common Area Maintenance ("CAM").<br />
Tenant's proportionate share <strong>of</strong> any CAM charges assessed by the owners <strong>of</strong> the Northgate<br />
Shopping Center which relate to shared maintenance management <strong>and</strong> expenses <strong>of</strong> the property shall<br />
be timely <strong>and</strong> directly paid by Tenant., provided, however, in no event shall any <strong>of</strong> the following<br />
expenses be included CAM:<br />
a. Capital Expenditures, which shall include any capital replacements,<br />
capital repairs or capital improvements except as expressly provided in<br />
this Lease.<br />
b. Any depreciation or amortization costs;<br />
c. Expenses <strong>for</strong> the preparation <strong>of</strong> space or other work which L<strong>and</strong>lord<br />
perfonns <strong>for</strong> any tenant (including Tenant) or prospective tenant <strong>of</strong><br />
the Property;<br />
d. Expenses <strong>for</strong> repairs or other work caused by fire, windstorm or other<br />
insurable casualties;<br />
e. Expenses incurred in leasing or obtaining new tenants or retaining<br />
existing tenants, such as, but not limited to, leasing commissions,<br />
advertising or promotion;<br />
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f. Legal <strong>and</strong> accounting expenses incurred in en<strong>for</strong>cing the tenus <strong>of</strong> any<br />
lease (excluding en<strong>for</strong>cement <strong>of</strong> this Lease) or incurred to protect the<br />
L<strong>and</strong>lord's investment;<br />
g. Interest, amortization or other costs associated with any mortgages,<br />
loans or any refinancing <strong>of</strong> the Building or Property;<br />
h. Expenses incurred <strong>for</strong> any necessary replacement that is under<br />
warranty;<br />
1. Accounting <strong>and</strong> legal fees relating to L<strong>and</strong>lord, construction, leasing,<br />
sale or litigation (except as expressly'provided herein);<br />
J. Any insurance expense incurred by other than building operations<br />
(i.e. rent insurance);<br />
J. Any interest or penalty incurred by building management <strong>for</strong> the late<br />
payment <strong>of</strong> CAM;<br />
k. Any expense attributable to other rentable areas <strong>of</strong> the Property to the<br />
extent Tenant pays <strong>for</strong> such expenses directly <strong>for</strong> Tenant's rentable<br />
area (such as property insurance, <strong>for</strong> example);<br />
1. Any cost representing an amount paid to a related corporation which<br />
is in excess <strong>of</strong> the amount which would be paid in the absence <strong>of</strong> such<br />
relationship;<br />
m. The cost <strong>of</strong> correcting construction or design defects (unless caused<br />
by Tenant);<br />
n. CAM shall be "net" only, <strong>and</strong> <strong>for</strong> that purpose shall be reduced by the<br />
amounts <strong>of</strong> any reimbursement or credit received or receivable by<br />
L<strong>and</strong>lord with respect to an item <strong>of</strong> cost that is included in CAM;<br />
o. Any penalty or fine incurred <strong>for</strong> non-compliance with applicable<br />
building or fire codes by L<strong>and</strong>lord or any other tenant;<br />
p. Any ground rent;<br />
q. The cost <strong>of</strong> compliance with any governmental regulations that are in<br />
effect as <strong>of</strong> the Commencement Date (fire <strong>and</strong> sprinkler system<br />
inspection fee excluded);<br />
I. Damage <strong>and</strong> repairs necessitated by the negligence or willful<br />
misconduct <strong>of</strong> L<strong>and</strong>lord or L<strong>and</strong>lord's employees;<br />
s. Charitable or political contributions;<br />
Bad debt loss, rent loss or reserves <strong>for</strong> either <strong>of</strong> them;<br />
t. Costs, expenses or expenditures relating to the duties, liabilities or<br />
obligations <strong>of</strong> other tenants;<br />
u. Costs incurred by L<strong>and</strong>lord arising out <strong>of</strong> its failure to perfonn or<br />
breach <strong>of</strong> any <strong>of</strong> its covenants, agreements, representations,<br />
warranties, guarantees or indemnities made under this Lease;<br />
v. Cost incurred in the removal, abatement or other treatment <strong>of</strong><br />
asbestos or other hazardous substances (unless introduced by Tenant);<br />
management fees in excess <strong>of</strong> 15% <strong>of</strong> operating expenses <strong>for</strong> the<br />
Building.<br />
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17.<br />
NOTICES<br />
Whenever in this Lease it shall be required or permitted that notice or dem<strong>and</strong> be given or served by<br />
either party to this Lease, such notice or dem<strong>and</strong> shall be given or served in writing <strong>and</strong> sent to<br />
L<strong>and</strong>lord at the address set <strong>for</strong>th <strong>and</strong> to Tenant as follows:<br />
If to L<strong>and</strong>lord:<br />
If to Tenant:<br />
Piper Ventures, LLC<br />
clo John <strong>and</strong> Marilynne A. Huston<br />
4255 Gulf Shore Boulevard North, #702<br />
Naples, Florida 34103<br />
-------><br />
Kaplao, Inc.<br />
888 Seventh Avenue, 23rd Floor<br />
New York, New York 10106<br />
Attention: Vice President <strong>of</strong> Real Estate <strong>and</strong> Facilities<br />
with a copy to the Premises, Attention: Director<br />
All such notices shall be sent by certified or registered mail <strong>and</strong> in such case shall be effective<br />
three (3) days after the date <strong>of</strong> postmark or ifby reputable overnight courier, shall be effective<br />
one (1) day after the date <strong>of</strong> mailing. Should Tenant's address or contact person change at any<br />
time during the Lease term, Tenant shall provide L<strong>and</strong>lord written notice <strong>of</strong> such change within<br />
thirty (30) days <strong>of</strong> its occurrence.<br />
18.<br />
QUIET ENJOYMENT<br />
-------- __ : __ J<br />
L<strong>and</strong>lord warrants that it has the full right <strong>and</strong> authority to execute <strong>and</strong> to perfonn pursuant to this<br />
Lease, to grant the estate demised herein, <strong>and</strong> that Tenant, upon payment <strong>of</strong> Rent <strong>and</strong> per<strong>for</strong>mance <strong>of</strong><br />
the covenants herein contained, shall peaceably <strong>and</strong> quietly have, hold, <strong>and</strong> enjoy the Premises<br />
during the full Term <strong>of</strong> this Lease <strong>and</strong> any extensions or renewals here<strong>of</strong>. Tenant, its pennitted<br />
subtenants <strong>and</strong> their employees, licensees <strong>and</strong> guests, shall have access to the Premises at all times,<br />
24 hours per day, every day <strong>of</strong> the year. In order to confirm the above, L<strong>and</strong>lord agrees, upon the<br />
written request <strong>of</strong> Ten ant, to obtain from any mortgagee or ground lessor an agreement, in recordable<br />
fonn, that upon any assumption <strong>of</strong> or succession to L<strong>and</strong>lord's interest affecting the Premises by<br />
such mortgagee or ground lessor, that such mortgagee or ground lessor will recognize this Lease <strong>and</strong><br />
permit the continued quiet enjoyment <strong>of</strong> the Premises by Tenant hereunder subject to Tenant's<br />
per<strong>for</strong>mance <strong>of</strong> its obligations hereunder.<br />
19.<br />
SUBORDINATION, NON-DISTURBANCE AND ATTORNMENT<br />
Upon written request <strong>of</strong> L<strong>and</strong>lord, or any first mortgagee or first deed <strong>of</strong> trust beneficiary <strong>of</strong><br />
14
L<strong>and</strong>lord, or ground lessor <strong>of</strong> L<strong>and</strong>lord, Tenant shall, in writing, subordinate its rights under this<br />
Lease to the lien <strong>of</strong> any fIrst mortgage or fIrst deed <strong>of</strong> trust, or to the interest <strong>of</strong> any lease in which<br />
L<strong>and</strong>lord is lessee, <strong>and</strong> to all advances made or hereinafter to be made thereunder. However, as a<br />
condition precedent to signing any subordination agreement, Tenant shall have the right to obtain<br />
from any lender or lessor <strong>of</strong> L<strong>and</strong>lord requesting such subordination, an agreement in writing<br />
providing that, as long as Tenant is not in default hereunder, this Lease shall remain in effect <strong>and</strong><br />
Tenant's right to possession <strong>and</strong> quiet enjoyment be undisturbed <strong>for</strong> the full Tenn. The holder <strong>of</strong> any<br />
security interest may, upon written notice to Tenant, elect to have this Lease prior to its security<br />
interest regardless <strong>of</strong> the time <strong>of</strong> the granting or recording <strong>of</strong> such security interest.<br />
Should Tenant fail, at anytime, to execute <strong>and</strong> deliver any requested subordination agreement within<br />
20-days after L<strong>and</strong>lord's dem<strong>and</strong> there<strong>for</strong>, L<strong>and</strong>lord, in addition to any other remedies it may have,<br />
may execute, seal <strong>and</strong> deliver the same as attorney-in-fact <strong>of</strong> Tenant <strong>and</strong> Tenant hereby irrevocably<br />
appoints L<strong>and</strong>lord, its successors <strong>and</strong> assigns, as such attorney-in-fact <strong>for</strong> that purpose.<br />
In the event <strong>of</strong> any <strong>for</strong>eclosure sale, transfer in lieu <strong>of</strong> <strong>for</strong>eclosure or termination <strong>of</strong> the lease in<br />
which L<strong>and</strong>lord is lessee, Tenant shall attorn to the purchaser, transferee or lessor as the case may be,<br />
so long as said purchaser, transferee or lessor agrees not to disturb Tenant in its quiet enjoyment <strong>of</strong><br />
the Premises while Tenant is not in default under the Lease, <strong>and</strong> Tenant shall recognize that party as<br />
L<strong>and</strong>lord under this Lease, <strong>and</strong> such party shall accept the Premises subject to this Lease.<br />
20.<br />
ESTOPPEL CERTIFICATE<br />
Each party shall from time to time, within twenty (20) days after being requested to do so by the<br />
other, execute, acknowledge <strong>and</strong> deliver to the requesting party an instrument certifYing:<br />
(a) that this Lease is unmodified <strong>and</strong> in full <strong>for</strong>ce <strong>and</strong> effect (or, if there has been<br />
any modifIcation there<strong>of</strong>, that it is in full <strong>for</strong>ce <strong>and</strong> effect so modifIed, stating<br />
therein the nature <strong>of</strong> such modification);<br />
(b) the date which the Base Rent <strong>and</strong> any Additional Rent <strong>and</strong> other charges<br />
arising hereunder have been paid in advance, if any;<br />
(c) the amoilllt <strong>of</strong> any credit due hereunder;<br />
(d) that Tenant has accepted possession <strong>of</strong> the Premises, <strong>and</strong> the Commencement<br />
Date; <strong>and</strong><br />
(e) as to whether the signer <strong>of</strong> such certificate has knowledge that either party is<br />
then in default in the perfonnance <strong>of</strong> any <strong>of</strong> its obligations hereunder (<strong>and</strong>, if<br />
so, specifying the nature <strong>of</strong> each such default).<br />
Should Tenant fail, at anytime, to execute <strong>and</strong> deliver any requested estoppel certificate within the<br />
a<strong>for</strong>ementioned 20-day period, L<strong>and</strong>lord, in addition to any other remedies it may have, may execute,<br />
15
seal <strong>and</strong> deliver the same as attorney-in-fact <strong>of</strong> Tenant <strong>and</strong> Tenant hereby irrevocably appoints<br />
L<strong>and</strong>lord, its successors <strong>and</strong> assigns, as such attorney-in-fact <strong>for</strong> that purpose.<br />
2l.<br />
ALTERATIONS AND TRADE FIXTURES<br />
Following acceptance <strong>and</strong> occupancy <strong>of</strong> the Premises, Tenant shall not make any alterations,<br />
improvements, or additions to the Premises without L<strong>and</strong>lord's prior written approval <strong>of</strong> the plans<br />
<strong>and</strong> specifications, which approval shall not be umeasonably withheld or delayed, except that Tenant<br />
shall have the right,. without L<strong>and</strong>lord's consent, to make non-structural alterations to the Premises<br />
costing less than $1 0 per square foot. Tenant shall give L<strong>and</strong>lord not less than fifteen (15) days prior<br />
written notice <strong>of</strong> any such alterations <strong>and</strong> shall otherwise comply with the tenns <strong>and</strong> provisions <strong>of</strong><br />
this Lease.<br />
22.<br />
CONDITION OF PREMISES UPON TERMINATION<br />
(a) Upon the expiration or termination <strong>of</strong> this Lease, Tenant shall leave the<br />
Premises peaceably <strong>and</strong> quietly <strong>and</strong> in as good order <strong>and</strong> condition as the same<br />
were on the date the Tenn <strong>of</strong> this Lease commenced, pursuant to the Inspection<br />
Report attached hereto as Exhibit "E", or were thereafter placed in, reasonable<br />
wear <strong>and</strong> tear <strong>and</strong> casualty excepted. Tenant shall not be required to remove<br />
any improvements made to the Premises unless L<strong>and</strong>lord's consent thereto was<br />
conditioned in writing upon removal there<strong>of</strong> or, if consent was not required,<br />
unless L<strong>and</strong>lord notified Tenant prior to the making <strong>of</strong> the improvement that<br />
removal would be required. Tenant shall, however, have the right to remove<br />
such improvements <strong>and</strong> any trade fixtures or equipment provided it shall repair,<br />
at its cost, any material damage to the Premises resulting therefrom. Any<br />
property left on the Premises after the expiration or termination <strong>of</strong> this Lease<br />
shall be deemed to have been ab<strong>and</strong>oned <strong>and</strong> shall become the property <strong>of</strong><br />
L<strong>and</strong>lord to dispose <strong>of</strong> as L<strong>and</strong>lord deems expedient.<br />
(b) Tenant shall have the right to move any portable walls provided Tenant repairs,<br />
at its cost, any damage caused by removal.<br />
23.<br />
REMOVAL OF ELECTRICAL AND TELECOMMUNICATIONS WIRES<br />
Should Tenant desire to install electrical <strong>and</strong>/or telecommunication wires ("Wires") within<br />
the Premises, the Building plenums, risers or other similar areas, Tenant shall first obtain<br />
L<strong>and</strong>lord's written permission <strong>and</strong> supply L<strong>and</strong>lord with a reasonable description <strong>of</strong> the Wire<br />
routes including points <strong>of</strong> commencement <strong>and</strong> tennination. All costs associated with such<br />
installation shall be borne by Tenant. Tenant shall insure that such Wires are in good<br />
working order, properly labeled, capped <strong>and</strong>/or sealed at each end <strong>and</strong> are at all times<br />
maintained in a safe condition. In addition, Tenant shall, at all times, comply with any<br />
16
J_<br />
sub-contractors who roay furnish or agree to furnish any such material, service or labor. Should a<br />
lien be placed against the Premises <strong>and</strong>/or Building which Tenant fails to vacate or have released,<br />
L<strong>and</strong>lord may vacate or release the same by paying the amount claimed to be due or byprocuring the<br />
release <strong>of</strong> such lien by giving security or in such other manner as prescribed by law. Tenant shall<br />
repay L<strong>and</strong>lord, on dem<strong>and</strong>, all sums disbursed or deposited by L<strong>and</strong>lord pursuant to the <strong>for</strong>egoing<br />
provision including reasonable attorney fees <strong>and</strong> other costs associated therewith.<br />
27.<br />
RENEWAL OPTION<br />
Provided Tenant is not in material default (following the giving <strong>of</strong> notice <strong>and</strong> the passage <strong>of</strong> the<br />
applicable cure period) <strong>of</strong> any terms <strong>of</strong> this Lease, Tenant shall be granted one (1) five (5) year<br />
option to renew this Lease (the "Renewal Term"). Tenant shall notify L<strong>and</strong>lord <strong>of</strong> its intention to<br />
renew at least 270 days prior to the expiration <strong>of</strong> the initial Tenn <strong>of</strong> this Lease. The Base Rent<strong>for</strong>the<br />
Renewal Term shall be adjusted at the commencement <strong>of</strong> the Renewal- Tenn by any increase in the<br />
Consumer Price Index as <strong>of</strong> the fIrst day <strong>of</strong> the Renewal Term (the "Comparison CPI") when<br />
compared with the Consumer Price Index as <strong>of</strong> Commencement Date <strong>of</strong> this Lease. The CPI<br />
adjustment shall be based upon the Consumer Price Index <strong>for</strong> All Urban Consumers <strong>for</strong> the city<br />
nearest to where the Premises are located, all Items <strong>of</strong> the United State Bureau <strong>of</strong> Labor Statistics.<br />
However, in no event shall the Base Rent <strong>for</strong> the Renewal Term be less than the highest Base Rent<br />
paid pursuant to this Lease or more than 115 % <strong>of</strong> the last Base Rent paid. Because the Comparison<br />
CPI will not be published until after the occurrence <strong>of</strong> the commencement <strong>of</strong> the Renewal Tenn,<br />
during the Renewal Tenn Tenant shall continue to pay the Base Rent that was in effect as <strong>of</strong> the last<br />
day <strong>of</strong> the initial until the L<strong>and</strong>lord notifies Tenant <strong>of</strong> the adjustment called <strong>for</strong> under the<br />
Comparison CPI (the "Adjustment Notice"); any increase in Base Rent owing as a result <strong>of</strong> the<br />
Comparison CPI but not paid prior to the Adjustment Notice shall be paid within thirty (30) days<br />
after Tenant's receipt <strong>of</strong> the Adjustment Notice.<br />
L<strong>and</strong>lord shall provide Tenant a finish allowance <strong>of</strong>$2.00 per square foot <strong>for</strong> fmish work per<strong>for</strong>med<br />
during the Renewal Term.-<br />
28.<br />
SIGNAGE<br />
L<strong>and</strong>lord has provided Tenant with signage location(s), <strong>and</strong> nothing in this Lease shall derogate from<br />
Tenant's right to maintain signage in the current locations. Should any modifIcations <strong>of</strong> existing<br />
signage by sought by Tenant, . the location, size <strong>and</strong> style <strong>of</strong> all new signage shall be reasonably<br />
approved by L<strong>and</strong>lord <strong>and</strong> shall be subject to local zoning codes, protective covenants, <strong>and</strong> the<br />
Parking <strong>and</strong> Easement Agreement attached hereto as Exhibit "D". Tenant will be responsible <strong>for</strong> all<br />
signage costs, including but not limited to, graphics, installation <strong>and</strong> maintenance <strong>of</strong> such signage.<br />
In addition, Tenant shall remove its signage <strong>and</strong> repair any damage caused by such removal as soon<br />
as practical after any termination <strong>of</strong> this Lease.<br />
18
I ,<br />
29.<br />
PARKING<br />
Tenant shall be provided designated fully illuminated, paved, striped, l<strong>and</strong>scaped <strong>and</strong> ADA<br />
compliant on-site parking at no additional charge. However, such parking shall be subject to the<br />
terms <strong>and</strong> req"!lirements <strong>of</strong> the Parking <strong>and</strong> Easement Agreement attached hereto as Exhibit "D", the<br />
October 29, 2004 letter to :rv1r. Craig Zund from John Huston referenced as Exhibit "F", <strong>and</strong> the<br />
parking diagram depicted in Exhibit "F -1", all attached hereto.<br />
30.<br />
SECURITY/AFTER-HOURS BUILDING ACCESS<br />
Tenant will have access to the Premises at all times by means <strong>of</strong> their own key system. Tenant shall<br />
be responsible <strong>for</strong> their own locking <strong>and</strong> unlocking <strong>of</strong> their door <strong>for</strong> client access. In addition,<br />
Tenant shall be responsible <strong>for</strong> the costs <strong>and</strong> installation <strong>of</strong> its own security system to the Premises, if<br />
desired.<br />
31.<br />
BROKERAGE<br />
Each party warrants that it has had no dealings \Vith any real estate broker or agent in connection<br />
with the negotiation or execution <strong>of</strong> this Lease except Rubl & Rubl Commercial Company (the<br />
"Brokers"). L<strong>and</strong>lord agrees to pay the brokerage commission due to the Brokers in accordance with<br />
a separate agreement between L<strong>and</strong>lord <strong>and</strong> the Brokers. L<strong>and</strong>lord hereby agrees to indemnify <strong>and</strong><br />
hold Tenant harmless from <strong>and</strong> against any <strong>and</strong> all costs, expenses <strong>and</strong> liabilities <strong>for</strong> commissions<br />
<strong>and</strong> other compensation claimed by any broker or agent in connection herewith. T errant hereby<br />
agrees to indemnify <strong>and</strong> hold L<strong>and</strong>lord harmless from <strong>and</strong> against any <strong>and</strong> all costs, expenses <strong>and</strong><br />
liabilities <strong>for</strong> commissions <strong>and</strong> other compensation claimed by any broker or agent other than the<br />
Brokers.<br />
32.<br />
AMERICANS WITH DISABILITIES ACT<br />
L<strong>and</strong>lord warrants <strong>and</strong> represents that the Building, Premises <strong>and</strong> common areas <strong>of</strong> the Building<br />
meet the requirements <strong>of</strong> the Americans With Disabilities Act (ADA) <strong>and</strong> will be kept in CDmpliance<br />
with ADA. Tenant, at its own expense, shall comply with ADA as it applies to Tenant's design,<br />
operation, modification <strong>and</strong> particular manner <strong>of</strong> use <strong>of</strong> the Premises.<br />
33.<br />
SATELLITE DISH<br />
Tenant shall have the right, at no additional rental, to install a satellite dish on the ro<strong>of</strong> <strong>of</strong> the<br />
building. In the event that Tenant installs said satellite equipment, Tenant shall be responsible <strong>for</strong><br />
removing any satellite or other communication equipment from the ro<strong>of</strong> area at Tenant's expense <strong>and</strong><br />
19
shall repair damage caused by the removal <strong>of</strong> such equipment prior to the end <strong>of</strong> the Lease Tenn.<br />
34.<br />
MISCELLANEOUS<br />
(a) It is agreed that the L<strong>and</strong>lord may promulgate reasonable rules <strong>and</strong> regulations,<br />
en<strong>for</strong>ced in a non-discriminatory manner, with regard to the conduct <strong>of</strong> the Tenant,<br />
other tenants <strong>and</strong> their invitees within the Building <strong>and</strong> its grounds provided that such<br />
rules <strong>and</strong> regulations shall not increase Tenant's monetary obligations or decrease<br />
Tenant's rights under this Lease. In the event <strong>of</strong> any conflict between said rules <strong>and</strong><br />
regulations <strong>and</strong> the tenns <strong>and</strong> conditions <strong>of</strong>trus Lease, the tenns <strong>and</strong> conditions <strong>of</strong><br />
this Lease shall prevail.<br />
(b) Wherever herein the prior written consent <strong>of</strong> the L<strong>and</strong>lord is required, the same shall<br />
not be unreasonably withheld or delayed.<br />
(c) L<strong>and</strong>lord <strong>and</strong> Tenant agree that all provisions <strong>of</strong> this Lease shall be binding upon<br />
L<strong>and</strong>lord's <strong>and</strong> Tenant's successors, personal representatives, heirs, executors,<br />
receivers, devisees, administrators, legatees, <strong>and</strong> assigns <strong>of</strong> the parties hereto.<br />
(d) The captions throughout this Lease are inserted as a matter <strong>of</strong> convenience only <strong>and</strong><br />
in no way confine, limit, or describe the scope or intent <strong>of</strong> any Article <strong>of</strong> this Lease.<br />
( e) The consent <strong>of</strong> either party to any variation <strong>of</strong> the tenns <strong>of</strong> this Lease, or the receipt<br />
by L<strong>and</strong>lord <strong>of</strong> Rent with the knowledge <strong>of</strong> any breach, shall not be deemed to be a<br />
waiver as to a subsequent breach <strong>of</strong> such tenn, nor shall any waiver be claimed as to<br />
any provision <strong>of</strong> this Lease unless the same be in writing, signed by the party to be<br />
charged with the waiver, or the party's authorized agent. Unless otherwise specified,<br />
the rights <strong>and</strong> remedies hereby created shall survive the expiration or early<br />
termination <strong>of</strong> this Lease, are cumulative <strong>and</strong> the use <strong>of</strong> one remedy shall not exclude<br />
or waive the right to use another, or exclude any other right or remedy allowed by<br />
law.<br />
(f) This Lease contains the entire agreement between the parties.<br />
(g) If any terms or provisions <strong>of</strong> this Lease or any application there<strong>of</strong> shall be invalid or<br />
unen<strong>for</strong>ceable, then the remaining tenns <strong>and</strong> provisions <strong>of</strong>thls Lease <strong>and</strong> any other<br />
application <strong>of</strong> such tenn or provisions shall not be affected thereby.<br />
35.<br />
WAIVER OF JURY TRIAL<br />
L<strong>and</strong>lord <strong>and</strong> the Tenant waive all rights to a trial by jury in any action, counterclaim, or proceeding<br />
based upon, or related to, the subject matter <strong>of</strong> this lease. This waiver applies to all claims against all<br />
parties to such actions <strong>and</strong> proceedings, including parties who are not parties to this lease. This<br />
20
EXHIBIT "B"<br />
Legal Description<br />
All those certain plots, pieces or parcels <strong>of</strong> l<strong>and</strong> located in the City <strong>of</strong><br />
Davenport, as shown on William E. Craw<strong>for</strong>d's Addition to the City <strong>of</strong><br />
Davenport <strong>and</strong> identified thereon as part <strong>of</strong> Lots 6, 7, 8, 9 <strong>and</strong> 10, more<br />
particularly bounded <strong>and</strong> described as follows:<br />
Beginning at the Southwest comer <strong>of</strong> Lot 6; thence North 445.81 feet;<br />
thence South 87° 52' East 270.59 feet; thence South 2° 08' West 445.5<br />
feet; thence North 87° 52' West 254.0 feet to the point <strong>of</strong> beginning; <strong>and</strong><br />
That part <strong>of</strong> Lots 6, 7, 8, 9 <strong>and</strong> 10 in William E. Craw<strong>for</strong>d's Addition to<br />
the City <strong>of</strong> Davenport, Iowa, more particularly described as follows:<br />
Commencing at the Southwest comer <strong>of</strong> Lot 6; thence S87°52'E <strong>for</strong><br />
254.00 feet to the point <strong>of</strong> beginning; thence N02°08' E <strong>for</strong> 445.50 feet;<br />
thence S87°52' E <strong>for</strong> 90.50 feet; thence S02°01' W <strong>for</strong> 445.50 feet; thence<br />
N87°52'W <strong>for</strong> 90.50 feet to the point <strong>of</strong> beginning.<br />
----=.-
606191.4<br />
7/19/04<br />
.. _ _--'-'---'<br />
EXlDBIT "e"<br />
Parking <strong>and</strong> Easement Agreement<br />
And<br />
First Amendment to Agreement Dated 10/24/88
--"-,<br />
That part <strong>of</strong> Lo.ts 6, 7, 8, 9 <strong>and</strong> 10 in William E.<br />
Craw<strong>for</strong>d's Addition to the City <strong>of</strong> Davenport, Iowa,<br />
more particularly described as follows: Commencing at<br />
the Southwest corner <strong>of</strong> Lot 6; thence SB7°52'E <strong>for</strong><br />
254.00 feet to the paint af beginning; thence N02°08'E<br />
<strong>for</strong> 445.50 feet; thence S87°52'E <strong>for</strong> 90.50 feet; thence<br />
S02°08'W <strong>for</strong> 445.50 feet; thence N87°52'W <strong>for</strong> 90.50<br />
feet to the point <strong>of</strong> beginning;<br />
3. The fallowing are restrictio.ns on the use <strong>of</strong> the<br />
property that is the subject <strong>of</strong> this agreement!<br />
a) Huston shall not lease to tenants who would<br />
compete with Rudbeck's tenants' current use <strong>of</strong> the<br />
space during their present <strong>and</strong> extended lease terms.<br />
Rudbeck shall not lease space to a school with programs<br />
like or co.mpeting with the programs <strong>of</strong>fered by Quad<br />
City Business <strong>School</strong>, Inc. daing business as Institute<br />
<strong>of</strong> Canunerce.<br />
b) No. future use <strong>of</strong> the property that is the<br />
subject <strong>of</strong> this agreement will be permitted if the new<br />
use is one which would compete with an existing<br />
tenant's business, unless the eXisting tenant's<br />
business is a restaurant or occupies less than 10,000<br />
square-feet <strong>of</strong> space; <strong>and</strong><br />
c) The future uses af the property subject to. this<br />
agreement shall be restricted to <strong>of</strong>fice, retail,<br />
restaurant use, light material. h<strong>and</strong>ling/warehouse space<br />
or manufacturing <strong>of</strong> a smokeless, odarless <strong>and</strong> low noise<br />
type. Excluded uses include, but are D9t limited to,<br />
any baakstares ar movie theatres, selling or showing<br />
predaminately adult/pornagraphic/XXX type materials ar<br />
mavies.<br />
4. Other than the constructian permitted under<br />
paragraphs 5 <strong>and</strong> 6, no. additional building or expansian af<br />
existing buildings shall be permitted.<br />
5. Rudbeck has the right to. construct two (2)<br />
buildings as shown an Exhibit "A" alang the north area <strong>of</strong> the<br />
parking lot which:<br />
a) Are no further than 150 feet south af the north<br />
line af the property;<br />
b) Contain no more than 20,400 square feet;<br />
3
_c ___ .,_<br />
vehicles parked in unauthorized areas <strong>and</strong> providing <strong>for</strong><br />
park1ng lot attendants as needed.<br />
15. Rudbeck may also en<strong>for</strong>ce the restrictions set<br />
<strong>for</strong>th in paragraph 9 above by notifying Huston or HUston's<br />
representative or employees on the site <strong>of</strong> any violation <strong>of</strong> the<br />
parking lot restrictions.<br />
In the event <strong>of</strong> the failure <strong>of</strong> Huston to act promptly<br />
to remedy the violation, Rudbeck shall be entitled to take any<br />
action he deems necessary to en<strong>for</strong>ce the parking lot restriction,<br />
including but not limited to having <strong>of</strong>fending vehicles towed,<br />
posting additional signs or barriers <strong>and</strong> hiring parking lot<br />
attendants or patrols, all at the expense <strong>of</strong> Huston. In the<br />
event Huston does not immediately pay the charges incurred in the<br />
en<strong>for</strong>cement <strong>of</strong> the parking restriction, Rudbeck shall be entitled<br />
to prohibit Huston or his employees, students, patrons or<br />
successors from parking on any <strong>of</strong> the property owned by Rudbeck<br />
or from using any <strong>of</strong> Rudbeck's property <strong>for</strong> access to Huston's<br />
property, <strong>and</strong> to judgment <strong>for</strong> actual <strong>and</strong> punitive damages<br />
resulting from said breach, as well as injunctive relief.<br />
16. Huston <strong>and</strong> Rudbeck hereby respectively grant, each<br />
to the other <strong>and</strong> to their respective successors <strong>and</strong> assigns <strong>and</strong><br />
their respective tenants, agents, employees, invitees, licensees,<br />
concessionaires, customers <strong>and</strong> other designees, the reciprocal<br />
right, easement <strong>and</strong> license to' use that portion <strong>of</strong> the property<br />
that is the subject <strong>of</strong> this agreement designated <strong>for</strong> driveway<br />
purposes on Exhibit "A" (hereinafter referred to as the "Common<br />
Area"), <strong>for</strong> ingress, egress <strong>and</strong> the free <strong>and</strong> unencumbered passage<br />
<strong>of</strong> pedestrians <strong>and</strong> automobiles <strong>and</strong> other passenger vehicles over<br />
<strong>and</strong> across the Common Area <strong>and</strong> to <strong>and</strong> from any public or private<br />
street or road bordering any <strong>of</strong> the property which is the subject<br />
<strong>of</strong> this agreement in common with others, together with the<br />
reciprocal right, easement <strong>and</strong> license to use, <strong>for</strong> all customary<br />
<strong>and</strong> property purposes, the Sidewalks, malls, commod areas <strong>and</strong><br />
service areas shown on Exhibit "A" or which may be hereafter<br />
established with the written consent <strong>of</strong> the parties hereto.<br />
17. Huston <strong>and</strong> Rudbeck hereby covenant <strong>and</strong> agree that·<br />
no fences r barriers or other obstructions shall be erected<br />
between their respective property at any time except as provided<br />
in paragraph 15 above.<br />
18. Huston <strong>and</strong> Rudbeck do hereby grant, each to the<br />
other, the right to use, in cornmon, the sewer lines, gas lines,<br />
water lines, electric <strong>and</strong> other utilities described on Exhibit<br />
lOB" attached to Reciprocal Parking <strong>and</strong> Cross-Easement Agreement<br />
dated January 23, 1968 <strong>and</strong> recorded in Book 198 Miscellaneous 549<br />
6
EXHIBIT "E"<br />
Inspection Report<br />
RUHL MANAGEMENT SERVICES/5111 Utica Ridge Rd., Davenport. IA<br />
52807<br />
TENANT NAME:<br />
PROPERTY ADDRESS:<br />
COMMENCEMENT: MOVE OUT DATE:<br />
CATEGORIES MOVE-IN INSPECTION MOVE-OUT INSPECTION<br />
WALLS<br />
CEILINGS<br />
FLOORS<br />
CABINETS<br />
COUNTERS<br />
PLUMBING<br />
WINDOWS<br />
DRAPESI<br />
BLINDS<br />
DOORS<br />
LIGHT<br />
FIXTURES<br />
HVAC<br />
EQUIPMENT<br />
606191. 4<br />
7/19/04<br />
563/355-4000<br />
COST TO<br />
CORRECT<br />
Tenant accepts the condition <strong>of</strong> The following notes specify any damage to the<br />
above property as is with any property beyond normal wear <strong>and</strong> tear.<br />
exceptions noted below.<br />
, - I !
I ' ,<br />
The parking in Area # 1, 139 parking stalls, is totally available to Kllplan University<br />
<strong>and</strong> should be considered to be controlled by Kaplan under their new lease<br />
agreement.<br />
The parking in Area if. 2, 151 parking stalls, ;s totally available to Kaplan University<br />
<strong>and</strong> should be considered to be controlled by Kaplan under their new lease<br />
agreement There is space available aleng the south lot line <strong>of</strong> both the Kaplan<br />
conlroned area <strong>and</strong> it extends farther east from that area into the shared area that<br />
Rudbeck owns on which an estimated 40 or mare additional parking stalls could be<br />
constructed at a cost to Kaplan. Huston <strong>and</strong> Rudbeck have agreed to make this<br />
area available after the new lease;s Signed <strong>and</strong> activated.<br />
other agreed to parking. 28 parking stalls, behind the Rudbeck part <strong>of</strong> the building<br />
is agreed to be shared paMdng with the tenants in the Rudbeck space leased to<br />
other tenants. The stalls are available on a first come first serve basis. These<br />
parking stalls are available to Kaplan University but these 28 stalls should not be<br />
considered to be controlled by Kaplan but they are shared with Kaplan. Rudbeck<br />
<strong>and</strong> Huston have discussed the possibility <strong>of</strong> reconfiguring this space to gain more<br />
parKing stalls <strong>and</strong> Rudbeck has agreed to visit with his tenants about their use <strong>and</strong><br />
possibiity <strong>of</strong> i"1lroving the use <strong>of</strong> the area but no agreement has been reach. The<br />
tenants will be met with at a later date after the lease is signed <strong>and</strong> additional<br />
parking area is agreed to on the south lot line.<br />
The parking in Area # 3, 105 parking stalls, is controlled by HyVee, but it is<br />
understood that Kaplan University has a good neighbor verbal agreement with<br />
HyVee that the Kaplan students or faculty may park in this area. Kaplan has<br />
expressed the desire to have a wntten agreement with HyVee <strong>for</strong> the use <strong>of</strong> the<br />
area <strong>and</strong> to have a stop sign <strong>and</strong> cross walk erected to improve the safety <strong>of</strong><br />
access to the ares. It is Kaplan's responsibility to work with HyVee to secure such<br />
an agreement.<br />
This letter outlInes that Kaplan Universrty currently has lease control <strong>of</strong> 290, shared<br />
access to 28 stalls <strong>and</strong> steps <strong>for</strong> gaining controlled access to an additional 40+<br />
parking stalls. It further outlines the steps Kaplan will take to improve the safety<br />
<strong>and</strong> securfty <strong>of</strong> the access to Area # 3-<br />
I have tried to coordinate all the points <strong>of</strong> underst<strong>and</strong>ing <strong>for</strong> the current parking <strong>and</strong><br />
future access to parking areas. The actions required <strong>for</strong> the University owners to<br />
secure additional parking are currently in place <strong>and</strong> outlined within. I would like to<br />
see the few last steps to complete this lease completed within the next week as all<br />
the parties in Davenport are up-to-date on the issues <strong>and</strong> are eager to get the<br />
process completed.<br />
Sincerely,<br />
John Huston<br />
I<br />
I '
Academic Search<br />
Premier<br />
Business Source<br />
Premier<br />
Cabell's Directory <strong>of</strong><br />
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Page 1 <strong>of</strong> 5<br />
Exhibit 8<br />
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ERIC ERIC, the Educational Resource In<strong>for</strong>mation Center contains more than<br />
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Health Source-<br />
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LexisNexis Total<br />
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Page 2 <strong>of</strong> 5<br />
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Consumer Edition features searchable full text <strong>for</strong> over 190 journals<br />
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Page 3 <strong>of</strong> 5<br />
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Newspaper Source Newspaper Source provides selected full-text coverage <strong>for</strong> more than 240<br />
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PubMed The National Library <strong>of</strong> Medicine's index to medical literature, detailed<br />
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Regional Business<br />
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Page 4 <strong>of</strong> 5<br />
This database provides comprehensive full text coverage <strong>for</strong> regional<br />
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business journals, newspapers <strong>and</strong> newswires from all metropolitan <strong>and</strong><br />
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TOPICsearch This current events database allows researchers to explore social, political<br />
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New library content <strong>for</strong> 2012 includes access to the following databases <strong>of</strong> articles <strong>and</strong><br />
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Columbia<br />
International Affairs<br />
Online (CIAO)<br />
**NEW** Columbia International Affairs Online (CIAO) is a comprehensive<br />
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Credo Reference<br />
100<br />
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Digital National<br />
Security Archive<br />
Encyclopedia <strong>of</strong><br />
Espionage<br />
Intelligence <strong>and</strong><br />
Security:<br />
Homel<strong>and</strong> Security<br />
Briefing<br />
Page 5 <strong>of</strong> 5<br />
**NEW** ProQuest, in partnership with The National Security Archive<br />
produce the Digital National Security Archive, a comprehensive collection<br />
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totaling more than 500,000 pages - are included in the database.<br />
**NEW** A comprehensive guide to the history, uses, related scientific<br />
principles <strong>and</strong> technology <strong>of</strong> espionage <strong>and</strong> intelligence. The Encyclopedia<br />
includes approximately 800 entries, written by experts in the field, ranging<br />
in length from 300 to 2,500 words. Topics covered range from the historical<br />
use <strong>of</strong> espionage to the emerging use <strong>of</strong> technology in modern espionage<br />
<strong>and</strong> counterintelligence.<br />
**NEW** Daily coverage <strong>of</strong> significant federal <strong>and</strong> state actions related to<br />
security <strong>and</strong> anti-terrorist policies.<br />
Public Affairs Index **NEW** Public Affairs Index covers all aspects <strong>of</strong> national <strong>and</strong> global<br />
contemporary public policy issues ranging from public health, the<br />
environment, housing, human <strong>and</strong> civil rights, to international commerce<br />
<strong>and</strong> conflict.
State Agencies<br />
Revised 07/01/11<br />
Supplement to Institution Catalog<br />
Calendar Year 2010–2011<br />
If a student’s complaint cannot be resolved after exhausting the Institution’s grievance procedure, the student may file a complaint with the agency from<br />
the list below that corresponds to the student’s place <strong>of</strong> residence.<br />
This list includes contact in<strong>for</strong>mation <strong>for</strong> all 50 states, the District <strong>of</strong> Columbia, Puerto Rico, <strong>and</strong> the U.S. Virgin Isl<strong>and</strong>s <strong>and</strong> should not be construed as<br />
in<strong>for</strong>mative <strong>of</strong> what agencies regulate the Institution or in what states the Institution is licensed or required to be licensed. States, through the relevant<br />
agencies or Attorney Generals Offices, will accept complaints regardless <strong>of</strong> whether the Institution is required to be licensed in that state.<br />
ALABAMA<br />
Alabama Commission on Higher Education<br />
P.O. Box 302000<br />
Montgomery, AL 36130-2000<br />
http://www.accs.cc/complaint<strong>for</strong>m.aspx<br />
ALASKA<br />
Alaska Commission on <strong>Postsecondary</strong> Education<br />
P.O. Box 110505<br />
Juneau, AK 99811-0505<br />
customer.service@alaska.gov<br />
Alaska Office <strong>of</strong> Attorney General<br />
Consumer Protection Unit<br />
1031 West Fourth Avenue, Suite 200<br />
Anchorage, AK 99501<br />
attorney.general@alaska.gov<br />
http://www.law.state.ak.us/pdf/consumer/<br />
FORM_complaint.pdf<br />
ARIZONA<br />
Arizona State Board <strong>for</strong> Private <strong>Postsecondary</strong><br />
Education<br />
1400 West Washington Street, Room 260<br />
Phoenix, AZ 85007<br />
http://azppse.state.az.us/student_info/<br />
compliance.asp<br />
ARKANSAS<br />
Arkansas Higher Education Coordinating Board<br />
Arkansas Department <strong>of</strong> Higher Education<br />
114 East Capitol Ave<br />
Little Rock, AR 72201<br />
ADHE_Info@adhe.edu<br />
http://www.adhe.edu/SiteCollectionDocuments/A<br />
cademicAffairsDivision/ICAC%20Rules%20<strong>and</strong><br />
%20Regulations/APPENDIXJ.pdf<br />
Arkansas State Board <strong>of</strong> Private Career Education<br />
501 Woodlane, Suite 312S<br />
Little Rock, AR 72201<br />
sbpce@arkansas.gov<br />
http://www.sbpce.org/complaint_<br />
process.html<br />
CALIFORNIA<br />
Cali<strong>for</strong>nia Bureau <strong>of</strong> Private <strong>Postsecondary</strong><br />
Education<br />
P.O. Box 980818<br />
West Sacramento, CA 95798-0818<br />
bppe@dca.ca.gov<br />
http://www.bppe.ca.gov/<strong>for</strong>ms_pubs/<br />
complaint.pdf<br />
COLORADO<br />
Colorado Department <strong>of</strong> Higher Education<br />
1560 Broadway, Suite 1600<br />
Denver, CO 80202<br />
http://highered.colorado.gov/Academics/<br />
Complaints/default.html<br />
CONNECTICUT<br />
Connecticut Department <strong>of</strong> Higher Education<br />
61 Woodl<strong>and</strong> Street<br />
Hart<strong>for</strong>d, CT 06105-2326<br />
info@ctdhe.org<br />
Connecticut Department <strong>of</strong> Consumer Protection<br />
165 Capitol Avenue, Room 110<br />
Hart<strong>for</strong>d, CT 06106<br />
trade.practices@ct.gov<br />
http://www.ct.gov/dcp/lib/dcp/pdf/<strong>for</strong>ms/<br />
consumer_statementcpfr-2_rev_8-06_<br />
edited1106.pdf<br />
Consumer Complaint Hotline: (800) 842-2649<br />
DELAWARE<br />
Delaware Higher Education Office<br />
Carvel State Office Building, 5th Floor<br />
820 North French Street<br />
Wilmington, DE 19801-3509<br />
dheo@doe.k12.de.us<br />
Delaware Attorney General<br />
Consumer Protection Wilmington:<br />
820 North French Street, 5th floor<br />
Wilmington, DE 19801<br />
consumer.protection@state.de.us<br />
DISTRICT OF COLUMBIA<br />
District <strong>of</strong> Columbia Office <strong>of</strong> the State<br />
Superintendent <strong>of</strong> Education<br />
Education Licensure Commission<br />
810 First Street, NE, 9th Floor<br />
Washington, DC 20002<br />
http://osse.dc.gov/seo/frames.asp?doc=/seo/lib/seo<br />
/elementary_<strong>and</strong>_secondary_education/may_2011<br />
/complaint_<strong>for</strong>m_4_11.pdf<br />
FLORIDA<br />
Florida Commission on Independent Education<br />
325 West Gaines Street, Suite 1414<br />
Tallahassee, FL 32399-0400<br />
commissioner@fldoe.org<br />
http://www.fldoe.org/cie/complaint.asp<br />
GEORGIA<br />
Georgia Nonpublic <strong>Postsecondary</strong> Education<br />
Commission<br />
2082 East Exchange Place #220<br />
Tucker, GA 30084-5334<br />
http://rules.sos.state.ga.us/docs/392/5/<br />
06.pdf<br />
HAWAII<br />
Hawaii State Board <strong>of</strong> Education<br />
P.O. Box 2360<br />
Honolulu, HI 96804<br />
ocp@dcca.hawaii.gov<br />
http://hawaii.gov/dcca/ocp/consumer_<br />
complaint<br />
IDAHO<br />
Idaho State Board <strong>of</strong> Education<br />
Attn: State Coordinator <strong>for</strong> Private Colleges <strong>and</strong><br />
Proprietary <strong>School</strong>s<br />
650 West State Street, Room 307<br />
P.O. Box 83720<br />
Boise, ID 83720-0037<br />
Page 1 <strong>of</strong> 4
State Agencies (Continued)<br />
ILLINOIS<br />
Illinois Board <strong>of</strong> Higher Education<br />
431 East Adams, 2nd Floor<br />
Springfield, IL 62701-1404<br />
info@ibhe.org<br />
Institutional Complaint Hotline: (217) 557-<br />
7359<br />
Illinois State Board <strong>of</strong> Education<br />
100 North 1st Street<br />
Springfield, IL 62777<br />
http://webprod1.isbe.net/contactisbe/<br />
Illinois Attorney General<br />
Consumer Fraud Bureau<br />
500 South Second Street<br />
Springfield, IL 62706<br />
http://www.illinoisattorneygeneral.gov/abou<br />
t/email_consumers.jsp<br />
http://www.illinoisattorneygeneral.gov/cons<br />
umers/conscomp.pdf<br />
Consumer Fraud Hotline: (800) 243-0618<br />
INDIANA<br />
Indiana Commission on Proprietary<br />
Education<br />
Attn: Director <strong>of</strong> Regulatory Compliance<br />
302 West Washington Street, Room E201<br />
Indianapolis, IN 46204<br />
http://www.in.gov/cpe/files/sf39280complaint.pdf<br />
IOWA<br />
Iowa Student Aid Commission<br />
603 East 12th Street, 5th Floor<br />
Des Moines, IA 50319<br />
info@iowacollegeaid.gov<br />
http://www.iowacollegeaid.gov/images/<br />
docs/file/<strong>for</strong>ms/constituentrequest<strong>for</strong>m.pdf<br />
KANSAS<br />
Kansas Board <strong>of</strong> Regents<br />
1000 SW Jackson Street, Suite 520<br />
Topeka, KS 66612-1368<br />
http://www.kansasregents.org/resources/PD<br />
F/524-ComplaintProcedure<strong>and</strong>Form.pdf<br />
KENTUCKY<br />
Kentucky Council on <strong>Postsecondary</strong><br />
Education<br />
1024 Capital Center Drive #320<br />
Frank<strong>for</strong>t, KY 40601-7512<br />
Kentucky Board <strong>of</strong> Proprietary Education<br />
911 Leawood Drive<br />
Frank<strong>for</strong>t, KY 40601-3319<br />
http://www.bpe.ky.gov/NR/rdonlyres/1BB8<br />
CA02-8F89-43A3-8957-<br />
AB01DB805389/0/ComplaintForm.doc<br />
Office <strong>of</strong> the Attorney General<br />
Capitol Suite 118<br />
700 Capitol Avenue<br />
Frank<strong>for</strong>t, KY 40601-3449<br />
consumer.protection@ag.ky.gov<br />
http://www.ag.ky.gov/NR/rdonlyres/19D2F<br />
EF3-0666-49B5-A184-38006DA45B2C/0/<br />
complaint_gen.pdf<br />
LOUISIANA<br />
Louisiana Board <strong>of</strong> Regents<br />
P.O. Box 3677<br />
Baton Rouge, LA 70821-3677<br />
http://regents.louisiana.gov/assets/docs/<br />
Proprietary<strong>School</strong>s/StudentComplaintProce<br />
dure.pdf<br />
MAINE<br />
Maine Department <strong>of</strong> Education<br />
Complaint Investigator<br />
23 State House Station<br />
Augusta, ME 04333-0023<br />
jonathan.braff@maine.gov<br />
Maine Attorney General<br />
Consumer Protection Division<br />
6 State House Station<br />
Augusta, ME 04333<br />
http://www.maine.gov/ag/consumer/complai<br />
nts/complaint_<strong>for</strong>m.shtml<br />
MARYLAND<br />
Maryl<strong>and</strong> Higher Education Commission<br />
839 Bestgate Road, Suite 400<br />
Annapolis, MD 21401-3013<br />
http://www.mhec.state.md.us/career/pcs/<br />
gripe.asp<br />
Maryl<strong>and</strong> Attorney General<br />
Consumer Protection Division<br />
200 St. Paul Place<br />
Baltimore, MD 21202<br />
consumer@oag.state.md.us<br />
https://web.oag.state.md.us/editor/customer/<br />
online<strong>for</strong>mhelpers/<strong>for</strong>mviewer.aspx?filenam<br />
e=MUGeneral.htm<br />
Consumer Protection Hotline: (410) 528-<br />
8662<br />
MASSACHUSETTS<br />
Massachusetts Board <strong>of</strong> Higher Education<br />
One Ashburton Place<br />
Room 1401<br />
Boston, MA 02108<br />
http://www.mass.edu/<strong>for</strong>students/<br />
complaints/complaintprocess.asp<br />
Supplement to Institution Catalog<br />
Calendar Year 2010–2011<br />
MICHIGAN<br />
Michigan Department <strong>of</strong> Labor & Economic<br />
Growth<br />
Office <strong>of</strong> <strong>Postsecondary</strong> Services<br />
Proprietary <strong>School</strong> Unit Staff<br />
201 North Washington Square<br />
Lansing, MI 48913<br />
http://www.michiganps.net/complaint.aspx<br />
MINNESOTA<br />
Minnesota Office <strong>of</strong> Higher Education<br />
1450 Energy Park Drive, Suite 350<br />
St. Paul, MN 55108-5227<br />
http://www.ohe.state.mn.us/<br />
oheContactForm.cfm<br />
Minnesota Attorney General’s Office<br />
1400 Bremer Tower<br />
445 Minnesota Street<br />
St. Paul, MN 55101<br />
http://www.ag.state.mn.us/ElectronicForms/<br />
ComplaintForm.pdf<br />
MISSISSIPPI<br />
Mississippi Commission on College<br />
Accreditation<br />
3825 Ridgewood Road<br />
Jackson, MS 39211-6453<br />
Mississippi Commission <strong>of</strong> Proprietary<br />
<strong>School</strong>s <strong>and</strong> College <strong>Registration</strong><br />
3825 Ridgewood Road<br />
Jackson, MS 39211-6453<br />
Consumer Protection Division<br />
Office <strong>of</strong> the Attorney General<br />
State <strong>of</strong> Mississippi<br />
P.O. Box 22947<br />
Jackson, MS 39225-2947<br />
http://www.ago.state.ms.us/index.php/<br />
contact<br />
http://www.ago.state.ms.us/images/uploads/<br />
<strong>for</strong>ms/MSAGO_Complaint_Form.pdf<br />
MISSOURI<br />
Missouri Department <strong>of</strong> Higher Education<br />
205 Jefferson Street<br />
P.O. Box 1469<br />
Jefferson City, MO 65102-1469<br />
info@dhe.mo.gov<br />
MONTANA<br />
Montana Board <strong>of</strong> Regents<br />
Office <strong>of</strong> Commissioner <strong>of</strong> Higher<br />
Education<br />
Montana University System<br />
2500 Broadway Street<br />
P.O. Box 203201<br />
Helena, MT 59620-3201<br />
Page 2 <strong>of</strong> 4
State Agencies (Continued)<br />
Montana Office <strong>of</strong> Consumer Protection<br />
2225 11th Avenue<br />
P.O. Box 200151<br />
Helena, MT 59620-0151<br />
contactocp@mt.gov<br />
http://www.doj.mt.gov/consumer/docs/comp<br />
laint<strong>for</strong>m.pdf<br />
NEBRASKA<br />
Nebraska Coordinating Commission <strong>for</strong><br />
<strong>Postsecondary</strong> Education<br />
P.O. Box 95005<br />
Lincoln, NE 68509-5005<br />
Nebraska Attorney General<br />
Consumer Protection Division<br />
2115 State Capitol<br />
Lincoln, NE 68509<br />
http://www.ago.state.ne.us/consumer/emailf<br />
orms/consumer_complaint.htm<br />
Consumer Protection Hotline: (800) 727-<br />
6432<br />
NEVADA<br />
Nevada Commission on <strong>Postsecondary</strong><br />
Education<br />
3663 East Sunset Road, Suite 202<br />
Las Vegas, NV 89120<br />
http://www.cpe.state.nv.us/<br />
CPE%20Complaint%20Info.htm<br />
NEW HAMPSHIRE<br />
New Hampshire <strong>Postsecondary</strong> Education<br />
Commission<br />
3 Barrell Court #300<br />
Concord, NH 03301-8531<br />
http://www.nh.gov/postsecondary/<br />
complaints<br />
NEW JERSEY<br />
New Jersey Commission on Higher<br />
Education<br />
P.O. Box 542<br />
Trenton, NJ 08625<br />
nj_che@che.state.nj.us<br />
New Jersey Department <strong>of</strong> Labor <strong>and</strong><br />
Work<strong>for</strong>ce Development<br />
1 John Fitch Plaza<br />
P.O. Box 110<br />
Trenton, NJ 08625-0110<br />
schoolapprovalunit@dol.state.nj.us<br />
http://lwd.dol.state.nj.us/labor/<strong>for</strong>ms_pdfs/<br />
edtrain/Conflict%20Resolution%20<br />
Questionnaire.pdf<br />
New Jersey Division <strong>of</strong> Consumer Affairs<br />
124 Halsey Street<br />
Newark, NJ 07102<br />
http://www.nj.gov/oag/ca/complaint/<br />
ocp.pdf<br />
NEW MEXICO<br />
New Mexico Higher Education Department<br />
2048 Galisteo<br />
Santa Fe, NM 87505<br />
http://www.hed.state.nm.us/uploads/<br />
FileLinks/b23fc959f37c44bb8e3caae612e0d<br />
ba7/PPS%20Complaint%20Form.pdf<br />
NEW YORK<br />
New York Office <strong>of</strong> College <strong>and</strong> University<br />
Evaluation<br />
New York State Education Department<br />
5 North Mezzanine<br />
Albany, NY 12234<br />
ocueinfo@mail.nysed.gov<br />
http://www.highered.nysed.gov/ocue/spr/<br />
COMPLAINTFORMINFO.html<br />
New York Bureau <strong>of</strong> Proprietary <strong>School</strong><br />
Supervision<br />
New York State Education Department<br />
99 Washington Avenue, Room 1613 OCP<br />
Albany, NY 12234<br />
New York State Department <strong>of</strong> State<br />
Division <strong>of</strong> Consumer Protection<br />
Consumer Assistance Unit<br />
5 Empire State Plaza, Suite 2101<br />
Albany, NY 12223-1556<br />
https://www1.consumer.state.ny.us/cpb/Cau<br />
ComplaintForm.html<br />
NORTH CAROLINA<br />
North Carolina Community College System<br />
Office <strong>of</strong> Proprietary <strong>School</strong>s<br />
200 West Jones Street<br />
Raleigh, NC 27603<br />
http://www.nccommunitycolleges.edu/<br />
Proprietary_<strong>School</strong>s/docs/PDFFiles/<br />
StdtCompltForm.pdf<br />
North Carolina Consumer Protection<br />
Attorney General's Office<br />
Mail Service Center 9001<br />
Raleigh, NC 27699-9001<br />
http://www.ncdoj.gov/getdoc/59be4357-<br />
41f3-4377-b10f-3e8bd532da5f/Complaint-<br />
Form.aspx<br />
NORTH DAKOTA<br />
North Dakota Department <strong>of</strong> Career <strong>and</strong><br />
Technical Education<br />
State Capitol - 15th Floor<br />
600 East Boulevard Avenue, Dept. 270<br />
Bismarck, ND 58505-0610<br />
cte@nd.gov<br />
North Dakota Consumer Protection Division<br />
Office <strong>of</strong> Attorney General<br />
Gateway Pr<strong>of</strong>essional Center<br />
1050 East Interstate Avenue, Suite 200<br />
Bismarck, ND 58503-5574<br />
http://www.ag.state.nd.us/cpat/PDFFiles/SF<br />
N7418.pdf<br />
Supplement to Institution Catalog<br />
Calendar Year 2010–2011<br />
OHIO<br />
Ohio State Board <strong>of</strong> Career Colleges <strong>and</strong><br />
<strong>School</strong>s<br />
35 East Gay Street, Suite 403<br />
Columbus, OH 43215-3138<br />
http://scr.ohio.gov/LinkClick.aspx?fileticket<br />
=%2bwaKHWPRAH8%3d&tabid=68<br />
Ohio Board <strong>of</strong> Regents<br />
30 East Broad Street, 36th Floor<br />
Columbus, OH 43215-3414<br />
Ohio Attorney General<br />
Consumer Protection Section<br />
30 East Broad Street, 14th Floor<br />
Columbus, OH 43215-3400<br />
http://www.ohioattorneygeneral.gov/<br />
consumercomplaint<br />
OKLAHOMA<br />
Oklahoma State Regents <strong>for</strong> Higher<br />
Education<br />
655 Research Parkway, Suite 200<br />
Oklahoma City, OK 73104<br />
Oklahoma State Board <strong>of</strong> Private Vocational<br />
<strong>School</strong>s<br />
3700 Classen Boulevard, Suite 250<br />
Oklahoma City, OK 73118-2864<br />
Oklahoma Office <strong>of</strong> the Attorney General<br />
Consumer Protection Unit<br />
Attn: Investigative Analyst<br />
313 NE 21st Street<br />
Oklahoma City, OK 73105<br />
http://www.oag.state.ok.us/oagweb.nsf/cco<br />
mp.html<br />
OREGON<br />
Oregon Office <strong>of</strong> Degree Authorization<br />
1500 Valley River Drive, Suite 100<br />
Eugene, OR 97401<br />
Oregon Department <strong>of</strong> Education<br />
Private Career <strong>School</strong>s Office<br />
255 Capitol Street NE<br />
Salem, OR 97310-0203<br />
http://www.ode.state.or.us/teachlearn/specia<br />
lty/pcs/<strong>for</strong>ms/complaint-procedures.doc<br />
Oregon Attorney General<br />
Financial Fraud/Consumer Protection<br />
Section<br />
1162 Court Street NE<br />
Salem, OR 97301-4096<br />
http://www.doj.state.or.us/finfraud/pdf/conc<br />
omp<strong>for</strong>m.pdf<br />
Page 3 <strong>of</strong> 4
State Agencies (Continued)<br />
PENNSYLVANIA<br />
Pennsylvania Department <strong>of</strong> Education<br />
333 Market Street<br />
Harrisburg, PA 17126-0333<br />
Office <strong>of</strong> Attorney General<br />
Bureau <strong>of</strong> Consumer Protection<br />
14th Floor, Strawberry Square<br />
Harrisburg, PA 17120<br />
http://www.attorneygeneral.gov/uploadedFil<br />
es/Complaints/BCP_Complaint_Form.pdf<br />
PUERTO RICO<br />
Puerto Rico Council on Higher Education<br />
P.O. Box 1900<br />
San Juan, PR 00910-1900<br />
Puerto Rico Department <strong>of</strong> Justice<br />
G.P.O. Box 9020192<br />
San Juan, PR 00902-0192<br />
RHODE ISLAND<br />
Rhode Isl<strong>and</strong> Board <strong>of</strong> Governors <strong>for</strong> Higher<br />
Education<br />
Shepard Building<br />
80 Washington Street<br />
Providence, RI 02903<br />
Rhode Isl<strong>and</strong> Department <strong>of</strong> Attorney<br />
General<br />
Consumer Protection Unit<br />
150 South Main Street<br />
Providence, RI 02903<br />
http://www.riag.state.ri.us/documents/consu<br />
mer/ConsumerComplaintForm.pdf<br />
SOUTH CAROLINA<br />
South Carolina Commission on Higher<br />
Education<br />
1333 Main Street, Suite 200<br />
Columbia, SC 29201<br />
http://www.che.sc.gov/AcademicAffairs/Lic<br />
ense/Complaint_procedures_<strong>and</strong>_<strong>for</strong>m.pdf<br />
SOUTH DAKOTA<br />
South Dakota Board <strong>of</strong> Regents<br />
306 East Capitol Avenue, Suite 200<br />
Pierre, SD 57501-2545<br />
South Dakota Office <strong>of</strong> Attorney General<br />
Division <strong>of</strong> Consumer Protection<br />
1302 East Highway 14, Suite 3<br />
Pierre, SD 57501-8053<br />
http://atg.sd.gov/Consumers/H<strong>and</strong>ling<br />
Complaints/ConsumerComplaintForm.aspx<br />
TENNESSEE<br />
Tennessee Higher Education Commission<br />
404 James Robertson Parkway, Suite 1900<br />
Nashville, TN 37243<br />
http://www.tn.gov/thec/Divisions/LRA/<br />
<strong>Postsecondary</strong>Auth/Complaint%20Form.rtf<br />
TEXAS<br />
Texas Work<strong>for</strong>ce Commission<br />
Career <strong>School</strong>s <strong>and</strong> Colleges - Room 226-T<br />
101 East 15th Street<br />
Austin, TX 78778-0001<br />
http://www.twc.state.tx.us/svcs/propschools/<br />
ps401a.pdf<br />
Texas Higher Education Coordinating<br />
Board<br />
1200 East Anderson Lane<br />
Austin, TX 78752<br />
Office <strong>of</strong> the Attorney General<br />
Consumer Protection Division<br />
P.O. Box 12548<br />
Austin, TX 78711-2548<br />
https://www.oag.state.tx.us/consumer/compl<br />
aint<strong>for</strong>m.pdf<br />
U.S. VIRGIN ISLANDS<br />
Government <strong>of</strong> the U.S. Virgin Isl<strong>and</strong>s<br />
Department <strong>of</strong> Education<br />
Office <strong>of</strong> the Commissioner<br />
1834 Kongens Gade<br />
St. Thomas, V.I. 00802<br />
UTAH<br />
Utah Division <strong>of</strong> Consumer Protection<br />
160 East 300 South<br />
Salt Lake City, UT 84111<br />
consumerprotection@utah.gov<br />
http://consumerprotection.utah.gov/<br />
complaints/index.html<br />
VERMONT<br />
Vermont Department <strong>of</strong> Education<br />
State Board <strong>of</strong> Education<br />
120 State Street<br />
Montpelier, VT 05620-2501<br />
Vermont Attorney General’s Office<br />
109 State Street<br />
Montpelier, VT 05609-1001<br />
VIRGINIA<br />
State Council <strong>of</strong> Higher Education<br />
101 North 14th St.<br />
James Monroe Building<br />
Richmond, VA 23219<br />
communications@schev.edu<br />
http://www.schev.edu/<strong>for</strong>ms/<br />
StudentComplaintIn<strong>for</strong>mation.pdf<br />
WASHINGTON<br />
Washington Higher Education Coordinating<br />
Board<br />
917 Lakeridge Way<br />
P.O. Box 43430<br />
Olympia, WA 98504-3430<br />
dainfo@hecb.wa.gov<br />
http://www.hecb.wa.gov/autheval/daa/<br />
ConsumerIn<strong>for</strong>mation.asp<br />
Supplement to Institution Catalog<br />
Calendar Year 2010–2011<br />
Washington Work<strong>for</strong>ce Training <strong>and</strong><br />
Education Coordinating Board<br />
128 10th Avenue SW<br />
P.O. Box 43105<br />
Olympia, WA 98504-3105<br />
work<strong>for</strong>ce@wtb.wa.gov<br />
http://www.wtb.wa.gov/<br />
PCS_Complaints.asp<br />
Washington State Office <strong>of</strong> the Attorney<br />
General<br />
1125 Washington Street SE<br />
P.O. Box 40100<br />
Olympia, WA 98504-0100<br />
https://<strong>for</strong>tress.wa.gov/atg/<strong>for</strong>mh<strong>and</strong>ler/ago/<br />
ContactForm.aspx?subject=Consumer%20P<br />
rotection<br />
https://<strong>for</strong>tress.wa.gov/atg/<strong>for</strong>mh<strong>and</strong>ler/ago/<br />
ComplaintForm.aspx<br />
WEST VIRGINIA<br />
West Virginia Higher Education Policy<br />
Commission<br />
1018 Kanawha Boulevard E., Suite 700<br />
Charleston, WV 25301-2800<br />
Community <strong>and</strong> Technical College System<br />
<strong>of</strong> West Virginia<br />
1018 Kanawha Boulevard E., Suite 700<br />
Charleston, WV 25301<br />
West Virginia Office <strong>of</strong> the Attorney<br />
General<br />
Consumer Protection Division<br />
P.O. Box 1789<br />
Charleston, WV 25326-1789<br />
http://www.wvago.gov/pdf/generalconsumer-complaint-<strong>for</strong>m.pdf<br />
WISCONSIN<br />
Wisconsin Educational <strong>Approval</strong> Board<br />
30 West Mifflin Street, 9th Floor<br />
P.O. Box 8696<br />
Madison, WI 53708<br />
eabmail@eab.state.wi.us<br />
http://eab.state.wi.us/resources/<br />
complaint.asp<br />
WYOMING<br />
Wyoming Department <strong>of</strong> Education<br />
2300 Capitol Avenue<br />
Hathaway Building, 2nd Floor<br />
Cheyenne, WY 82002-0050<br />
Attorney General’s Office<br />
123 Capitol Building<br />
200 West 24th Street<br />
Cheyenne, WY 82002<br />
Page 4 <strong>of</strong> 4
UNITED STATES DEPARTMENT OF EDUCATION<br />
WASHINGTON, D.C. 20202<br />
September 2011<br />
Kaplan University OPE ID: 004586<br />
1801 East Kimberly Road FY 2009 Cohort Default Rate: 17.3<br />
Davenport, IA 52807-2095<br />
NL01<br />
RE: FY 2009 Official Cohort Default Rate Notification Letter<br />
Dear President:<br />
This letter <strong>of</strong>ficially notifies you <strong>of</strong> your school's fiscal year (FY) 2009<br />
cohort default rate based on Federal Family Education Loan (FFEL) Program<br />
<strong>and</strong>/or William D. Ford Federal Direct Loan (Direct Loan) Program loans made<br />
to students <strong>for</strong> attendance at your school. Your school's FY 2009 cohort<br />
default rate is shown above. Please note that even if your school is no<br />
longer participating in the student loan program(s), federal law requires<br />
the U.S. Department <strong>of</strong> Education (Department) to notify your school <strong>of</strong> its<br />
cohort default rate.<br />
Since the Department is no longer mailing hardcopies <strong>of</strong> the cohort default<br />
rate notification letters to any schools, please refer to<br />
http://www.ed.gov/<strong>of</strong>fices/OSFAP/defaultmanagement/ecdr.html <strong>for</strong> a<br />
description <strong>of</strong> the other files that the Department transmitted to you along<br />
with this letter.<br />
WHAT FORMULA DID THE DEPARTMENT USE TO CALCULATE MY SCHOOL'S RATE?<br />
The Department uses one <strong>of</strong> three methods <strong>for</strong> calculation <strong>of</strong> cohort default<br />
rates:<br />
1.Official non-average rate <strong>for</strong> schools with 30 or more borrowers entering<br />
repayment,<br />
2.Official average rate <strong>for</strong> schools with 29 or fewer borrowers entering<br />
repayment, <strong>and</strong><br />
3.Un<strong>of</strong>ficial rate <strong>for</strong> schools with 29 or fewer borrowers entering repayment<br />
with less than three years <strong>of</strong> data.
For complete explanation <strong>of</strong> the three types <strong>of</strong> rates, please see<br />
Chapter 2.1 <strong>of</strong> the Cohort Default Rate Guide, How the Rates are Calculated,<br />
available at<br />
http://ifap.ed.gov/DefaultManagement/guide/04CDRGuidePart2.html.<br />
WHAT TYPES OF LOANS DID THE DEPARTMENT INCLUDE IN MY SCHOOL'S RATE<br />
CALCULATION?<br />
The Department included three types <strong>of</strong> loans in your school's cohort<br />
default rate calculation:<br />
1) Federal Staf<strong>for</strong>d Subsidized <strong>and</strong> Federal Staf<strong>for</strong>d Unsubsidized Loans<br />
2) Federal Direct Subsidized <strong>and</strong> Federal Direct Unsubsidized Loans<br />
3) Federal Supplemental Loans <strong>for</strong> Students (Federal SLS Loans). Although<br />
rare, it is possible <strong>for</strong> Federal SLS loans to be included in your school's<br />
cohort default rate calculation.<br />
WHAT LOAN RECORD DETAIL REPORT (LRDR) ACCOMPANIES THIS NOTIFICATION LETTER?<br />
If your school's FY 2009 <strong>of</strong>ficial cohort default rate is a non-averaged<br />
rate, the LRDR that accompanies this letter reflects all loans that went<br />
into repayment during FY 2009. If your school's FY 2009 <strong>of</strong>ficial cohort<br />
default rate is an averaged rate, the LRDR that accompanies this letter<br />
reflects all loans that went into repayment during FY 2009, FY 2008 <strong>and</strong> FY<br />
2007.<br />
Please note that if a technical problem caused by the Department results in<br />
an inability to access the data, schools have five business days from the<br />
receipt <strong>of</strong> the eCDR notification package to notify Operations Per<strong>for</strong>mance<br />
Division at the email address given below. All schools must meet the<br />
established submission timeframes <strong>for</strong> cohort default rate adjustments <strong>and</strong><br />
appeals. The Department will not review adjustments <strong>and</strong> appeals that any<br />
school submits outside <strong>of</strong> the established timeframes.<br />
For more in<strong>for</strong>mation on how to read the loan record detail report, please<br />
refer to Chapter 2.3 <strong>of</strong> the Cohort Default Rate Guide, Reviewing the Loan<br />
Record Detail Report, available at<br />
http://ifap.ed.gov/DefaultManagement/guide/04CDRGuidePart2.html.
WHAT SANCTIONS AND BENEFITS APPLY TO MY SCHOOL BASED ON THIS RATE?<br />
According to the Higher Education Act <strong>of</strong> 1965 (HEA), as amended, the Higher<br />
Education Reconciliation Act <strong>of</strong> 2005 (HERA), Pub.L.109-71 <strong>and</strong> the<br />
Department's regulations, your school is not subject to any sanctions based<br />
on your school's FY 2009 cohort default rate. However, if your school's<br />
<strong>of</strong>ficial FY 2009 cohort default rate is 25.0 percent or greater, the<br />
Department may provisionally certify your school when your school applies<br />
<strong>for</strong> recertification to participate in the Federal Student Aid Programs. For<br />
more in<strong>for</strong>mation about provisional certification, please refer to 34 C.F.R.<br />
Section 668.16(m)(1) <strong>and</strong> (2)(i) or contact the <strong>School</strong> Participation<br />
Management Division at 202-377-3173.<br />
If your school's most recent <strong>of</strong>ficial cohort default rate is less than 5.0<br />
percent <strong>and</strong> your school is an eligible home institution that<br />
certifies/originates a loan to cover the cost <strong>of</strong> attendance in a study<br />
abroad program, your school is eligible <strong>for</strong> this benefit. Your school may<br />
disburse/deliver loan proceeds in a single installment <strong>and</strong> may choose to<br />
release loan proceeds to first-year, first-time borrowers prior to 30<br />
calendar days after the first day <strong>of</strong> the borrower's program <strong>of</strong> study. Once<br />
your school receives notice from the Department that your school's <strong>of</strong>ficial<br />
cohort default rate is 5.0 percent or greater, this benefit will end within<br />
30 calendar days <strong>of</strong> the notification.<br />
Beginning October 1, 2011 an institution with a cohort default rate <strong>of</strong> less<br />
than 15 percent <strong>for</strong> each <strong>of</strong> the three most recent fiscal years <strong>for</strong> which<br />
data are available, including eligible <strong>for</strong>eign institutions, may disburse,<br />
in a single installment, loans that are made <strong>for</strong> one semester, one<br />
trimester, one quarter, or a four-month period. Such an institution is<br />
also no longer required to delay the delivery or disbursement <strong>of</strong> the first<br />
disbursement <strong>of</strong> a loan <strong>for</strong> 30 days <strong>for</strong> first-time, first-year undergraduate<br />
borrowers.<br />
Once your school receives notice from the Department that your school's<br />
<strong>of</strong>ficial cohort default rate is 15.0 percent or greater, this benefit will<br />
end within 30 calendar days <strong>of</strong> the notification.<br />
For more in<strong>for</strong>mation on the sanctions <strong>and</strong> the benefits associated with<br />
<strong>of</strong>ficial cohort default rates, please refer to Chapter 2.4 <strong>of</strong> the Cohort<br />
Default Rate Guide, Cohort Default Rate Effects, available at<br />
http://ifap.ed.gov/DefaultManagement/guide/04CDRGuidePart2.html.
WHY DOES THIS LETTER SAY THAT MY SCHOOL IS NOT SUBJECT TO SANCTIONS BUT MY<br />
RATES EXCEED THE SANCTION THRESHOLD?<br />
If your school has <strong>of</strong>ficial FY 2009, FY 2008, <strong>and</strong> FY 2007 cohort default<br />
rates that are 25.0 percent or greater or your school has an <strong>of</strong>ficial FY<br />
2009 cohort default rate that is greater than 40.0 percent, your school is<br />
NOT subject to the loss <strong>of</strong> FFEL Program, Direct Loan Program, <strong>and</strong>/or<br />
Federal Pell Grant Program eligibility because your school met one or more<br />
<strong>of</strong> the following criteria:<br />
|-------------------------------------------|-----------------------------|<br />
|FY 2009, FY 2008, FY 2007 Cohort |FY 2009 Cohort Default |<br />
| Default Rates >= 25.0% | Rate > 40.0% |<br />
|-------------------------------------------|-----------------------------|<br />
|At least two <strong>of</strong> your school s three most |Your school s FY 2009 cohort |<br />
|recent cohort default rates are <strong>of</strong>ficial |default rate is an <strong>of</strong>ficial |<br />
|average cohort default rates <strong>and</strong> would be |averaged cohort default rate.|<br />
|less than 25.0 percent if the Department | |<br />
|had calculated the rate using the data <strong>for</strong> | |<br />
|that cohort fiscal year alone. | |<br />
|-------------------------------------------|-----------------------------|<br />
|Thirty or fewer borrowers entered into repayment during your school s |<br />
|three most recent <strong>of</strong>ficial cohort default rates. |<br />
|-------------------------------------------------------------------------|<br />
|Your school submitted a successful participation rate index |<br />
|challenge/appeal based on your school s draft FY 2009 cohort default |<br />
|rate, <strong>of</strong>ficial FY 2008 cohort default rate, or <strong>of</strong>ficial FY 2007 |<br />
|cohort default rate. |<br />
|-------------------------------------------------------------------------|<br />
|Your school entered into a settlement agreement with the U.S. |<br />
|Department <strong>of</strong> Education that supersedes any sanctions the Department |<br />
|would apply based on cohort default rate calculations. |<br />
|-------------------------------------------------------------------------|<br />
WHAT RIGHTS DOES MY SCHOOL HAVE TO APPEAL THIS RATE<br />
INFORMATION?<br />
Based on your school's FY 2009 cohort default rate, your school may be<br />
eligible to submit the following adjustments/appeals:<br />
Uncorrected Data Adjustment
http://ifap.ed.gov/DefaultManagement/guide/04CDRGuidePart4.html<br />
Loan Servicing Appeal<br />
http://ifap.ed.gov/DefaultManagement/guide/04CDRGuidePart4.html<br />
New Data Adjustment<br />
http://ifap.ed.gov/DefaultManagement/guide/04CDRGuidePart4.html<br />
Averaged Rates Appeal<br />
http://ifap.ed.gov/DefaultManagement/guide/04CDRGuidePart4.html<br />
Thirty-or-fewer Borrowers Appeal<br />
http://ifap.ed.gov/DefaultManagement/guide/04CDRGuidePart4.html<br />
Beginning this year with the FY 2009 Official cycle all Uncorrected Data<br />
Adjustments <strong>and</strong> New Data Adjustments must be made through the eCDR Appeals<br />
application. The Loan Servicing Appeal, Averaged Rates Appeal <strong>and</strong> Thirty-<br />
or-fewer Borrowers Appeal will continue to be submitted via hard copy. The<br />
eCDR Appeals application, as it is known, allows schools to electronically<br />
submit certain challenge/ adjustment requests during the specified<br />
timeframes <strong>and</strong> allows data managers (guaranty agency or Federal Loan<br />
Servicer) <strong>and</strong> Federal Student Aid (FSA) personnel to electronically view<br />
<strong>and</strong> respond to these challenge/adjustment requests. The application tracks<br />
the entire life cycle <strong>of</strong> each request from the time the case is submitted<br />
until the time a decision is made <strong>and</strong> the case is closed.<br />
With this release <strong>of</strong> eCDR Appeals (Release 4.0), school users will now have<br />
access to a table listing all adjustments <strong>for</strong> which a data manager has<br />
requested additional in<strong>for</strong>mation. This table will be included in the<br />
school's Current Status Report, available by selecting the Report tab.<br />
WHAT TOOLS AND INFORMATION ARE AVAILABLE TO HELP MONITOR AND MANAGE MY<br />
SCHOOL'S COHORT DEFAULT RATE?<br />
|------------|-----------------------------------------------|-----------|<br />
| Tools | Description |Contact |<br />
| In<strong>for</strong>mation| |In<strong>for</strong>mation|<br />
|------------|-----------------------------------------------|-----------|<br />
|Cohort |http://www.ifap.ed.gov/DefaultManagement/ |May be |<br />
|Default |finalcdrg.html. Reference tool designed by U.S.|printed |<br />
|Rate Guide |Dept <strong>of</strong> Education to help schools underst<strong>and</strong> |from CDR |<br />
| |cohort default rates <strong>and</strong> various challenge/ |Guide Link |
| |appeal/adjustment processes. Original hardcopy | |<br />
| |mailed with FY 1999 notification letter. The | |<br />
| |electronic version was revised August 2006 <strong>and</strong> | |<br />
| |may be found online. | |<br />
|------------|-----------------------------------------------|-----------|<br />
|Cohort |The Cohort Default Rate Guide Quick reference |May be |<br />
|Default Rate|at http://ifap.ed.gov/drmaterials/attachments/ |printed |<br />
|Guide Quick |CDRGQuickRef093005FINAL.pdf presents some <strong>of</strong> |from CDR |<br />
|Reference |the key elements <strong>of</strong> the Guide in a more |Reference |<br />
| |in<strong>for</strong>mal manner to give schools a summary <strong>of</strong> |Link |<br />
| |what they should do during the draft <strong>and</strong> | |<br />
| |<strong>of</strong>ficial cohort default rate cycles. | |<br />
|------------|-----------------------------------------------|-----------|<br />
|Default |http://ifap.ed.gov/DefaultManagement/ |Default |<br />
|Prevention |DefaultManagement.html. Contains valuable |Prevention |<br />
|<strong>and</strong> Mgmt |in<strong>for</strong>mation <strong>for</strong> schools, guaranty agencies <strong>and</strong> |<strong>and</strong> |<br />
|Website |borrowers. Contains link <strong>for</strong> eCDR process, |Management |<br />
| |including enrollment procedures <strong>and</strong> downloading|202-377- |<br />
| |instructions. |4259 |<br />
|------------|-----------------------------------------------|-----------|<br />
| eCDR |Electronic Cohort Default Rate Appeals Process |Default |<br />
| Appeals | |Prevention |<br />
| |eCDR Appeals facilitates the exchange <strong>of</strong> |<strong>and</strong> |<br />
| |in<strong>for</strong>mation between parties <strong>for</strong> three <strong>of</strong> the |Management |<br />
| |challenge/adjustment processes:Incorrect Data |202-377- |<br />
| |Challenge (IDC), Uncorrected Data Adjustments |4259 |<br />
| |(UDA), <strong>and</strong> New Data Adjustments (NDA). The | |<br />
| |application allows schools to electronically | |<br />
| |submit these challenges <strong>and</strong> adjustment requests| |<br />
| |during a cohort default rate cycle, <strong>and</strong> allows | |<br />
| |data managers (guaranty agency or Direct Loan | |<br />
| |Servicer) <strong>and</strong> Federal Student Aid (FSA) | |<br />
| |personnel to electronically view <strong>and</strong> respond to| |<br />
| |challenges <strong>and</strong> adjustment requests. The | |<br />
| |application tracks the entire life cycle <strong>of</strong> | |<br />
| |each challenge/adjustment request from the time| |<br />
| |the case is submitted until the time a decision| |<br />
| |is made <strong>and</strong> the case is closed. | |<br />
| | | |<br />
| |All users must complete the registration | |<br />
| |process to gain access to eCDR Appeals. The | |<br />
| |eCDR Appeals homepage contains a link to the | |
| |<strong>Registration</strong> <strong>and</strong> User Account Guide, which | |<br />
| |gives step-by-step instructions <strong>for</strong> | |<br />
| |registration. Links to the User Guides <strong>for</strong> the | |<br />
| |three processes can also be found here, as well| |<br />
| |as a link to the Cohort Default Rate Guide. | |<br />
|------------|-----------------------------------------------|-----------|<br />
|Late Stage |Process whereby schools work in collaboration |Direct Loan|<br />
|Delinquency |with servicers or guarantors to identify <strong>and</strong> |Servicer |<br />
|Assistance |provide counseling to borrowers more than 240 |888-877- |<br />
|(LSDA) |days late on loan repayment. For Direct Loan |7658 (can |<br />
| |schools, the website http://www.dlservicer |guide you |<br />
| |.ed.gov/ identifies borrowers whose impending |through the|<br />
| |default will impact the school's cohort default|process) |<br />
| |rate. | |<br />
|------------|-----------------------------------------------|-----------|<br />
|National |https://www.nlsdsfap.ed.gov. Offers schools the|NLSDS |<br />
|Student Loan|opportunity to request reports in extract or |Customer |<br />
|Data System |pre<strong>for</strong>matted <strong>for</strong>mats that can be retrieved |Service at |<br />
|(NLSDS) |through the Students Aid Internet Gateway(SAIG)|(800) 999- |<br />
| |account associated with the NLSDS User Id that |8219 |<br />
| |requested the report. Listed below are some | |<br />
| |reports NLSDS <strong>of</strong>fers. | |<br />
||----------------------------------------------------------------------||<br />
||Report | Brief Description <strong>of</strong> the NLSDS Reports ||<br />
||name | ||<br />
||--------|-------------------------------------------------------------||<br />
|| |<strong>School</strong> CDR Rate History Report provides school with a copy ||<br />
|| DRC035 |<strong>of</strong> the Loan Record Detail Report that lists students in ||<br />
|| |default/repayment during the cohort period indicated. ||<br />
||--------|------------------------------------------------------------ ||<br />
|| |Enrollment Reporting Summary Report provides school users ||<br />
|| SCHER1 |with the chronology <strong>of</strong> enrollment reporting events. ||<br />
||--------|------------------------------------------------------------ ||<br />
|| |Date Entered Repayment Report provides school users with a ||<br />
|| DER001 |list <strong>of</strong> student borrowers with loan history who are ||<br />
|| |scheduled to go into repayment during a specified date range.||<br />
||--------|------------------------------------------------------------ ||<br />
|| |<strong>School</strong> Repayment In<strong>for</strong>mation Loan Detail provides school ||<br />
|| DRC015 |users with the current repayment status <strong>of</strong> certain borrowers ||<br />
|| DRC016 |in FFEL/DL loan programs who attended a school during a ||<br />
|| |specific period. ||<br />
||--------|------------------------------------------------------------ ||
|| |Exit Counseling Report provides school users with exit ||<br />
|| SCH01B |counseling in<strong>for</strong>mation on students who attended the ||<br />
|| |requesting school <strong>and</strong> whose anticipated completion dates fall||<br />
|| |within a specified date range. ||<br />
||--------|-------------------------------------------------------------||<br />
|| |The Delinquent Borrower Report (DELQ01) provides <strong>School</strong> users||<br />
|| DELQ01 |a report <strong>of</strong> borrowers who have been reported as delinquent in||<br />
|| |making loan payments to one <strong>of</strong> the federal loan servicers. ||<br />
||--------|------------------------------------------------------------ ||<br />
|| |The <strong>School</strong> Portfolio Report (SCHPR1) provides ED users with ||<br />
|| SCHPR1 |with in<strong>for</strong>mation about all Direct Loan <strong>and</strong>/or FFEL program ||<br />
|| |loans <strong>for</strong> a specified school. ||<br />
|---------|--------------------------------------------------------------|<br />
Additional tools <strong>and</strong> in<strong>for</strong>mation may be found in Chapter 3.2 <strong>of</strong> the Cohort<br />
Default Rate Guide, Monitoring Loan Repayment Status Year-Round, available<br />
at http://ifap.ed.gov/DefaultManagement/guide/04CDRGuidePart3.html.<br />
If you have any questions about this letter that are not answered in the<br />
Cohort Default Rate Guide, please contact Operations Per<strong>for</strong>mance Division<br />
via email at FSA.<strong>School</strong>s.Default.Management@ed.gov or via phone at (202)<br />
377-4259.<br />
Please be sure to include your Office <strong>of</strong> <strong>Postsecondary</strong> Education<br />
Identification Number (OPE ID) on all correspondence, as shown on page one<br />
<strong>of</strong> this letter.<br />
Enclosures<br />
Sincerely,<br />
Katrina Turner<br />
Director<br />
Operations Per<strong>for</strong>mance Division<br />
Business Operations<br />
Note: The Higher Education Opportunity Act (HEOA) enacted on August 8,
2008 made a number <strong>of</strong> changes to the Federal Student Aid Programs<br />
including timeframes <strong>for</strong> the calculations <strong>of</strong> FFEL/DL Cohort Default Rates.<br />
On October 28, 2009, the Department published in the Federal Register the<br />
regulations that will govern the calculation <strong>of</strong> default rates beginning<br />
with the FY 2009 cohort year. Under the new provisions, an institution's<br />
Cohort Default Rate is calculated as the percentage <strong>of</strong> borrowers in the<br />
cohort who default be<strong>for</strong>e the end <strong>of</strong> the second fiscal year following the<br />
fiscal year in which the borrowers entered repayment.<br />
The Department will issue the FY 2009 draft 3-Year cohort default in 2012.<br />
The st<strong>and</strong>ard 2-Year CDR will continue to be published along with the 3-<br />
Year rates until 2013. Beginning with the FY 2011 cohort default rate in<br />
September 2014, 3 Year rates will be the only <strong>of</strong>ficial rate <strong>and</strong> schools<br />
will be subject to benefits <strong>and</strong> sanctions based solely on these rates.<br />
A trial sample <strong>of</strong> 3 Year cohort default rates was sent to institutions in<br />
February 2011 so that they could begin to consider what impact this<br />
additional cohort year might have on their default rates. <strong>School</strong>s may want<br />
to increase their default rate initiatives in order to maintain cohort<br />
default rates within benefit range <strong>and</strong> avoid sanction criteria.<br />
More in<strong>for</strong>mation on 3-Year cohort default rates will be <strong>for</strong>thcoming.<br />
OPEID: 004586<br />
<strong>School</strong> Name: Kaplan University<br />
City <strong>and</strong> State: Davenport, IA 52807-2095<br />
The Department's records indicate the following with regard to your<br />
school's loan program participation:<br />
CERTIFIED FFEL CERTIFIED DIRECT LOAN<br />
Based on borrower participation in the FFEL Program <strong>and</strong>/or Direct Loan<br />
Program at your school, here are the FY 2009, FY 2008 <strong>and</strong> FY 2007 <strong>of</strong>ficial<br />
cohort default rates on record <strong>for</strong> your school:<br />
Fiscal Year 2009<br />
(1) Number <strong>of</strong> borrowers entering repayment: 33634
(2) Number <strong>of</strong> borrowers who entered repayment <strong>and</strong> defaulted: 5827<br />
(3) Official Cohort Default Rate: 17.3%<br />
(4) Rate Type: DU<br />
Fiscal Year 2008<br />
(1) Number <strong>of</strong> borrowers entering repayment: 26271<br />
(2) Number <strong>of</strong> borrowers who entered repayment <strong>and</strong> defaulted: 4531<br />
(3) Official Cohort Default Rate: 17.2%<br />
(4) Rate Type: DU<br />
Fiscal Year 2007<br />
(1) Number <strong>of</strong> borrowers entering repayment: 20772<br />
(2) Number <strong>of</strong> borrowers who entered repayment <strong>and</strong> defaulted: 2765<br />
(3) Official Cohort Default Rate: 13.3%<br />
(4) Rate Type: DU<br />
The rate type indicates the category <strong>of</strong> loans that the Department included<br />
in your school's cohort default rate:<br />
FL-FFEL Program loans only<br />
DL-Direct Loan Program loans only<br />
DU- both FFEL Program <strong>and</strong> Direct Loan Program loans<br />
For additional in<strong>for</strong>mation on the methodology that the Department uses to<br />
calculate cohort default rates, please refer to the Chapter 2.1 <strong>of</strong> the<br />
Cohort Default Rate Guide, How the Rates are Calculated, available at<br />
http://ifap.ed.gov/DefaultManagement/guide/04CDRGuidePart2.html.
Kaplan University: Cedar Falls – Median Loan Debt<br />
Title <strong>of</strong> Document<br />
This median loan debt rate was calculated by determining the loan debts <strong>of</strong> students who completed the program between July 1, 2009,<br />
<strong>and</strong> June 30, 2010. The first columns represent the median debt from the Federal Family Educational Loans (FFEL) program <strong>and</strong> the<br />
William D. Ford Direct Loan (DL) program. The second column represents the median amount <strong>of</strong> loans students received from private<br />
lenders, which include, but are not limited to, loans made expressly <strong>for</strong> educational expenses by financial institutions, credit unions,<br />
institutions <strong>of</strong> higher education or their affiliates, <strong>and</strong> States <strong>and</strong> localities. The third column represents the median amount that students<br />
owed in institutional financing <strong>and</strong> loans upon completion <strong>of</strong> the program.<br />
Some programs may not be listed because the program was recently opened or has too few students to calculate a median loan debt rate.<br />
OPEID CIP CL Program Name Degree # <strong>of</strong><br />
Completers<br />
00458600 / 11.0103 / 02 Associate <strong>of</strong> Applied Science in<br />
In<strong>for</strong>mation Technology<br />
00458600 / 43.0104 / 02 Associate <strong>of</strong> Applied Science in<br />
Criminal Justice<br />
00458600 / 51.0801 / 02 Associate <strong>of</strong> Applied Science in Medical<br />
Assisting<br />
00458600 / 52.0201 / 02 Associate <strong>of</strong> Applied Science in<br />
Business Administration<br />
00458600 / 52.0201 / 03 Bachelor <strong>of</strong> Science in Business<br />
Administration<br />
00458600 / 52.0201 / 03 Advanced Start Bachelor <strong>of</strong> Science in<br />
Business Administration<br />
Federal<br />
Student Loans<br />
Private Loans Institutional<br />
Financing<br />
# <strong>of</strong> Borrowers Median Debt Median Debt Median Debt<br />
Associate 18 17 $18,923 $0 $195<br />
Associate 27 26 $17,367 $0 $0<br />
Associate 43 40 $17,778 $0 $0<br />
Associate 26 25 $16,130 $0 $0<br />
Bachelor 20 18 $23,398 $0 $0<br />
Bachelor 13 12 $14,311 $0 $0<br />
00458600 / 51.3901 / 01 Practical Nursing Diploma 50 45 $14,149 $0 $0<br />
* Figures do not include capitalization <strong>of</strong> interest<br />
**Institutional debt is as <strong>of</strong> the graduation date<br />
036-Kaplan University – Cedar Falls, Iowa<br />
Distribution Date: 7/1/2011<br />
Next Distribution Date: 7/1/2012
Kaplan University: Davenport – Median Loan Debt<br />
Title <strong>of</strong> Document<br />
This median loan debt rate was calculated by determining the loan debts <strong>of</strong> students who completed the program between July 1, 2009,<br />
<strong>and</strong> June 30, 2010. The first columns represent the median debt from the Federal Family Educational Loans (FFEL) program <strong>and</strong> the<br />
William D. Ford Direct Loan (DL) program. The second column represents the median amount <strong>of</strong> loans students received from private<br />
lenders, which include, but are not limited to, loans made expressly <strong>for</strong> educational expenses by financial institutions, credit unions,<br />
institutions <strong>of</strong> higher education or their affiliates, <strong>and</strong> States <strong>and</strong> localities. The third column represents the median amount that students<br />
owed in institutional financing <strong>and</strong> loans upon completion <strong>of</strong> the program.<br />
Some programs may not be listed because the program was recently opened or has too few students to calculate a median loan debt rate.<br />
OPEID CIP CL Program Name Degree # <strong>of</strong><br />
Completers<br />
00458600 / 11.0103 / 02 Associate <strong>of</strong> Applied Science in<br />
In<strong>for</strong>mation Technology<br />
00458600 / 22.0302 / 02 Associate <strong>of</strong> Applied Science in<br />
Paralegal Studies<br />
00458600 / 43.0104 / 02 Associate <strong>of</strong> Applied Science in<br />
Criminal Justice<br />
Federal<br />
Student Loans<br />
Private Loans Institutional<br />
Financing<br />
# <strong>of</strong> Borrowers Median Debt Median Debt Median Debt<br />
Associate 23 22 $19,853 $0 $0<br />
Associate 13 13 $18,742 $0 $0<br />
Associate 37 36 $19,800 $0 $0<br />
00458600 / 43.0104 / 03 Bachelor <strong>of</strong> Science in Criminal Justice Bachelor 12 12 $30,406 $0 $0<br />
00458600 / 51.0801 / 02 Associate <strong>of</strong> Applied Science in Medical<br />
Assisting<br />
00458600 / 52.0201 / 02 Associate <strong>of</strong> Applied Science in<br />
Business Administration<br />
00458600 / 52.0201 / 03 Bachelor <strong>of</strong> Science in Business<br />
Administration<br />
* Figures do not include capitalization <strong>of</strong> interest<br />
**Institutional debt is as <strong>of</strong> the graduation date<br />
037-Kaplan University – Davenport, Iowa<br />
Distribution Date: 7/1/2011<br />
Next Distribution Date: 7/1/2012<br />
Associate 32 31 $19,809 $0 $0<br />
Associate 18 18 $16,520 $0 $0<br />
Bachelor 18 17 $28,017 $0 $0
Kaplan University: Cedar Rapids – Median Loan Debt<br />
Title <strong>of</strong> Document<br />
This median loan debt rate was calculated by determining the loan debts <strong>of</strong> students who completed the program between July 1, 2009,<br />
<strong>and</strong> June 30, 2010. The first columns represent the median debt from the Federal Family Educational Loans (FFEL) program <strong>and</strong> the<br />
William D. Ford Direct Loan (DL) program. The second column represents the median amount <strong>of</strong> loans students received from private<br />
lenders, which include, but are not limited to, loans made expressly <strong>for</strong> educational expenses by financial institutions, credit unions,<br />
institutions <strong>of</strong> higher education or their affiliates, <strong>and</strong> States <strong>and</strong> localities. The third column represents the median amount that students<br />
owed in institutional financing <strong>and</strong> loans upon completion <strong>of</strong> the program.<br />
Some programs may not be listed because the program was recently opened or has too few students to calculate a median loan debt rate.<br />
OPEID CIP CL Program Name Degree # <strong>of</strong><br />
Completers<br />
00458600 / 11.0103 / 02 Associate <strong>of</strong> Applied Science in<br />
In<strong>for</strong>mation Technology<br />
00458600 / 43.0104 / 02 Associate <strong>of</strong> Applied Science in<br />
Criminal Justice<br />
00458600 / 51.0801 / 02 Associate <strong>of</strong> Applied Science in Medical<br />
Assisting<br />
00458600 / 52.0201 / 02 Associate <strong>of</strong> Applied Science in<br />
Business Administration<br />
00458600 / 52.0201 / 03 Bachelor <strong>of</strong> Science in Business<br />
Administration<br />
00458600 / 52.0301 / 02 Associate <strong>of</strong> Applied Science in<br />
Accounting<br />
Federal<br />
Student Loans<br />
Private Loans Institutional<br />
Financing<br />
# <strong>of</strong> Borrowers Median Debt Median Debt Median Debt<br />
Associate 33 31 $15,246 $0 $0<br />
Associate 19 17 $14,807 $0 $0<br />
Associate 42 42 $21,913 $0 $0<br />
Associate 24 22 $18,275 $0 $0<br />
Bachelor 18 18 $28,518 $0 $0<br />
Associate 13 13 $13,234 $0 $0<br />
00458600 / 51.3901 / 01 Practical Nursing Diploma 67 66 $14,329 $0 $0<br />
* Figures do not include capitalization <strong>of</strong> interest<br />
**Institutional debt is as <strong>of</strong> the graduation date<br />
038-Kaplan University – Cedar Rapids, Iowa<br />
Distribution Date: 7/1/2011<br />
Next Distribution Date: 7/1/2012
Kaplan University: Des Moines – Median Loan Debt<br />
Title <strong>of</strong> Document<br />
This median loan debt rate was calculated by determining the loan debts <strong>of</strong> students who completed the program between July 1, 2009,<br />
<strong>and</strong> June 30, 2010. The first columns represent the median debt from the Federal Family Educational Loans (FFEL) program <strong>and</strong> the<br />
William D. Ford Direct Loan (DL) program. The second column represents the median amount <strong>of</strong> loans students received from private<br />
lenders, which include, but are not limited to, loans made expressly <strong>for</strong> educational expenses by financial institutions, credit unions,<br />
institutions <strong>of</strong> higher education or their affiliates, <strong>and</strong> States <strong>and</strong> localities. The third column represents the median amount that students<br />
owed in institutional financing <strong>and</strong> loans upon completion <strong>of</strong> the program.<br />
Some programs may not be listed because the program was recently opened or has too few students to calculate a median loan debt rate.<br />
Federal<br />
Student Loans<br />
Private Loans Institutional<br />
Financing<br />
OPEID CIP CL Program Name Degree # <strong>of</strong> Completers # <strong>of</strong> Borrowers Median Debt Median Debt Median Debt<br />
00458600 / 11.0103 / 02 Associate <strong>of</strong> Applied Science in<br />
In<strong>for</strong>mation Technology<br />
00458600 / 22.0302 / 02 Associate <strong>of</strong> Applied Science in<br />
Paralegal Studies<br />
00458600 / 43.0104 / 02 Associate <strong>of</strong> Applied Science in<br />
Criminal Justice<br />
Associate 37 35 $18,178 $0 $0<br />
Associate 13 13 $13,878 $0 $0<br />
Associate 52 51 $18,188 $0 $0<br />
00458600 / 43.0104 / 03 Bachelor <strong>of</strong> Science in Criminal Justice Bachelor 19 18 $24,750 $0 $0<br />
00458600 / 51.0801 / 02 Associate <strong>of</strong> Applied Science in Medical<br />
Assisting<br />
Associate 57 55 $19,574 $0 $0<br />
00458600 / 51.3901 / 01 Practical Nursing Diploma 51 49 $12,689 $0 $0<br />
00458600 / 52.0201 / 02 Associate <strong>of</strong> Applied Science in<br />
Business Administration<br />
00458600 / 52.0201 / 03 Bachelor <strong>of</strong> Science in Business<br />
Administration<br />
00458600 / 52.0301 / 02 Associate <strong>of</strong> Applied Science in<br />
Accounting<br />
* Figures do not include capitalization <strong>of</strong> interest<br />
**Institutional debt is as <strong>of</strong> the graduation date<br />
039-Kaplan University – Des Moines, Iowa<br />
Distribution Date: 7/1/2011<br />
Next Distribution Date: 7/1/2012<br />
Associate 33 32 $17,606 $0 $0<br />
Bachelor 16 16 $19,802 $0 $0<br />
Associate 14 13 $11,528 $0 $0
Kaplan University: Mason City – Median Loan Debt<br />
Title <strong>of</strong> Document<br />
This median loan debt rate was calculated by determining the loan debts <strong>of</strong> students who completed the program between July 1, 2009,<br />
<strong>and</strong> June 30, 2010. The first columns represent the median debt from the Federal Family Educational Loans (FFEL) program <strong>and</strong> the<br />
William D. Ford Direct Loan (DL) program. The second column represents the median amount <strong>of</strong> loans students received from private<br />
lenders, which include, but are not limited to, loans made expressly <strong>for</strong> educational expenses by financial institutions, credit unions,<br />
institutions <strong>of</strong> higher education or their affiliates, <strong>and</strong> States <strong>and</strong> localities. The third column represents the median amount that students<br />
owed in institutional financing <strong>and</strong> loans upon completion <strong>of</strong> the program.<br />
Some programs may not be listed because the program was recently opened or has too few students to calculate a median loan debt rate.<br />
OPEID CIP CL Program Name Degree # <strong>of</strong><br />
Completers<br />
00458600 / 11.0103 / 02 Associate <strong>of</strong> Applied Science in<br />
In<strong>for</strong>mation Technology<br />
00458600 / 43.0104 / 02 Associate <strong>of</strong> Applied Science in<br />
Criminal Justice<br />
00458600 / 51.0801 / 02 Associate <strong>of</strong> Applied Science in Medical<br />
Assisting<br />
00458600 / 52.0201 / 02 Associate <strong>of</strong> Applied Science in<br />
Business Administration<br />
00458600 / 52.0201 / 03 Bachelor <strong>of</strong> Science in Business<br />
Administration<br />
* Figures do not include capitalization <strong>of</strong> interest<br />
**Institutional debt is as <strong>of</strong> the graduation date<br />
040-Kaplan University – Mason City, Iowa<br />
Distribution Date: 7/1/2011<br />
Next Distribution Date: 7/1/2012<br />
Federal<br />
Student Loans<br />
Private Loans Institutional<br />
Financing<br />
# <strong>of</strong> Borrowers Median Debt Median Debt Median Debt<br />
Associate 11 11 $19,040 $0 $0<br />
Associate 13 13 $19,800 $0 $0<br />
Associate 20 20 $21,151 $0 $0<br />
Associate 20 20 $20,050 $0 $0<br />
Bachelor 24 24 $26,960 $0 $0
Kaplan University: Council Bluff – Median Loan Debt<br />
Title <strong>of</strong> Document<br />
This median loan debt rate was calculated by determining the loan debts <strong>of</strong> students who completed the program between July<br />
1, 2009, <strong>and</strong> June 30, 2010. The first columns represent the median debt from the Federal Family Educational Loans (FFEL)<br />
program <strong>and</strong> the William D. Ford Direct Loan (DL) program. The second column represents the median amount <strong>of</strong> loans<br />
students received from private lenders, which include, but are not limited to, loans made expressly <strong>for</strong> educational expenses by<br />
financial institutions, credit unions, institutions <strong>of</strong> higher education or their affiliates, <strong>and</strong> States <strong>and</strong> localities. The third column<br />
represents the median amount that students owed in institutional financing <strong>and</strong> loans upon completion <strong>of</strong> the program.<br />
Some programs may not be listed because the program was recently opened or has too few students to calculate a median<br />
loan debt rate.<br />
OPEID CIP CL Program Name Degree # <strong>of</strong><br />
Completers<br />
00458600 / 43.0104 / 02 Associate <strong>of</strong> Applied Science in<br />
Criminal Justice<br />
00458600 / 51.0801 / 02 Associate <strong>of</strong> Applied Science in Medical<br />
Assisting<br />
00458600 / 52.0201 / 02 Associate <strong>of</strong> Applied Science in<br />
Business Administration<br />
00458600 / 52.0201 / 03 Bachelor <strong>of</strong> Science in Business<br />
Administration<br />
* Figures do not include capitalization <strong>of</strong> interest<br />
**Institutional debt is as <strong>of</strong> the graduation date<br />
094-Kaplan University – Council Bluff, Iowa<br />
Distribution Date: 7/1/2011<br />
Next Distribution Date: 7/1/2012<br />
Federal<br />
Student Loans<br />
Private Loans Institutional<br />
Financing<br />
# <strong>of</strong> Borrowers Median Debt Median Debt Median Debt<br />
Associate 13 13 $19,430 $0 $0<br />
Associate 22 22 $20,619 $0 $0<br />
Associate 12 12 $20,720 $0 $0<br />
Bachelor 14 14 $26,055 $0 $0
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